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Health Insurance Agent Jobs in Delaware (NOW HIRING)

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Health Insurance Agent information

See Delaware salary details

$11

$26

$59

How much do health insurance agent jobs pay per hour?

As of Jun 16, 2026, the average hourly pay for health insurance agent in Delaware is $26.54, according to ZipRecruiter salary data. Most workers in this role earn between $20.19 and $30.58 per hour, depending on experience, location, and employer.

What kind of insurance agent gets paid the most?

In the insurance industry, specialized agents such as those selling high-net-worth individual policies, commercial or business insurance, or working as captive agents for large companies tend to earn higher commissions and salaries. Experienced agents with strong client networks, advanced certifications, and sales skills typically earn the most. Compensation can also be influenced by the agency's size, location, and the agent's performance.

What Does a Health Insurance Agent Do?

A health insurance agent contacts potential customers to sell them health insurance. In this career, you explain the health care policy and plan to the customer and help them choose the coverage that best suits their needs. Your responsibilities include interviewing prospective clients and analyzing current clients’ policies for any needed additions or changes. Other duties of a health insurance agent include customizing insurance programs for individuals and handling policy renewals. You maintain electronic and paper records of customer’s health insurance and help policyholders settle any claims. Sometimes you cold call potential clients to pitch them on a policy from the insurance company for which you work.

What are the most common challenges Health Insurance Agents face when helping clients choose the right plan?

Health Insurance Agents often encounter challenges such as explaining complex plan options, addressing clients' concerns about coverage and out-of-pocket costs, and staying updated on frequently changing regulations. Agents must tailor their recommendations to each client's unique health needs and financial situation, which requires strong listening skills and adaptability. Building trust and maintaining ongoing relationships with clients are also crucial, as agents typically provide support not only during the initial enrollment but throughout the policy lifecycle.

How much does a 215 license make?

A 215 license, which allows insurance agents to sell health insurance and related products, typically results in earnings that vary based on commissions, experience, and sales performance. On average, licensed health insurance agents in Florida earn between $40,000 and $70,000 annually, with top performers earning more through commissions and bonuses. Successful agents often develop strong client relationships and stay updated on industry regulations to maximize income.

Why do so many insurance agents quit?

Many health insurance agents quit due to the high competition, fluctuating commissions, and the need for ongoing training to stay current with industry regulations. The job often involves long hours, rejection, and a reliance on building a client base, which can lead to burnout and turnover.

What is the difference between Health Insurance Agent vs Insurance Broker?

AspectHealth Insurance AgentInsurance Broker
CredentialsLicensing required, often specific to health insuranceLicensing required, may hold multiple licenses for various insurance types
Work EnvironmentTypically works for insurance companies or agenciesWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by health insurance providers or agenciesEmployed by brokerages or independent, serving clients across insurers
Search & Comparison IntentOften compared for direct health insurance sales rolesCompared for broader insurance options and client representation

While both roles involve selling insurance policies, health insurance agents usually work directly for health insurance companies, focusing on health plans. Insurance brokers operate independently or for brokerages, offering clients a variety of insurance options across multiple providers. Understanding these differences helps job seekers identify the right career path based on credentials, work environment, and industry focus.

What are health insurance agents?

Health insurance agents are licensed professionals who help individuals, families, and businesses find and enroll in suitable health insurance plans. They provide guidance on different policy options, explain coverage details, assist with applications, and ensure clients understand their benefits and costs. Health insurance agents may represent one or multiple insurance companies and often help clients navigate claims or resolve issues. Their goal is to match clients with the best coverage for their needs and budget. In many cases, their services are free to clients, as they are compensated by insurance companies.

What are the key skills and qualifications needed to thrive as a Health Insurance Agent, and why are they important?

To thrive as a Health Insurance Agent, you need in-depth knowledge of health insurance products, strong sales abilities, and often a state-issued insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and compliance systems is typical for the role. Outstanding interpersonal skills, active listening, and the ability to explain complex information clearly help agents build trust with clients. These skills ensure agents can effectively match clients with suitable policies, maintain regulatory compliance, and grow their client base in a competitive market.

Is it worth becoming a health insurance agent?

A health insurance agent sells policies and advises clients on coverage options, often working on commission. The role requires strong communication skills, industry knowledge, and sometimes licensing or certification, with income potential varying based on sales performance and market demand.
More about Health Insurance Agent jobs
What are the most commonly searched types of Health Insurance Agent jobs in Delaware? The most popular types of Health Insurance Agent jobs in Delaware are:
What are popular job titles related to Health Insurance Agent jobs in Delaware? For Health Insurance Agent jobs in Delaware, the most frequently searched job titles are:
What job categories do people searching Health Insurance Agent jobs in Delaware look for? The top searched job categories for Health Insurance Agent jobs in Delaware are:
What cities in Delaware are hiring for Health Insurance Agent jobs? Cities in Delaware with the most Health Insurance Agent job openings:
What are popular job titles related to Health Insurance Agent jobs in DE? For Health Insurance Agent jobs in DE, the most frequently searched job titles are:
Health Insurance Agent jobs near you
Infographic showing various Health Insurance Agent job openings in Delaware as of June 2026, with employment types broken down into 1% As Needed, 76% Full Time, and 23% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $55,198 per year, or $26.5 per hour.

Customer Relations Representative - State Farm Agent Team Member

Tara Mcdonald - State Farm Agent

Wilmington, DE

$55K - $75K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 6 hours ago

Be an early applicant

Job description

Benefits:
  • 401(k) matching
  • Bonus based on performance
  • Dental insurance
  • Health insurance
  • Opportunity for advancement
  • Paid time off
  • Profit sharing
  • Vision insurance

Position Overview
Do you have aspirations to run your own business? If so, you may want to consider working in the office of Tara Mcdonald - State Farm Agent. As a member of our agency team, you have an opportunity to experience first-hand what it takes to be a State Farm Agent. You will build and develop customer relationships within the community to promote State Farm products including auto, home and life insurance. This position will allow you to experience working in an agent's office and to explore the opportunity to become a State Farm agent yourself.
Responsibilities
  • Establish customer relationships and follow up with customers, as needed.
  • Provide prompt, accurate, and friendly customer service. Service can include responding to inquiries regarding insurance availability, eligibility, coverages, policy changes, transfers, claim submissions, and billing clarification.
  • Use a customer-focused, needs-based review process to educate customers about insurance options.
  • Develop leads, schedule appointments, identify customer needs, and market appropriate products and services.
As an Agent Team Member, you will receive...
  • Salary plus commission/bonus
  • Hourly pay plus commission/bonus
  • Health benefits
  • Paid time off (vacation and personal/sick days)
  • Flexible hours
  • Growth potential/Opportunity for advancement within my agency
Requirements
  • Sales experience (outside sales or inside sales representative, retail sales associate, or telemarketing) preferred
  • Successful track record of meeting sales goals/quotas preferred
  • Interest in marketing products and services based on customer needs
  • Excellent communication skills - written, verbal and listening
  • People-oriented
  • Detail oriented
  • Proactive in problem solving
  • Able to learn computer functions
  • Ability to work in a team environment
  • Ability to multi-task
  • Property and Casualty license (must be able to obtain)
  • Life and Health license (must be able to obtain)
If you are motivated to succeed and can see yourself in this role, please complete our application. We will follow up with you on the next steps in the interview process.
This position is with a State Farm independent contractor agent, not with State Farm Insurance Companies. Employees of State Farm agents must be able to successfully complete any applicable licensing requirements and training programs. State Farm agents are independent contractors who hire their own employees. State Farm agents employees are not employees of State Farm.