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Insurance Risk Assessment Jobs in California (NOW HIRING)

The Risk and Insurance Analyst support Vuori's risk management function by combining hands-on ... assessments and range estimates (or potential recoveries) for pending and threatened litigation ...

The Risk and Insurance Analyst support Vuori's risk management function by combining hands-on ... assessments and range estimates (or potential recoveries) for pending and threatened litigation ...

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Monitor insurance policy expiration dates and renewal deadlines. * Assist with risk assessments and recommend practices that may reduce workplace injuries, property damage, claims, and insurance ...

The Risk and Insurance Analyst support Vuori's risk management function by combining hands-on ... assessments and range estimates (or potential recoveries) for pending and threatened litigation ...

Manager, Risk Management

Los Angeles, CA ยท On-site

$102K - $132K/yr

Review and analyze insurance provisions of contractual agreements and provide risk assessments and recommendations to the Legal department, divisions, and management * Review, data enter, and track ...

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Insurance Risk Assessment information

See California salary details

$81.4K

$119.9K

$183.6K

How much do insurance risk assessment jobs pay per year?

As of Aug 5, 2026, the average yearly pay for insurance risk assessment in California is $119,914.00, according to ZipRecruiter salary data. Most workers in this role earn between $99,700.00 and $136,200.00 per year, depending on experience, location, and employer.

What is an insurance risk assessment?

An Insurance Risk Assessment job involves evaluating potential risks associated with insuring individuals, businesses, or assets. Professionals in this role analyze data, assess policyholder information, and determine the likelihood of claims to set appropriate premiums and coverage terms. They use industry guidelines, statistical models, and market factors to make informed decisions. The goal is to minimize financial risk for the insurance company while ensuring fair and accurate policy pricing for clients.

What does a typical day look like for someone working in insurance risk assessment?

A typical day for an Insurance Risk Assessment professional involves analyzing new and existing insurance applications, assessing risk profiles using specialized software, interpreting actuarial data, and preparing detailed reports for underwriting teams. You will also collaborate closely with claims adjusters, underwriters, and occasionally clients to gather information and communicate findings. Many roles involve regular meetings to discuss trends in risk exposure, as well as ongoing education to stay current with industry regulations and best practices. The environment is often collaborative and analytical, providing opportunities to develop both technical expertise and professional relationships.

What are the key skills and qualifications needed to thrive in insurance risk assessment, and why are they important?

To thrive in Insurance Risk Assessment, you need a solid understanding of risk analysis, data interpretation, actuarial principles, and typically a degree in finance, mathematics, or a related field. Familiarity with risk modeling software like RMS, data analytics tools, and relevant certifications such as Associate of the Society of Actuaries (ASA) are highly valued. Strong decision-making, analytical thinking, and effective communication skills distinguish top performers in this profession. These abilities are vital to accurately evaluate potential risks, influence insurance policies, and ensure sound, data-driven recommendations for the organization.

How to become an insurance risk assessment?

To become an insurance risk assessor, typically a bachelor's degree in fields like risk management, finance, or insurance is required. Gaining experience in insurance underwriting or risk analysis, along with professional certifications such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Strong analytical skills and knowledge of insurance policies and data analysis tools are also important.

What does an insurance risk assessment do?

An insurance risk assessment involves evaluating the potential risks associated with insuring a person, property, or business. It helps determine the level of risk and appropriate coverage or premiums by analyzing factors such as health, safety, and history, often using data analysis tools. Risk assessors use industry standards and may hold certifications to perform thorough evaluations that inform insurance decisions.
What are the most commonly searched types of Insurance Risk Assessment jobs in California? The most popular types of Insurance Risk Assessment jobs in California are:
What job categories do people searching Insurance Risk Assessment jobs in California look for? The top searched job categories for Insurance Risk Assessment jobs in California are:
Infographic showing various Insurance Risk Assessment job openings in California as of July 2026, with employment types broken down into 100% Full Time. Highlights an 86% In-person, and 14% Remote job distribution, with an average salary of $119,914 per year, or $57.7 per hour.

