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Commission Health Insurance Agent Jobs in Delaware

Licensed Insurance Sales Agent (with sign on bonus and uncapped commissions). Employment Type ... Life, Health, P&C) Customer service experience Must be at least 18 years of age Valid driver ...

... challenge, and a healthy work-life balance can be highly motivating and productive. Kemper ... You'll earn a percentage of the premiums you collect, as well as a commission on all new sales you ...

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Commission Health Insurance Agent information

What is the difference between Commission Health Insurance Agent vs Health Insurance Broker?

AspectCommission Health Insurance AgentHealth Insurance Broker
CredentialsLicensing required, varies by stateLicensing required, varies by state
Work EnvironmentWorks for insurance companies or agenciesWorks independently or for multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or contracted with multiple insurers
Sales ApproachPromotes specific insurer productsOffers products from various insurers

While both roles require licensing and involve selling health insurance, a Commission Health Insurance Agent typically works for a specific insurer or agency, focusing on their products. A Health Insurance Broker operates independently or for multiple insurers, providing clients with a broader range of options. The main difference lies in their employer relationships and product offerings, but both roles aim to help clients find suitable health insurance coverage.

What type of insurance pays the highest commissions?

In the insurance industry, life insurance policies, especially whole life and term life policies, typically offer the highest commissions for agents. Health insurance commissions are generally lower, but can vary based on the product and carrier. Successful agents often focus on life insurance sales to maximize earnings.

How do life insurance brokers get paid with 80% commission?

Commission-based health insurance agents, including those selling life insurance, typically earn a percentage of the premium paid by clients, with some earning up to 80% commission on initial sales. This high commission rate is common in the industry to incentivize new policy sales, though ongoing renewals may generate lower commissions. Agents often need licensing, sales skills, and product knowledge to succeed in earning such commissions.

What is the highest commission for insurance agents?

Commission rates for commission-based health insurance agents can vary widely, with top earners sometimes earning commissions of 20% to 30% of the policy premium or more, especially for high-value or complex plans. Successful agents with strong client bases and sales skills can significantly increase their earnings through bonuses and overrides, but overall income depends on sales volume and the specific insurance products sold.

How much do health insurance agents make on commission?

Health insurance agents typically earn commissions that range from 20% to 40% of the first-year premium for new policies and 2% to 5% for renewals. Compensation varies based on the insurer, the complexity of the policy, and the agent's experience and sales skills.
What are the most commonly searched types of Health Insurance Agent jobs in Delaware? The most popular types of Health Insurance Agent jobs in Delaware are:
What cities in Delaware are hiring for Commission Health Insurance Agent jobs? Cities in Delaware with the most Commission Health Insurance Agent job openings:
Licensed Insurance Agent

Licensed Insurance Agent

Kemper

Dover, DE

Full-time

Medical, Dental, Life, Retirement, PTO

Posted 9 days ago


Job description

Location(s)

Dover, Delaware

Details

Role: Licensed Insurance Sales Agent (with sign on bonus and uncapped commissions).

Employment Type:Full-Time with Benefits

Work Arrangement:Field Role

Career and Opportunity

Kemper is a diversified insurance holding company that has been in business for over 100 years. We are firmly committed to serving the insurance needs of modest-income families. Our strength lies in our dedication to frequent personal home visits with new and existing customers to collect premiums, conduct sales of new policies, and address other service needs.

Kemper Life is actively seeking licensed agents to join our field sales teams.As a licensed insurance agent, you will be assigned an established book of business that provides prospecting opportunities for new sales and immediate income through a collections commission for premiums collected each month. With Kemper's pay-for-performance compensation model, agents have the opportunity to determine their own income. As your book of business expands, so does your earning potential. Exceptional performance is also recognized through awards, prizes, and company-sponsored trips.

If you're passionate about serving the underserved, this is the career for you. Our agents gain personal satisfaction and community prestige by performing meaningful work that helps clients protect the people and property they cherish.

Benefits

Kemper offers competitive benefits, including:

Major Medical and Dental Insurance

Group Life Insurance

Short-Term & Long-Term Disability

401(k) with Company Match

Paid Vacation

Employee Stock Purchase Program

Great work-life balance. Benefit from autonomy in managing your customer visits and premium collection schedule

Career growth and promotional opportunities

Licensed Agent Bonus Program

Through Kemper's Licensed Agent Bonus Program, new agents who are licensed to sell all Kemper Life Products will be eligible for up to $4,750 in bonuses during their first year.

$750 bonus when hired and assigned to an agency

$1,500 bonus after six production months

$2,500 bonus after 12 production months

*To qualify for these bonuses, agents must maintain a $200 average monthly issued premium and be an active employee in good standing. Agents must be fully licensed to sell all Kemper Life products in his/her resident state. The Licensed Agent Bonus Program is not available to rehires or agents with temporary licenses.

Responsibilities

Day-to-Day Activities:

Coordinating home visits and conducting sales presentations, recommending products, and closing new sales

Prospecting for new sales opportunities

Maintaining strong customer relationships by collecting premiums on a pre-arranged schedule that you determine

Responding promptly to service requests such as beneficiary changes, claims, and loans

Record keeping, accounting for money collected, and processing policy paperwork

Agent Expectations:

Grow the assigned territory through new sales

Build strong working relationships with customers

Devote the time necessary to fulfill the responsibilities of the role

Pursue continuous professional development in insurance products and sales effectiveness

Minimum Qualifications

Must be fully licensed to sell all Kemper Life's products (Life, Health, P&C)

Customer service experience

Must be at least 18 years of age

Valid driver's license with required auto insurance coverage

Dependable vehicle for daily travel

Ability to pass a background check, motor vehicle report, and drug screening

Authorization to work in the United States

Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality across our organization and we work diligently to maintain a workplace free from discrimination.

Kemper will never request personal information, such as your social security number or banking information, via text or email.Additionally,Kemper does not use external messaging applications like WireApp or Skype to communicate with candidates.Ifyou receive such a message, delete it.

Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper and Kemper will not be obligated to pay a placement fee.