... assessments and other regulatory requirements affecting insurance programs. 4. Assist leadership in the oversight of McLaren's self-insured captive insurance company and other risk financing ...
... assessments and other regulatory requirements affecting insurance programs. 4. Assist leadership in the oversight of McLaren's self-insured captive insurance company and other risk financing ...
... assessments and other regulatory requirements affecting insurance programs. 4. Assist leadership in the oversight of McLaren's self-insured captive insurance company and other risk financing ...
... assessments and other regulatory requirements affecting insurance programs. 4. Assist leadership in the oversight of McLaren's self-insured captive insurance company and other risk financing ...
... assessments and other regulatory requirements affecting insurance programs. 4. Assist leadership in the oversight of McLaren's self-insured captive insurance company and other risk financing ...
... assessments and other regulatory requirements affecting insurance programs. 4. Assist leadership in the oversight of McLaren's self-insured captive insurance company and other risk financing ...
... and managing risk assessment. * Lead Client Engagement Strategy (CES) for assigned clients ... Maintain and grow insurance knowledge through education opportunities and pursuit of designation(s ...
... and managing risk assessment. * Lead Client Engagement Strategy (CES) for assigned clients ... Maintain and grow insurance knowledge through education opportunities and pursuit of designation(s ...
... and managing risk assessment. * Lead Client Engagement Strategy (CES) for assigned clients ... Maintain and grow insurance knowledge through education opportunities and pursuit of designation(s ...
... and managing risk assessment. * Lead Client Engagement Strategy (CES) for assigned clients ... Maintain and grow insurance knowledge through education opportunities and pursuit of designation(s ...
Comprehensive home assessment training * Dedicated patient scheduling assistance * Liability ... We believe that happiness should be a fundamental part of every role in risk assessment. Our ...
Quick apply
Comprehensive home assessment training * Dedicated patient scheduling assistance * Liability ... We believe that happiness should be a fundamental part of every role in risk assessment. Our ...
Comprehensive home assessment training * Dedicated patient scheduling assistance * All required supplies provided * Liability insurance options Position Summary Qualified Nurse Practitioners ...
Quick apply
Comprehensive home assessment training * Dedicated patient scheduling assistance * All required supplies provided * Liability insurance options Position Summary Qualified Nurse Practitioners ...
Comprehensive home assessment training * Dedicated patient scheduling assistance * All required supplies provided * Liability insurance options Position Summary Qualified Nurse Practitioners ...
Quick apply
Comprehensive home assessment training * Dedicated patient scheduling assistance * All required supplies provided * Liability insurance options Position Summary Qualified Nurse Practitioners ...
Comprehensive home assessment training * Dedicated patient scheduling assistance * All required supplies provided * Liability insurance options Position Summary Qualified Nurse Practitioners ...
Quick apply
Comprehensive home assessment training * Dedicated patient scheduling assistance * All required supplies provided * Liability insurance options Position Summary Qualified Nurse Practitioners ...
Comprehensive home assessment training * Dedicated patient scheduling assistance * Liability ... We believe that happiness should be a fundamental part of every role in risk assessment. Our ...
Quick apply
Comprehensive home assessment training * Dedicated patient scheduling assistance * Liability ... We believe that happiness should be a fundamental part of every role in risk assessment. Our ...
Flexible schedule * Comprehensive home assessment training * Dedicated patient scheduling ... Liability insurance options Position Summary Qualified Nurse Practitioners interested in this ...
Flexible schedule * Comprehensive home assessment training * Dedicated patient scheduling ... Liability insurance options Position Summary Qualified Nurse Practitioners interested in this ...
... assessment training * Dedicated patient scheduling assistance * Liability insurance options ... We believe that happiness should be a fundamental part of every role in risk assessment. Our ...
... assessment training * Dedicated patient scheduling assistance * Liability insurance options ... We believe that happiness should be a fundamental part of every role in risk assessment. Our ...
Comprehensive home assessment training * Dedicated patient scheduling assistance * Liability ... We believe that happiness should be a fundamental part of every role in risk assessment. Our ...
Quick apply
Comprehensive home assessment training * Dedicated patient scheduling assistance * Liability ... We believe that happiness should be a fundamental part of every role in risk assessment. Our ...
Flexible schedule * Comprehensive home assessment training * Dedicated patient scheduling ... Liability insurance options Position Summary Qualified Nurse Practitioners interested in this ...
Flexible schedule * Comprehensive home assessment training * Dedicated patient scheduling ... Liability insurance options Position Summary Qualified Nurse Practitioners interested in this ...
Flexible schedule * Comprehensive home assessment training * Dedicated patient scheduling ... Liability insurance options Position Summary Qualified Nurse Practitioners interested in this ...
Flexible schedule * Comprehensive home assessment training * Dedicated patient scheduling ... Liability insurance options Position Summary Qualified Nurse Practitioners interested in this ...
... assessment training * Dedicated patient scheduling assistance * Liability insurance options ... We believe that happiness should be a fundamental part of every role in risk assessment. Our ...
