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Insurance Producer Jobs in Michigan (NOW HIRING)

State-issued Property and Casualty or Life and Health Insurance Producer License. * 4-year Degree in Business Management, Sales, Entrepreneurship, Marketing or related area of study. * 5+ years in an ...

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Insurance Producer information

See Michigan salary details

$20.5K

$51.5K

$85K

How much do insurance producer jobs pay per year?

As of Aug 8, 2026, the average yearly pay for insurance producer in Michigan is $51,506.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,300.00 and $67,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an insurance producer?

To thrive as an Insurance Producer, you need a strong understanding of insurance products, sales techniques, and regulatory requirements, typically supported by a state insurance license. Familiarity with customer relationship management (CRM) software and quoting/binding systems is commonly required. Exceptional interpersonal skills, persuasive communication, and resilience help you build client trust and close sales. These skills are crucial for meeting sales targets, ensuring compliance, and fostering long-term client relationships in a competitive industry.

What is an insurance producer?

An Insurance Producer is a licensed professional who sells and negotiates insurance policies on behalf of insurance companies to individuals or businesses. They assess clients’ insurance needs, explain policy options, and help clients choose appropriate coverage. Insurance Producers may specialize in areas like life, health, property, or casualty insurance and must comply with state licensing requirements. Their role is essential in helping clients manage risk and protect their assets.

What is an insurance producer?

An insurance producer sells and services policies for an insurance company. As an insurance producer, your duties include contacting leads and helping them with their insurance needs. Your goal is to set them up with a policy from your company. You also work with existing clients to update their policies or add additional coverage. Your exact duties may vary with what type of insurance your company provides. For example, you sell automobile and health insurance differently. While the latter deals primarily with individuals, a health insurance producer may make a large portion of their sales through business health plans. Regardless of the scenario, your job is to generate as much business as possible for your agency by providing excellent insurance options and superb customer service.

What is the difference between Insurance Producer vs Insurance Agent?

FeatureInsurance Producer
CredentialsLicensing required; varies by state
Work EnvironmentTypically works for insurance agencies or brokerages, engaging with clients to sell policies
Employer & Industry UsageCommonly used in insurance sales, marketing, and client consultation
Search & Comparison IntentOften compared due to similar roles in insurance sales and licensing requirements

While both Insurance Producers and Insurance Agents are licensed to sell insurance policies, the term 'Insurance Producer' is often used in a broader context, including agents and brokers, emphasizing their role in producing sales. Insurance Agents typically work directly for insurance companies, whereas Insurance Producers may work independently or for agencies, focusing on client needs and policy sales.

Do you need a degree to be an insurance producer?

An insurance producer typically does not need a college degree to start working in the field. However, they must obtain the necessary licenses by passing state-specific exams and may benefit from relevant training or certifications to improve their skills and job prospects.

How do insurance producers typically balance client acquisition with ongoing policy management responsibilities?

Insurance Producers often juggle the demands of growing their client base while also providing consistent service to existing customers. This balance requires strong organizational skills and effective time management, as producers must follow up on leads, schedule meetings, and regularly review clients’ policies to ensure they are adequately covered. Many producers work closely with underwriters and customer service teams to streamline policy administration, allowing them to focus on relationship-building and upselling opportunities. Successful producers often set aside dedicated time each week for prospecting, while reserving other periods for client support and renewals.
What job categories do people searching Insurance Producer jobs in Michigan look for? The top searched job categories for Insurance Producer jobs in Michigan are:
What cities in Michigan are hiring for Insurance Producer jobs? Cities in Michigan with the most Insurance Producer job openings:
Infographic showing various Insurance Producer job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $51,506 per year, or $24.8 per hour.

Licensed Life Insurance Producer

True North Recruiters

Grand Rapids, MI • Remote

$50K - $100K/yr

Contractor

Posted yesterday

New


Job description

Licensed Life Insurance Agent

100% Remote | Uncapped Commissions

Taubman Financial Management


Location: Remote (Work from anywhere)

Compensation: 1099 Independent Contractor — Commission Only, Uncapped

Job Type: Independent Contractor (1099)

About the Opportunity

Taubman Financial Management is looking for licensed life insurance agents who are ready to stop doing administrative busy work and start doing what they do best: selling and advising. This is a 1099 independent contractor, commission-only opportunity — we've built a fully automated back-office system that handles the paperwork, lead delivery, policy processing, and follow-up logistics — so you can spend your time in front of clients, not buried in admin tasks.

Whether you want to run as a solo producer or build and lead your own team, the path is yours to choose.

If you're a self-motivated agent who wants uncapped earning potential, a flexible remote schedule, and the infrastructure to dynamically scale your book of business, this is built for you.

About Taubman Financial Management

Taubman Financial Management was built on a simple belief: agents perform best when they're empowered to sell, not slowed down by systems that weren't designed for them. We've invested heavily in automation and infrastructure most agencies don't offer, giving our team a real competitive edge in the field — faster lead flow, less friction, and more time in front of clients.

Our leadership team is hands-on and invested in agent success, offering mentorship and support drawn from years of production experience in the life insurance industry. We've built a culture around performance, integrity, and long-term growth — for our clients and for our agents. When you join Taubman Financial Management, you're joining an organization that's genuinely invested in helping you build a sustainable, scalable career, not just fill a seat.

What You'll Do

● Consult with clients to assess their life insurance and financial protection needs

● Present and sell life insurance products tailored to each client's situation

● Build long-term client relationships through honest, needs-based advising

● Work leads delivered through our automated system — no cold prospecting required

● Close business remotely via phone, video, or digital application tools

● Grow as a solo producer, or recruit and build your own team — the choice is yours

What We Provide

Fully automated system – lead generation, appointment setting, e-applications, and policy tracking are handled for you

100% remote – work from anywhere, on a schedule that works for you

Uncapped commissions – as a 1099 contractor, your income is determined entirely by your production — no ceiling

Flexible growth path – build as a solo producer or lead your own team, whichever fits your goals

Ongoing training and support – product training, sales scripts, and mentorship from top producers

No admin burden – we've eliminated the busywork so you can focus on selling and consulting

Build a Team, Build Your Income

Want to grow beyond individual production? Taubman Financial Management gives you a real path to build and lead your own team:

Override commissions – earn on the production of agents you recruit and develop

Formal leadership tracks – advance through defined titles and levels as your team grows

Recruiting incentives – earn bonuses for bringing on new licensed agents

Ongoing leadership support – guidance and mentorship as you transition from producer to team builder

Solo production or team leadership — both paths offer uncapped upside, and you decide which one (or both) fits your goals.

What We're Looking For

● Active life insurance license (required)

● Strong communication and consultative sales skills

● Self-driven, coachable, and comfortable working independently as a 1099 contractor

● Comfortable with commission-only, performance-based income

● Interest in either individual production or team building/leadership

● Prior experience in life insurance, financial services, or a related sales role preferred

● Reliable internet connection and a quiet space for client calls

Why Agents Choose Taubman Financial Management

We believe agents should be salespeople and consultants — not paperwork processors. Our automated infrastructure removes the friction so you can focus on relationships, conversations, and closing business — whether you're building your own book solo or growing a team under you — with unlimited commission potential and full control as an independent contractor.


Ready to take control of your income and your schedule?

Apply today to join Taubman Financial Management as a licensed life insurance producer.