Safety, Risk & Insurance Specialist

Agramont Worldwide Logistics Inc

San Diego, CA โ€ข On-site

$30 - $38/hr

Other

Posted 12 days ago


Job description

The Safety, Risk & Insurance Specialist is responsible for supporting the companyโ€™s workplace safety, OSHA compliance, risk-management, and insurance programs. This position will help develop and enforce safety procedures across the companyโ€™s yards, warehouses, and administrative offices. The specialist will also coordinate insurance claims, policy renewals, and communication with insurance brokers, carriers, adjusters, and other third parties.

Key Responsibilities

  • Monitor company operations for compliance with OSHA requirements and other applicable workplace safety regulations.
  • Develop, maintain, and update safety policies, procedures, manuals, and emergency-response plans.
  • Conduct regular safety inspections of company yards, warehouses, offices, equipment, and work areas.
  • Identify workplace hazards and recommend corrective and preventive actions.
  • Track corrective actions and follow up with the appropriate departments to ensure safety concerns are resolved.
  • Coordinate employee safety training, emergency drills, first aid/CPR training, and other required programs.
  • Maintain records of safety inspections, training, incidents, corrective actions, and OSHA-related documentation.
  • Investigate workplace accidents, injuries, property damage, and near-miss incidents.
  • Prepare incident reports and help identify the root causes of accidents.
  • Manage and monitor workersโ€™ compensation, vehicle, property, general liability, and other insurance claims.
  • Coordinate workersโ€™ compensation claims with HR, insurance carriers, brokers, adjusters, and medical providers. Assist with incident investigations, claim documentation, status tracking, and safety-related corrective actions. HR will retain responsibility for employee leave, accommodations, payroll, benefits, and employment decisions.
  • Report claims to the appropriate insurance carrier, broker, or third-party administrator.
  • Communicate with employees, supervisors, adjusters, medical providers, attorneys, and insurance representatives regarding open claims.
  • Maintain accurate claim files and monitor deadlines, documentation, and claim status through closure.
  • Support annual insurance renewals by collecting applications, loss runs, payroll information, vehicle schedules, property information, and other required documentation.
  • Review insurance documents, policies, certificates of insurance, and renewal information for accuracy.
  • Maintain organized records of insurance policies, claims, certificates, inspections, and safety documentation.
  • Monitor insurance policy expiration dates and renewal deadlines.
  • Assist with risk assessments and recommend practices that may reduce workplace injuries, property damage, claims, and insurance costs.
  • Serve as a point of contact for workplace safety and insurance-related matters.
  • Perform other related duties as assigned.

Qualifications

  • Previous experience in workplace safety, OSHA compliance, risk management, insurance, claims administration, or a related field is preferred.
  • Knowledge of OSHA regulations and general workplace safety practices.
  • Experience in handling workersโ€™ compensation or other insurance claims is preferred.
  • Strong organizational, documentation, and follow-up skills.
  • Strong written and verbal communication skills.
  • Ability to conduct inspections, identify hazards, and recommend practical solutions.
  • Ability to handle confidential employee and claim information.
  • Strong attention to detail and ability to manage multiple deadlines.
  • Proficiency with Microsoft Office, including Word, Excel, Outlook, and PowerPoint.
  • Bilingual in English and Spanish is required.
  • Valid driverโ€™s license and ability to travel between company locations as needed.

Preferred Skills and Certifications

  • OSHA 10-hour or OSHA 30-hour certification
  • First Aid/CPR certification
  • Experience with safety training and emergency-preparedness drills
  • Knowledge of workersโ€™ compensation procedures
  • Experience coordinating with insurance brokers, carriers, and adjusters
  • Knowledge of commercial auto, general liability, property, and occupational accident insurance
  • Risk assessment and incident-investigation experience

Physical and Work Requirements

  • Ability to work in office, warehouse, and outdoor yard environments.
  • Travel between locations as needed.
  • Ability to walk through operational areas and conduct routine safety inspections.
  • Ability to occasionally stand, bend, climb stairs, and lift materials related to inspections or training.
  • May be exposed to noise, moving vehicles, equipment, varying weather conditions, and other conditions commonly found in transportation and warehouse environments.
  • Must follow all required personal protective equipment and safety procedures.

Compensation

$30.00-$38.00 per hour

Depending on experience.