... assessment training * Dedicated patient scheduling assistance * Liability insurance options ... We believe that happiness should be a fundamental part of every role in risk assessment. Our ...
... and managing risk assessment. * Lead Client Engagement Strategy (CES) for assigned clients ... Maintain and grow insurance knowledge through education opportunities and pursuit of designation(s ...
... and managing risk assessment. * Lead Client Engagement Strategy (CES) for assigned clients ... Maintain and grow insurance knowledge through education opportunities and pursuit of designation(s ...
Comprehensive home assessment training * Dedicated patient scheduling assistance * All required supplies provided * Liability insurance options Position Summary Qualified Nurse Practitioners ...
Quick apply
Comprehensive home assessment training * Dedicated patient scheduling assistance * All required supplies provided * Liability insurance options Position Summary Qualified Nurse Practitioners ...
Flexible schedule * Comprehensive home assessment training * Dedicated patient scheduling ... Liability insurance options Position Summary Qualified Nurse Practitioners interested in this ...
Flexible schedule * Comprehensive home assessment training * Dedicated patient scheduling ... Liability insurance options Position Summary Qualified Nurse Practitioners interested in this ...
Comprehensive home assessment training * Dedicated patient scheduling assistance * Liability ... We believe that happiness should be a fundamental part of every role in risk assessment. Our ...
Quick apply
Comprehensive home assessment training * Dedicated patient scheduling assistance * Liability ... We believe that happiness should be a fundamental part of every role in risk assessment. Our ...
Insurance Risk Assessment information
What is an insurance risk assessment?
An Insurance Risk Assessment job involves evaluating potential risks associated with insuring individuals, businesses, or assets. Professionals in this role analyze data, assess policyholder information, and determine the likelihood of claims to set appropriate premiums and coverage terms. They use industry guidelines, statistical models, and market factors to make informed decisions. The goal is to minimize financial risk for the insurance company while ensuring fair and accurate policy pricing for clients.
What does a typical day look like for someone working in insurance risk assessment?
A typical day for an Insurance Risk Assessment professional involves analyzing new and existing insurance applications, assessing risk profiles using specialized software, interpreting actuarial data, and preparing detailed reports for underwriting teams. You will also collaborate closely with claims adjusters, underwriters, and occasionally clients to gather information and communicate findings. Many roles involve regular meetings to discuss trends in risk exposure, as well as ongoing education to stay current with industry regulations and best practices. The environment is often collaborative and analytical, providing opportunities to develop both technical expertise and professional relationships.
What are the key skills and qualifications needed to thrive in insurance risk assessment, and why are they important?
To thrive in Insurance Risk Assessment, you need a solid understanding of risk analysis, data interpretation, actuarial principles, and typically a degree in finance, mathematics, or a related field. Familiarity with risk modeling software like RMS, data analytics tools, and relevant certifications such as Associate of the Society of Actuaries (ASA) are highly valued. Strong decision-making, analytical thinking, and effective communication skills distinguish top performers in this profession. These abilities are vital to accurately evaluate potential risks, influence insurance policies, and ensure sound, data-driven recommendations for the organization.
How to become an insurance risk assessment?
To become an insurance risk assessor, typically a bachelor's degree in fields like risk management, finance, or insurance is required. Gaining experience in insurance underwriting or risk analysis, along with professional certifications such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Strong analytical skills and knowledge of insurance policies and data analysis tools are also important.
What does an insurance risk assessment do?
An insurance risk assessment involves evaluating the potential risks associated with insuring a person, property, or business. It helps determine the level of risk and appropriate coverage or premiums by analyzing factors such as health, safety, and history, often using data analysis tools. Risk assessors use industry standards and may hold certifications to perform thorough evaluations that inform insurance decisions.
What are popular job titles related to Insurance Risk Assessment jobs in Michigan? For Insurance Risk Assessment jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Assessment jobs in Michigan look for? The top searched job categories for Insurance Risk Assessment jobs in Michigan are:
Manager Corporate Insurance Risk Finance - Onsite
Grand Blanc, MI • On-site
Full-time
Posted 15 days ago
McLaren Health Care rating
6.7
Based on 221 frontline employees who took The Breakroom Quiz
530th of 887 rated healthcare providers
Job description
Position Summary:
Responsible for the strategic administration of the organization's enterprise insurance and risk financing programs, including oversight of the commercial property and casualty insurance portfolio, workers' compensation program, and assisting leadership with management of the self-insured captive. Leads insurance procurement, claims management, contract risk transfer, policy interpretation, and coverage analysis to optimize financial protection and minimize organizational risk. Partners with brokers, insurers, actuaries, legal counsel, and operational leadership to evaluate emerging risks, develop cost-effective risk financing strategies, and maximize insurance recoveries. Provides analytical support through risk exposure modeling and insurance program performance metrics. Oversees insurance compliance activities, including certificates of insurance, contractual insurance requirements, regulatory reporting, and premium audits.
