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Entry Level Final Expense Agent information

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$38K

$81.8K

$112K

How much do entry level final expense agent jobs pay per year?

As of Jul 13, 2026, the average yearly pay for entry level final expense agent in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What is an Entry Level Final Expense Agent?

An Entry Level Final Expense Agent is an insurance professional who helps individuals, often seniors, secure final expense insurance policies. These policies are designed to cover end-of-life expenses such as funeral costs, medical bills, and other related debts. Entry level agents typically work with clients to assess their needs, explain policy options, and facilitate the application process. The role usually involves a combination of sales, customer service, and administrative tasks. Training and licensing are generally required, but previous experience is not always necessary for entry-level positions.

What jobs pay 4000 a week without a degree?

Entry-level final expense agents can potentially earn around $4,000 per week through commissions on insurance policies, especially with high sales volume and effective client management. Success in such roles often depends on strong sales skills, networking, and the ability to work independently, rather than formal education. These positions typically involve flexible schedules and commission-based pay structures.

What are some common challenges faced by entry-level final expense agents, and how can they be overcome?

Entry-level final expense agents often face challenges such as building a client base, handling client objections about insurance products, and managing a high volume of client outreach. To overcome these hurdles, new agents can benefit from mentorship programs, ongoing training, and using proven lead generation strategies provided by their agency. Consistent follow-up, developing strong communication skills, and staying organized with a CRM system are also essential for building trust and closing sales. Working closely with experienced team members can accelerate learning and help agents adapt quickly to the fast-paced environment.

What are the key skills and qualifications needed to thrive as an Entry Level Final Expense Agent, and why are they important?

To thrive as an Entry Level Final Expense Agent, you need a basic understanding of insurance products, strong sales acumen, and a valid state insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and e-signature platforms is typically required. Excellent communication, empathy, and persistence are valuable soft skills for building trust and handling client objections. These skills and qualities are essential for effectively guiding clients through insurance options, meeting sales goals, and ensuring customer satisfaction.

How much do final expense insurance agents make?

Final expense insurance agents typically earn between $30,000 and $70,000 annually, with many earning commissions based on policies sold. Income can vary depending on experience, sales skills, and the number of policies closed, often supplemented by bonuses or incentives.

Is selling final expense insurance a good career?

Final expense insurance sales is an entry-level sales role that involves helping clients plan for end-of-life expenses. It often offers flexible schedules, commission-based pay, and requires strong communication skills; success depends on building client relationships and understanding insurance products.

What is the difference between Entry Level Final Expense Agent vs Final Expense Insurance Agent?

AspectEntry Level Final Expense AgentFinal Expense Insurance Agent
CertificationsNone required, but licensing varies by stateState insurance license required
Work EnvironmentRemote or in-home sales, independent contractorIn-person or remote sales, independent contractor
Industry UsageEntry-level role focusing on final expense policiesGeneral term for agents selling final expense insurance

Both roles involve selling final expense insurance policies, often requiring state licensing. The main difference is that 'Entry Level Final Expense Agent' emphasizes a beginner position, while 'Final Expense Insurance Agent' is a broader term for experienced or general agents in the industry. Both roles typically operate independently and focus on helping clients plan for end-of-life expenses.

How to become a final expense agent?

To become a final expense agent, typically you need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Many agents also complete training on insurance products and sales techniques, and some companies provide additional certification or onboarding programs to prepare for selling final expense policies.
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Entry Level Final Expense Agent jobs near you
Infographic showing various Entry Level Final Expense Agent job openings in the United States as of July 2026, with employment types broken down into 71% Full Time, 17% Part Time, and 12% Contract. Highlights an 69% In-person, 2% Hybrid, and 29% Remote job distribution, with an average salary of $81,805 per year, or $39.3 per hour.

Licensed Final Expense Agent

Golden Memorial - A M Barragan Insurance Services, Inc.

Bakersfield, CA • On-site

Full-time

Medical, Dental, Vision, Retirement

Posted 26 days ago

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Job description

Here are a few reasons why you should join the GM Nation funeral insurance agency family:

  • Exotic Incentive Trips
  • Life, Health and Dental for you and your Family
  • Same Day Advances
  • Proven Lead System
  • Liberal Underwriting
  • Simplified Applications
  • Extraordinary Home Office Support
  • 24 Hour Underwriting
  • Live Helpline
  • Fast Claim Service

How much does a final expense agent make?

When it comes to how much you can make, you’re in charge! We have agents that make over six figures their first year selling final expense. The opportunity is limitless for those who want it.

Company Description

Our agents come from all walks of life - some have decades of experience and some have none! Whatever your background, we're excited you're here. We want to partner with you to represent and distribute our revolutionary final expense insurance products to the expanding senior market. The time has never been better to start selling final expense insurance. The market has seen unprecedented growth and doesn’t show any signs of stopping.
The simplicity of the product makes it easy for anyone to sell. Because the policies are smaller in value (usually no more than $10,000 - $15,000), the underwriting process takes days – not weeks. With us, you’ll use a 1-page application and there are no medical exams for your clients to qualify. We issue coverage based on the applicant’s answers to health questions.
As a Final Expense agent, you’ll be responsible for setting your own schedule and working as often as you’d like.
Best of all, from the very beginning you’ll receive hands-on training from a local field agency to help you understand the market, the product, and how to make your sales presentation. The process couldn’t be easier.
Join the GM Nation Funeral Insurance Agency Family –
Start Your Insurance Agent Career by Applying Today!