1

Insurance Risk Assessment Jobs in Michigan (NOW HIRING)

Conduct detailed financial analysis and risk assessments for the captive insurance companies. * Prepare comprehensive financial reports and dashboards for leadership, highlighting key performance ...

Conduct detailed financial analysis and risk assessments for the captive insurance companies. * Prepare comprehensive financial reports and dashboards for leadership, highlighting key performance ...

next page

Showing results 1-20

Insurance Risk Assessment information

What is an Insurance Risk Assessment job?

An Insurance Risk Assessment job involves evaluating potential risks associated with insuring individuals, businesses, or assets. Professionals in this role analyze data, assess policyholder information, and determine the likelihood of claims to set appropriate premiums and coverage terms. They use industry guidelines, statistical models, and market factors to make informed decisions. The goal is to minimize financial risk for the insurance company while ensuring fair and accurate policy pricing for clients.

Is insurance risk management a good career?

Insurance risk management is a stable career that involves analyzing and mitigating risks to help companies minimize financial losses. It requires strong analytical skills, knowledge of insurance policies, and often professional certifications such as the CPCU or ARM. The field offers opportunities for advancement and typically involves a standard office schedule.

What does a typical day look like for someone working in Insurance Risk Assessment?

A typical day for an Insurance Risk Assessment professional involves analyzing new and existing insurance applications, assessing risk profiles using specialized software, interpreting actuarial data, and preparing detailed reports for underwriting teams. You will also collaborate closely with claims adjusters, underwriters, and occasionally clients to gather information and communicate findings. Many roles involve regular meetings to discuss trends in risk exposure, as well as ongoing education to stay current with industry regulations and best practices. The environment is often collaborative and analytical, providing opportunities to develop both technical expertise and professional relationships.

What does an insurance risk assessor do?

An insurance risk assessor evaluates the risks associated with insuring individuals or properties by analyzing data, conducting inspections, and assessing potential hazards. They use tools like risk assessment software and often hold certifications such as the Chartered Insurance Institute (CII) designation. Their findings help insurance companies determine policy terms, premiums, and coverage options.

What are the key skills and qualifications needed to thrive in the Insurance Risk Assessment position, and why are they important?

To thrive in Insurance Risk Assessment, you need a solid understanding of risk analysis, data interpretation, actuarial principles, and typically a degree in finance, mathematics, or a related field. Familiarity with risk modeling software like RMS, data analytics tools, and relevant certifications such as Associate of the Society of Actuaries (ASA) are highly valued. Strong decision-making, analytical thinking, and effective communication skills distinguish top performers in this profession. These abilities are vital to accurately evaluate potential risks, influence insurance policies, and ensure sound, data-driven recommendations for the organization.

How to become an insurance risk analyst?

To become an insurance risk analyst, typically a bachelor's degree in finance, economics, or a related field is required. Gaining experience in insurance or risk management, developing strong analytical skills, and obtaining certifications such as the Associate in Risk Management (ARM) can enhance job prospects.

How to become an insurance risk assessor?

To become an insurance risk assessor, typically one needs a bachelor's degree in fields like risk management, finance, or insurance, along with relevant work experience. Developing skills in data analysis, risk evaluation, and familiarity with insurance policies and tools is important, and professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance prospects.
What job categories do people searching Insurance Risk Assessment jobs in Michigan look for? The top searched job categories for Insurance Risk Assessment jobs in Michigan are:
Infographic showing various Insurance Risk Assessment job openings in Michigan as of July 2026, with employment types broken down into 100% Full Time. Highlights an 86% In-person, and 14% Remote job distribution.

Farmers Insurance - Risk Advisor

Farmers District 40

Ionia, MI • On-site

$55K - $75K/yr

Full-time

Medical, PTO

Posted 18 days ago


Job description

Risk Advisor – Farmers Insurance | Kara Ruehs Agency, Ionia

 

Are you passionate about helping others and ready to embark on a purpose-driven career in insurance? The Kara Ruehs Agency, a distinguished Farmers Insurance partner, is seeking a dedicated Risk Advisor to join our exceptional team in Ionia.

 

As a Risk Advisor, you'll play a pivotal role in growing our agency by delivering expert guidance and customized insurance solutions to our valued clients. You’ll have the opportunity to forge strong relationships, provide proactive risk assessments, and act as a trusted advocate for individuals, families, and businesses as they protect their futures.

 

If you excel at identifying client needs, thrive in a team environment, and have a proven ability to achieve results, we encourage you to apply and advance your career with us!

 

About the Kara Ruehs Agency

 

At our agency, we take pride in shaping brighter futures for clients and colleagues alike. We offer robust training, effective mentorship, and meaningful growth opportunities—inclusive of leadership development and an established track to agency ownership. Our supportive culture values achievement, continuous improvement, and collaborative success.

 

Key Responsibilities

 
  • Discover and connect with prospective clients, converting leads into enduring policies

  • Consult with clients on their unique risks and recommend tailored insurance strategies

  • Sell and cross-sell Auto, Home, Life, and Commercial insurance products

  • Establish and nurture long-term client relationships by offering ongoing expertise and support

  • Consistently surpass sales objectives while maintaining compliance standards

  • Keep up-to-date with evolving insurance products and industry guidelines

  • Leverage CRM systems to manage prospects, follow-ups, and renewals

  • Actively contribute to team meetings and innovative sales initiatives

 

Who We’re Looking For

 
  • 1+ year of sales, customer service, or insurance experience preferred

  • Exceptional communication and negotiation skills

  • Comfortable initiating outreach and expertly closing sales

  • Highly organized, coachable, and self-motivated

  • Strong time management abilities

  • Property & Casualty and/or Life & Health license preferred (or commitment to obtain)

  • Bilingual candidates highly encouraged to apply

 

Why Choose the Kara Ruehs Agency?

 
  • Competitive base salary with unlimited commission earning potential

  • Performance incentives and comprehensive paid training

  • Structured career growth with a clear path to agency ownership

  • Flexible scheduling options

  • Achievement-oriented, encouraging team culture

  • Health insurance support (when available)

  • Paid time off, holidays, and special incentives

  • Join a stable, respected brand recognized for excellence

 

Ready to Make an Impact?

 

Take the leap and build a meaningful, rewarding career as a Risk Advisor with the Kara Ruehs Agency and Farmers Insurance. Apply today to discover your unlimited growth opportunity!

Compensation Range: $55K - $75K