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Insurance Risk Assessment Jobs in California (NOW HIRING)

Luster National

Risk Specialist

Sacramento, CA · On-site

$52 - $96/hr

Review and challenge project-level risk assessments to ensure accuracy and effectiveness ... Life insurance and accidental death and dismemberment * 401(k) plan with guaranteed employer ...

Marsh McLennan Agency

Risk Consultant

Los Angeles, CA · On-site

... insurance specialty areas. * Advanced knowledge, skills and experience in a specialized field, service planning and delivery, risk assessment, risk analysis, solutions management and progress ...

Super Micro Computer

Sr. Risk Manager (28696)

San Jose, CA · On-site

$123K - $140K/yr

Risk Assessment & Mitigation: * Proactively identify and assess a wide range of risks, including ... Manage the procurement and renewal of all insurance policies, ensuring comprehensive coverage at ...

HomeServices of America

Insurance Producer

San Carlos, CA · On-site

$24.03 - $28.84/hr

As a key player on our high-performing team, you'll assess client risk, deliver customized coverage ... Market and sell personal lines insurance policies. Proactively contact all leads to recommend ...

HomeServices of America

Insurance Producer

San Carlos, CA · On-site

$24.03 - $28.84/hr

As a key player on our high-performing team, you'll assess client risk, deliver customized coverage ... Market and sell personal lines insurance policies. Proactively contact all leads to recommend ...

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All JobsInsurance Risk Assessment JobsInsurance Risk Assessment Jobs in California

Insurance Risk Assessment information

See California salary details

$81.4K

$119.9K

$183.6K

How much do insurance risk assessment jobs pay per year?

As of Jun 25, 2026, the average yearly pay for insurance risk assessment in California is $119,914.00, according to ZipRecruiter salary data. Most workers in this role earn between $99,700.00 and $136,200.00 per year, depending on experience, location, and employer.

What is an Insurance Risk Assessment job?

An Insurance Risk Assessment job involves evaluating potential risks associated with insuring individuals, businesses, or assets. Professionals in this role analyze data, assess policyholder information, and determine the likelihood of claims to set appropriate premiums and coverage terms. They use industry guidelines, statistical models, and market factors to make informed decisions. The goal is to minimize financial risk for the insurance company while ensuring fair and accurate policy pricing for clients.

What does a typical day look like for someone working in Insurance Risk Assessment?

A typical day for an Insurance Risk Assessment professional involves analyzing new and existing insurance applications, assessing risk profiles using specialized software, interpreting actuarial data, and preparing detailed reports for underwriting teams. You will also collaborate closely with claims adjusters, underwriters, and occasionally clients to gather information and communicate findings. Many roles involve regular meetings to discuss trends in risk exposure, as well as ongoing education to stay current with industry regulations and best practices. The environment is often collaborative and analytical, providing opportunities to develop both technical expertise and professional relationships.

What are the key skills and qualifications needed to thrive in the Insurance Risk Assessment position, and why are they important?

To thrive in Insurance Risk Assessment, you need a solid understanding of risk analysis, data interpretation, actuarial principles, and typically a degree in finance, mathematics, or a related field. Familiarity with risk modeling software like RMS, data analytics tools, and relevant certifications such as Associate of the Society of Actuaries (ASA) are highly valued. Strong decision-making, analytical thinking, and effective communication skills distinguish top performers in this profession. These abilities are vital to accurately evaluate potential risks, influence insurance policies, and ensure sound, data-driven recommendations for the organization.

What are the most commonly searched types of Insurance Risk Assessment jobs in California? The most popular types of Insurance Risk Assessment jobs in California are:
What are popular job titles related to Insurance Risk Assessment jobs in California? For Insurance Risk Assessment jobs in California, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Assessment jobs in California look for? The top searched job categories for Insurance Risk Assessment jobs in California are:
Insurance Risk Assessment jobs near you
Infographic showing various Insurance Risk Assessment job openings in California as of June 2026, with employment types broken down into 72% Full Time, 22% Part Time, and 6% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $119,914 per year, or $57.7 per hour.
Risk Specialist

