1

Insurance Risk Assessment Jobs in Michigan (NOW HIRING)

Be Seen First

... insurance policies including homeowners, automobile, renters, condo, and umbrella coverage. This role involves comprehensive client management, policy administration, and risk assessment while ...

Cybersecurity Risk Manager

Detroit, MI · On-site +1

$70K - $140K/yr

Execute risk assessments against defined scopes and planned initiatives in alignment with our ... insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO)

Cybersecurity Risk Manager

Detroit, MI · On-site +1

$70K - $140K/yr

Execute risk assessments against defined scopes and planned initiatives in alignment with our ... In addition, Huntington provides a variety of benefits to colleagues, including health insurance ...

$62K - $94K/yr

Summit provides independent insurance agents and their clients with market-leading workers' comp ... Develops and implements risk assessment models to make informed decisions on coverage, pricing, and ...

next page

Showing results 1-20

Insurance Risk Assessment information

What is an Insurance Risk Assessment job?

An Insurance Risk Assessment job involves evaluating potential risks associated with insuring individuals, businesses, or assets. Professionals in this role analyze data, assess policyholder information, and determine the likelihood of claims to set appropriate premiums and coverage terms. They use industry guidelines, statistical models, and market factors to make informed decisions. The goal is to minimize financial risk for the insurance company while ensuring fair and accurate policy pricing for clients.

Is insurance risk management a good career?

Insurance risk management is a stable career that involves analyzing and mitigating risks to help companies minimize financial losses. It requires strong analytical skills, knowledge of insurance policies, and often professional certifications such as the CPCU or ARM. The field offers opportunities for advancement and typically involves a standard office schedule.

What does a typical day look like for someone working in Insurance Risk Assessment?

A typical day for an Insurance Risk Assessment professional involves analyzing new and existing insurance applications, assessing risk profiles using specialized software, interpreting actuarial data, and preparing detailed reports for underwriting teams. You will also collaborate closely with claims adjusters, underwriters, and occasionally clients to gather information and communicate findings. Many roles involve regular meetings to discuss trends in risk exposure, as well as ongoing education to stay current with industry regulations and best practices. The environment is often collaborative and analytical, providing opportunities to develop both technical expertise and professional relationships.

What does an insurance risk assessor do?

An insurance risk assessor evaluates the risks associated with insuring individuals or properties by analyzing data, conducting inspections, and assessing potential hazards. They use tools like risk assessment software and often hold certifications such as the Chartered Insurance Institute (CII) designation. Their findings help insurance companies determine policy terms, premiums, and coverage options.

What are the key skills and qualifications needed to thrive in the Insurance Risk Assessment position, and why are they important?

To thrive in Insurance Risk Assessment, you need a solid understanding of risk analysis, data interpretation, actuarial principles, and typically a degree in finance, mathematics, or a related field. Familiarity with risk modeling software like RMS, data analytics tools, and relevant certifications such as Associate of the Society of Actuaries (ASA) are highly valued. Strong decision-making, analytical thinking, and effective communication skills distinguish top performers in this profession. These abilities are vital to accurately evaluate potential risks, influence insurance policies, and ensure sound, data-driven recommendations for the organization.

How to become an insurance risk analyst?

To become an insurance risk analyst, typically a bachelor's degree in finance, economics, or a related field is required. Gaining experience in insurance or risk management, developing strong analytical skills, and obtaining certifications such as the Associate in Risk Management (ARM) can enhance job prospects.

How to become an insurance risk assessor?

To become an insurance risk assessor, typically one needs a bachelor's degree in fields like risk management, finance, or insurance, along with relevant work experience. Developing skills in data analysis, risk evaluation, and familiarity with insurance policies and tools is important, and professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance prospects.
What job categories do people searching Insurance Risk Assessment jobs in Michigan look for? The top searched job categories for Insurance Risk Assessment jobs in Michigan are:
Infographic showing various Insurance Risk Assessment job openings in Michigan as of July 2026, with employment types broken down into 100% Full Time. Highlights an 86% In-person, and 14% Remote job distribution.
Personal Lines Account Manager

Personal Lines Account Manager

Capital Insurance Services

Lansing, MI • On-site

$40K - $60K/yr

Full-time

Medical, Dental, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.


Job description

The Personal Lines Account Manager will be a key member of a small, focused team handling a variety of personal lines insurance policies including homeowners, automobile, renters, condo, and umbrella coverage. This role involves comprehensive client management, policy administration, and risk assessment while providing dedicated support to underwriting and sales efforts without requiring travel. The position offers growth opportunities towards senior account management or transitions into sales and business development roles.

Responsibilities

  • Manage client relationships and deliver exceptional customer service
  • Administer policies accurately, ensuring timely renewals and updates
  • Conduct risk assessments to support underwriting decisions
  • Support sales activities and business development initiatives
  • Oversee renewals management to maintain client retention
  • Facilitate underwriting support and documentation processes
  • Utilize industry-specific insurance software and general office tools

Required Qualifications

  • 5+ years of experience in personal lines insurance
  • Valid Property and Casualty License

Preferred Qualifications

  • High school diploma or equivalent
  • Experience with policy administration and customer service
  • Familiarity with sales support and insurance software
  • Strong attention to detail and problem-solving skills