Essential Functions and Responsibilities as Assigned:
1. Leads the procurement and administration of the organization's commercial property and casualty (P&C) insurance programs, including underwriting submissions, broker and carrier negotiations, policy placement, coverage analysis, policy review, premium allocation, invoice approval, premium audits, and renewal management.
2. Develops annual insurance budgets, premium allocation methodologies, and maintains department manuals, databases, records, policies, and schedules.
3. Monitors state insurance assessments and other regulatory requirements affecting insurance programs.
4. Assist leadership in the oversight of McLaren's self-insured captive insurance company and other risk financing initiatives.
5. Reviews contracts, leases, and other agreements to evaluate insurance requirements, indemnification provisions, and contractual risk transfer provisions to ensure adequate protection of organizational interests.
6. Independently manages Workers' Compensation (WC) program and property, automobile, and other P&C claims through final resolution.
7. Analyzes claim exposures, determines applicable insurance coverage, develops recovery strategies, and maximizes claim reimbursements, including subrogation opportunities.
8. Conducts on-site and off-site claim investigations, prepares claim submissions, coordinates with carriers and third-party administrators (TPA), and monitors claim activity through final disposition.
9. Performs financial and operational risk analyses, including loss trends and organizational exposure assessments to recommend strategies to reduce or transfer risk.
10. Coordinates, prepares, and authorizes Certificates of Insurance (COI) and review external COIs for compliance with contract requirements.
11. Manages organizational insurance compliance activities, including claims verification, motor vehicle reports, and insurance documentation.
Qualifications:
Required:
• Bachelor of Business Administration (BBA), Accounting, Insurance, Risk Management, or related field.
• Seven years of related professional experience in risk management or commercial insurance/brokerage. Experience in claims oversight and settlement. An advanced knowledge of insurance (including underwriting, coverage forms, preferred endorsements, and loss control activities), risk financing, and actuarial methods.
Preferred:
• Juris Doctor (JD) degree from an accredited law school (active license not necessary).
Responsible for the strategic administration of the organization's enterprise insurance and risk financing programs, including oversight of the commercial property and casualty insurance portfolio, workers' compensation program, and assisting leadership with management of the self-insured captive. Leads insurance procurement, claims management, contract risk transfer, policy interpretation, and coverage analysis to optimize financial protection and minimize organizational risk. Partners with brokers, insurers, actuaries, legal counsel, and operational leadership to evaluate emerging risks, develop cost-effective risk financing strategies, and maximize insurance recoveries. Provides analytical support through risk exposure modeling and insurance program performance metrics. Oversees insurance compliance activities, including certificates of insurance, contractual insurance requirements, regulatory reporting, and premium audits.
Essential Functions and Responsibilities as Assigned:
1. Leads the procurement and administration of the organization's commercial property and casualty (P&C) insurance programs, including underwriting submissions, broker and carrier negotiations, policy placement, coverage analysis, policy review, premium allocation, invoice approval, premium audits, and renewal management.
2. Develops annual insurance budgets, premium allocation methodologies, and maintains department manuals, databases, records, policies, and schedules.
3. Monitors state insurance assessments and other regulatory requirements affecting insurance programs.
4. Assist leadership in the oversight of McLaren's self-insured captive insurance company and other risk financing initiatives.
5. Reviews contracts, leases, and other agreements to evaluate insurance requirements, indemnification provisions, and contractual risk transfer provisions to ensure adequate protection of organizational interests.
6. Independently manages Workers' Compensation (WC) program and property, automobile, and other P&C claims through final resolution.
7. Analyzes claim exposures, determines applicable insurance coverage, develops recovery strategies, and maximizes claim reimbursements, including subrogation opportunities.
8. Conducts on-site and off-site claim investigations, prepares claim submissions, coordinates with carriers and third-party administrators (TPA), and monitors claim activity through final disposition.
9. Performs financial and operational risk analyses, including loss trends and organizational exposure assessments to recommend strategies to reduce or transfer risk.
10. Coordinates, prepares, and authorizes Certificates of Insurance (COI) and review external COIs for compliance with contract requirements.
11. Manages organizational insurance compliance activities, including claims verification, motor vehicle reports, and insurance documentation.
Qualifications:
Required:
• Bachelor of Business Administration (BBA), Accounting, Insurance, Risk Management, or related field.
• Seven years of related professional experience in risk management or commercial insurance/brokerage. Experience in claims oversight and settlement. An advanced knowledge of insurance (including underwriting, coverage forms, preferred endorsements, and loss control activities), risk financing, and actuarial methods.
Preferred:
- Designated as a Chartered Property Casualty Underwriter (CPCU)
- Designated as a Chartered Financial Consultant (ChFC)
• Juris Doctor (JD) degree from an accredited law school (active license not necessary).
What McLaren Health Care employees say
Pay
Benefits
Hours and flexibility
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About McLaren Port Huron
Sourced by ZipRecruiter
Industry
Health care and social assistance
Company size
1,001 - 5,000 Employees
Headquarters location
Port Huron, MI, US