Risk Specialist

Luster National

Sacramento, CA • On-site

$52 - $96/hr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 6 days ago

Job description

About the Position
We're seeking a Risk Specialist to support large, heavy-civil infrastructure programs, including highways, roads, bridges, transit (both rail and bus), international airports, and water/wastewater projects delivered through both traditional and alternative methods. Your primary focus will be supporting comprehensive risk management efforts, maintaining risk reporting tools, and collaborating with key stakeholders to enhance program risk oversight.
This is a long-term, full-time, on-site position located in Sacramento, CA.
Responsibilities may include, but are not limited to, the following:
  • Assist the team in establishing and maintaining cost and schedule baselines to assess risk exposures.
  • Support input required for external stakeholders, grant applications, and program reporting.
  • Develop and maintain risk reporting tools for cost and schedule risk analysis.
  • Manage the Authority's risk register, ensuring proper coordination between program level and project-level risks.
  • Maintain and update the Authority's Program Risk Management Plan and prepare quarterly risk management reports.
  • Provide guidance and templates for project risk management, including qualitative risk registers and quantitative risk assessments.
  • Support project teams in implementing risk management strategies and maintaining project risk contingency plans.
  • Review and challenge project-level risk assessments to ensure accuracy and effectiveness.
  • Collaborate with Enterprise Risk personnel to align with overall risk management goals.

Attributes
  • Excellent written and verbal communication and interpersonal skills.
  • Excellent multi-tasking and organizational skills.
  • Collaborative mindset that fosters teamwork, trust, and positive relationships.
  • Natural curiosity, problem-solving abilities, and a passion for continuous improvement.

Minimum Qualifications
  • Bachelor's degree in quantity surveying, civil engineering, or related field, or equivalent combination of education and experience.
  • 10+ years of experience in risk management on large (>$500M), complex, heavy-civil infrastructure projects in transportation or transit sectors.
  • Strong understanding of risk management processes and methodologies.
  • Familiarity with risk analysis and scheduling tools (e.g. Primavera Risk, Deltek Acumen Fuse, @Risk, etc.).
  • Familiarity with project and construction management software (e.g., MS Project, Primavera P6, etc.).
  • Proficient with Microsoft Office Suite/Office 365 (e.g., Outlook, Teams, Word, Excel, PowerPoint, etc.).

Preferred Qualifications
  • Master's degree in quantity surveying or civil engineering.
  • Certification in Project Management (PMP, PMI-RMP, or equivalent).
  • Professional Engineering license in CA, or the ability to obtain it through reciprocity.
  • Proficiency with Power BI, Tableau, or similar platforms for building interactive schedule dashboards and KPI visualizations.

Compensation Details
Expected Salary: $110k-$200k/year ($52-$96/hour). Luster provides the salary range that the company in good faith believes it might offer for this position based on the successful candidate's level of experience, knowledge, skills, abilities, education, certifications, licenses, geographic location, etc. Luster reserves the right to ultimately pay more or less than the posted range depending on circumstances not related to any status protected by local, state, and/or federal law.
Just LOOK at the Benefits We Offer!
  • Unlimited flexible time off
  • Paid holidays
  • Paid parental leave
  • Health, dental, and vision insurance
  • Flexible spending accounts (healthcare and dependent or elder care)
  • Long-term disability insurance
  • Short-term disability insurance
  • Life insurance and accidental death and dismemberment
  • 401(k) plan with guaranteed employer contribution
  • Formal career planning and development program
  • $2,500 annually toward professional development
  • Wellness program with monthly wellness stipend
  • Company cell phone or cell phone plan reimbursement
  • Free personalized meal planning and nutrition support with a registered dietitian
  • Free personal financial planning services
  • Employee assistance program
  • Employee discounts
  • Employee referral bonus

Specific plan details and coverage for each benefit noted above will be provided upon offer. #IN-LNJS
If you wish to be considered for a position where there is not an active job posted, please search for our 'General Application' and apply.
Luster is committed to creating an inclusive work environment with a diverse workforce. All qualified applicants will receive consideration for employment without regard to criminal history, race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. This employer participates in E-Verify. The employer will provide the Social Security Administration (SSA) and, if necessary, the Department of Homeland Security (DHS) with information from each new employee's I-9 to confirm work authorization.
All positions may be subject to a background check and drug test once a conditional offer of employment is made for any convictions directly related to its duties and responsibilities, in accordance with all applicable local, state, and/or federal regulations.
This job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties and skills required for the position.
Luster does not accept unsolicited resumes from any third-party. In the absence of a signed agreement, Luster will not consider or agree to payment of any kind. Any unsolicited resumes presented to Luster personnel, including those submitted to Luster hiring managers, are deemed to be the property of Luster.
Please email hiring@luster.com for accommodations necessary to complete the application process.

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