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Licensed Health Insurance Agent Jobs in Delaware

Pratt Insurance Inc

Be Seen First

Licensed Insurance Sales Producer

Smyrna, DE · On-site

Join our dynamic team as a Licensed Insurance Agent and become a vital part of helping clients ... Health insurance * Paid time off * Life Insurance Company Description Pratt Insurance, Inc., was ...

HMG Careers

Remote Insurance Agent

Wilmington, DE · Remote

$69K/yr

Insurance license required or willingness to obtain one * Basic computer skills * Must reside in North America including the United States or Canada * We do not hire candidates residing outside North ...

GIA Legacy Planning

Department Licensed Life Insurance Agent Locations Delaware Remote status Fully Remote

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All JobsLicensed Health Insurance Agent JobsLicensed Health Insurance Agent Jobs in Delaware

Licensed Health Insurance Agent information

See Delaware salary details

$28K

$71.4K

$141.1K

How much do licensed health insurance agent jobs pay per year?

As of Aug 30, 2026, the average yearly pay for licensed health insurance agent in Delaware is $71,353.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,500.00 and $97,600.00 per year, depending on experience, location, and employer.

What is a licensed health insurance agent?

A Licensed Health Insurance Agent is a professional who is authorized by the state to sell health insurance policies and advise clients on their health coverage options. They help individuals, families, and businesses select suitable health insurance plans based on their needs and budget. To become licensed, agents must pass state exams and meet continuing education requirements. They can work independently or for insurance companies, and often assist with enrollment, claims, and policy changes.

What are the key skills and qualifications needed to thrive as a licensed health insurance agent?

To thrive as a Licensed Health Insurance Agent, you need a solid understanding of insurance products, state licensing, and sales techniques. Familiarity with CRM software, quoting tools, and compliance systems is typically required, along with passing relevant insurance licensing exams. Outstanding interpersonal skills, active listening, and the ability to explain complex policies clearly make someone stand out in this role. These skills and qualities are crucial to effectively match clients with appropriate coverage, ensure regulatory compliance, and build long-term client relationships.

How does a licensed health insurance agent typically collaborate with other professionals to support clients?

Licensed Health Insurance Agents frequently work closely with underwriters, customer service representatives, and medical providers to deliver comprehensive support to clients. They often coordinate with underwriting teams to ensure applications are processed efficiently and may consult with claims specialists to help clients resolve issues. Agents also communicate regularly with healthcare providers to clarify coverage details and assist clients in understanding their benefits. This collaborative environment helps agents offer timely solutions and personalized guidance, which is essential for building trust and maintaining long-term client relationships.

What is the difference between Licensed Health Insurance Agent vs Insurance Broker?

AspectLicensed Health Insurance AgentInsurance Broker
CredentialsRequires state licensing and health insurance-specific examsRequires licensing and often additional certifications; may need to be licensed in multiple states
Work EnvironmentWorks for insurance companies or agencies, selling their health plansWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or affiliated with brokerage firms, serving clients across multiple insurers
Search & Comparison IntentOften searched for when looking for licensed health insurance sales rolesCompared for broader client representation and multiple insurer options

The main difference is that Licensed Health Insurance Agents typically work for specific insurance companies or agencies, focusing on selling their health plans, while Insurance Brokers operate independently or for brokerages, representing multiple insurers to find the best coverage options for clients.

How to get a job as a licensed health insurance agent?

To become a licensed health insurance agent, you must complete pre-licensing education, pass the state licensing exam, and obtain your license through the state's insurance department. Additionally, gaining knowledge of insurance products and customer service skills is essential, and some agents pursue certifications to enhance their credentials.

Is it hard to be a licensed health insurance agent?

Becoming a licensed health insurance agent requires passing a state licensing exam and completing pre-licensing education, which can involve studying insurance laws and policies. The difficulty varies based on individual preparation and understanding of the material, but with dedicated study, many find it manageable to obtain licensure and start working in the field.

What can I do with a licensed health insurance agent license?

A licensed health insurance agent can sell, recommend, and enroll clients in health insurance plans, including individual, group, and Medicare policies. They often work for insurance companies or brokerages, use sales skills, and must stay updated on policy options and regulations. The license allows them to legally represent insurance providers and assist customers in choosing suitable coverage.

What are the most commonly searched types of Licensed Health Insurance Agent jobs in Delaware?

The most popular types of Licensed Health Insurance Agent jobs in Delaware are:

Licensed Health Insurance Agent jobs near you
Infographic showing various Licensed Health Insurance Agent job openings in Delaware as of August 2026, with employment types broken down into 80% Full Time, 14% Part Time, 3% Contract, and 3% Nights. Highlights an 89% In-person, and 11% Remote job distribution, with an average salary of $71,353 per year, or $34.3 per hour.

Insurance Agent - Dover, DE

Horace Mann - Agent Opportunities

Dover, DE • On-site

Full-time

Re-posted 4 days ago

Horace Mann Insurance rating

8.3

Company rating: 8.3 out of 10

Based on 20 frontline employees who took The Breakroom Quiz

133rd of 315 rated insurance

Job description

Horace Mann is seeking a motivated insurance professional to join our team serving the educator market. This opportunity is designed for individuals looking to build or grow their own business while being supported by a strong brand, established resources, and a niche educator market.
Based on experience and background, this opportunity has an existing book of business and may be aligned as either an Exclusive Agent (EA) or an Enhanced Exclusive Agent. Both opportunities require a Property & Casualty and Life & Health license.
Role Options
  • Exclusive Agent (EA):
    Focused on continuing to build from an existing book of business while expanding market access within the educator community through school events, networking, and referrals, with renewal income earned as new business is written.
  • Enhanced Exclusive Agent:
    Assumes and expands an existing book of educator clients with in-force policies and immediate renewal income, while continuing to grow relationships and deepen market presence. Must also have, at minimum, the SIE prior to start; Series 6 and/or Series 63 required or to be obtained after hire, as applicable.

What You'll Do
  • Build and maintain relationships with educators and school employees
  • Identify client needs and recommend insurance and financial solutions
  • Generate new business through referrals, school partnerships, and networking
  • Retain and renew policies while delivering exceptional service
  • Cross-sell auto, home, life, and retirement products
  • Participate in community and educator-focused events

What We Offer
  • 1099 compensation with uncapped earning potential with renewals
  • Industry-leading incentive compensation during the first 48 months while you grow your book (Exclusive Agent)
  • Book of business with immediate renewal income (Enhanced Agent)
  • Exclusive territory within a niche educator market
  • Dedicated service support so you can focus on growth
  • Ongoing training, technology, and business development resources
  • Flexibility to manage your own schedule and business

Qualifications
  • Active Life & Health and Property & Casualty licenses (Exclusive & Enhanced Agent)
  • Ability to obtain FINRA licenses (SIE, Series 6 & 63, if applicable) (Enhanced)
  • Insurance or financial services experience preferred
  • Strong relationship-building and communication skills
  • Entrepreneurial mindset and self-motivation

Why Horace Mann?
  • Exclusive access to the educator market
  • Opportunity to build a meaningful, long-term business
  • Strong earning potential with stability and growth
  • Ability to make a real impact supporting educators' financial futures

Whether you're looking to build from a small book, assume an established one, or grow into a future leadership role, Horace Mann offers a path designed to support your success.
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