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Insurance Risk Assessment Jobs in California (NOW HIRING)

Risk Specialist

Sacramento, CA · On-site

$75K - $105K/yr

Review and challenge project-level risk assessments to ensure accuracy and effectiveness ... We offer multiple medical and dental insurance plans, as well as vision insurance. Plans are ...

Risk Specialist

Sacramento, CA · On-site

$75K - $105K/yr

Review and challenge project-level risk assessments to ensure accuracy and effectiveness ... We offer multiple medical and dental insurance plans, as well as vision insurance. Plans are ...

Risk Specialist

Sacramento, CA · On-site

$52 - $96/hr

Review and challenge project-level risk assessments to ensure accuracy and effectiveness ... Life insurance and accidental death and dismemberment * 401(k) plan with guaranteed employer ...

... insurers in the industry for over 170 years. Join us to discover a culture that is rooted in ... Complete all lines risk assessment evaluations for multiple/diverse businesses with high complexity ...

Sr. Risk Manager (28696)

San Jose, CA · On-site

$123K - $140K/yr

Risk Assessment & Mitigation: * Proactively identify and assess a wide range of risks, including ... Manage the procurement and renewal of all insurance policies, ensuring comprehensive coverage at ...

Showing results 41-60

Insurance Risk Assessment information

See California salary details

$81.4K

$119.9K

$183.6K

How much do insurance risk assessment jobs pay per year?

As of Aug 5, 2026, the average yearly pay for insurance risk assessment in California is $119,914.00, according to ZipRecruiter salary data. Most workers in this role earn between $99,700.00 and $136,200.00 per year, depending on experience, location, and employer.

What is an insurance risk assessment?

An Insurance Risk Assessment job involves evaluating potential risks associated with insuring individuals, businesses, or assets. Professionals in this role analyze data, assess policyholder information, and determine the likelihood of claims to set appropriate premiums and coverage terms. They use industry guidelines, statistical models, and market factors to make informed decisions. The goal is to minimize financial risk for the insurance company while ensuring fair and accurate policy pricing for clients.

What does a typical day look like for someone working in insurance risk assessment?

A typical day for an Insurance Risk Assessment professional involves analyzing new and existing insurance applications, assessing risk profiles using specialized software, interpreting actuarial data, and preparing detailed reports for underwriting teams. You will also collaborate closely with claims adjusters, underwriters, and occasionally clients to gather information and communicate findings. Many roles involve regular meetings to discuss trends in risk exposure, as well as ongoing education to stay current with industry regulations and best practices. The environment is often collaborative and analytical, providing opportunities to develop both technical expertise and professional relationships.

What are the key skills and qualifications needed to thrive in insurance risk assessment, and why are they important?

To thrive in Insurance Risk Assessment, you need a solid understanding of risk analysis, data interpretation, actuarial principles, and typically a degree in finance, mathematics, or a related field. Familiarity with risk modeling software like RMS, data analytics tools, and relevant certifications such as Associate of the Society of Actuaries (ASA) are highly valued. Strong decision-making, analytical thinking, and effective communication skills distinguish top performers in this profession. These abilities are vital to accurately evaluate potential risks, influence insurance policies, and ensure sound, data-driven recommendations for the organization.

How to become an insurance risk assessment?

To become an insurance risk assessor, typically a bachelor's degree in fields like risk management, finance, or insurance is required. Gaining experience in insurance underwriting or risk analysis, along with professional certifications such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Strong analytical skills and knowledge of insurance policies and data analysis tools are also important.

What does an insurance risk assessment do?

An insurance risk assessment involves evaluating the potential risks associated with insuring a person, property, or business. It helps determine the level of risk and appropriate coverage or premiums by analyzing factors such as health, safety, and history, often using data analysis tools. Risk assessors use industry standards and may hold certifications to perform thorough evaluations that inform insurance decisions.
What are the most commonly searched types of Insurance Risk Assessment jobs in California? The most popular types of Insurance Risk Assessment jobs in California are:
What job categories do people searching Insurance Risk Assessment jobs in California look for? The top searched job categories for Insurance Risk Assessment jobs in California are:
Infographic showing various Insurance Risk Assessment job openings in California as of July 2026, with employment types broken down into 100% Full Time. Highlights an 86% In-person, and 14% Remote job distribution, with an average salary of $119,914 per year, or $57.7 per hour.

Risk Management - Leveraged Finance Investment Banking Credit Risk - Sports and Entertainment - V...

JPMorgan Chase & Co

Los Angeles, CA

Full-time

Medical, Retirement

Posted 13 days ago


JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 492 frontline employees who took The Breakroom Quiz

72nd of 170 rated banks


Job description

Job description: 

Bring your Expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Leveraged Finance IB Credit Risk Vice President - Sports and Entertainment in Investment Banking Credit Risk team, you will make and support credit decisions for a portfolio of clients and transactions across the Sports and Entertainment sector. You partner with business teams to evaluate credit requests, structure financings, and balance risk and return for the firm. You maintain forward-looking risk assessments and accurate risk ratings through ongoing monitoring, escalation, and portfolio review. You help us uphold strong credit discipline and a culture of compliance.

Job Responsibilities:

  • Identify key risk factors across clients, transactions, and sub-sectors and develop forward-looking risk assessments and recommendations
  • Lead or participate in client due diligence through meetings and analysis to understand companies, management teams, and industry dynamics
  • Build and use financial models to evaluate scenarios, value drivers, and structure recommendations aligned to risk assessment
  • Develop financing structures using corporate finance and accounting expertise and prepare and review credit approval materials in line with policy
  • Review and negotiate credit legal documentation to ensure terms align with approved structures and risk appetite
  • Maintain accurate, current risk ratings and proactively identify deteriorating credits and emerging problem situations
  • Prepare and present quarterly portfolio snapshots and annual portfolio review materials to senior management
  • Support analyst development through coaching, training, and oversight of work quality
  • Partner with middle office and data teams to ensure accuracy of credit system data

Required Qualifications, Capabilities, and Skills:

  • Bachelor's degree
  • 7 years plus of commercial or investment banking lending experience, including extensive credit analysis, structuring, and marketing
  • Strong understanding of financial products, corporate finance, financial modeling, and market dynamics
  • Advanced knowledge of financial statements and accounting
  • Experience with credit agreement documentation
  • Knowledge of derivative products and related documentation, including ISDA and CSA

Preferred Qualifications, Capabilities, and Skills:

  • MBA or Chartered Financial Analyst designation
  • Excellent written and verbal communication skills
  • Ability to present analysis clearly and interact effectively with key stakeholders
  • Ability to perform client due diligence and support negotiation discussions
  • Ability to perform well under pressure while managing multiple priorities

FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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