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Seasonal Final Expense Agent information

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$38K

$81.8K

$112K

How much do seasonal final expense agent jobs pay per year?

As of Jul 17, 2026, the average yearly pay for seasonal final expense agent in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Seasonal Final Expense Agents and how can they be addressed?

Seasonal Final Expense Agents often face challenges such as managing a high volume of leads in a short timeframe, adapting quickly to new sales territories, and building trust with clients who may be unfamiliar with final expense insurance. To address these, it's helpful to have strong organizational skills to prioritize outreach and follow-ups efficiently. Additionally, cultivating empathy and clear communication can help establish rapport with clients, and leveraging digital tools or CRM software can streamline lead management. Support from experienced team members and ongoing training can also make a significant difference during busy seasons.

What is the difference between Seasonal Final Expense Agent vs Final Expense Agent?

AspectSeasonal Final Expense AgentFinal Expense Agent
CertificationsTypically required (e.g., licensing, insurance exams)Typically required (e.g., licensing, insurance exams)
Work EnvironmentSeasonal, often part-time, remote or in-homeYear-round, full-time or part-time, in-home or office-based
Employer & Industry UsageInsurance agencies, seasonal marketing campaignsInsurance agencies, year-round sales
Search & Comparison IntentFocus on seasonal opportunities, part-time rolesFocus on ongoing career, full-time roles

The main difference between a Seasonal Final Expense Agent and a Final Expense Agent is the seasonal nature of the former, often working part-time during specific periods, while the latter typically works year-round. Both roles require similar certifications and operate within the same insurance industry, but their work schedules and employment focus differ.

What is a Seasonal Final Expense Agent?

A Seasonal Final Expense Agent is an insurance professional who works during peak periods—often around tax season or the end of the year—to help clients purchase final expense insurance policies. These policies are designed to cover end-of-life expenses such as funeral costs, medical bills, and outstanding debts. Seasonal agents typically work on a temporary or part-time basis, assisting insurance companies with increased customer demand during certain times of the year. They assess clients’ needs, explain coverage options, and help clients complete the application process. This role requires strong communication skills and a valid insurance license.

What are the key skills and qualifications needed to thrive as a Seasonal Final Expense Agent, and why are they important?

To thrive as a Seasonal Final Expense Agent, you need a valid life insurance license, strong sales acumen, and knowledge of insurance products and regulations. Familiarity with customer relationship management (CRM) software, quoting tools, and e-signature platforms is typically required. Excellent interpersonal skills, empathy, and effective communication help build trust and rapport with clients, especially seniors. These skills and qualities are crucial for successfully guiding clients through sensitive end-of-life planning and achieving sales targets in a competitive market.
More about Seasonal Final Expense Agent jobs
What cities are hiring for Seasonal Final Expense Agent jobs? Cities with the most Seasonal Final Expense Agent job openings:
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Seasonal Final Expense Agent jobs near you
Infographic showing various Seasonal Final Expense Agent job openings in the United States as of July 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $81,805 per year, or $39.3 per hour.

Licensed Final Expense Agent

Golden Memorial - A M Barragan Insurance Services, Inc.

Sacramento, CA • On-site

Full-time

Medical, Dental, Vision, Retirement

Re-posted 24 days ago

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Job description

Here are a few reasons why you should join the GM Nation funeral insurance agency family:

  • Exotic Incentive Trips

  • Life, Health and Dental for you and your Family

  • Same Day Advances

  • Proven Lead System

  • Liberal Underwriting

  • Simplified Applications

  • Extraordinary Home Office Support

  • 24 Hour Underwriting

  • Live Helpline

  • Fast Claim Service

    How much does a final expense agent make?

    When it comes to how much you can make, you’re in charge! We have agents that make over six figures their first year selling final expense. The opportunity is limitless for those who want it.

    Company Description

    Our agents come from all walks of life - some have decades of experience and some have none! Whatever your background, we're excited you're here. We want to partner with you to represent and distribute our revolutionary final expense insurance products to the expanding senior market. The time has never been better to start selling final expense insurance. The market has seen unprecedented growth and doesn’t show any signs of stopping.
    The simplicity of the product makes it easy for anyone to sell. Because the policies are smaller in value (usually no more than $10,000 - $15,000), the underwriting process takes days – not weeks. With us, you’ll use a 1-page application and there are no medical exams for your clients to qualify. We issue coverage based on the applicant’s answers to health questions.
    As a Final Expense agent, you’ll be responsible for setting your own schedule and working as often as you’d like.
    Best of all, from the very beginning you’ll receive hands-on training from a local field agency to help you understand the market, the product, and how to make your sales presentation. The process couldn’t be easier.
    Join the GM Nation Funeral Insurance Agency Family –
    Start Your Insurance Agent Career by Applying Today!