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Freelance Final Expense Agent Jobs (NOW HIRING)

Family Comes First LLC

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Remote Final Expense Agent

Irvine, CA · Remote

$48K - $100K/yr

Remote Final Expense Agent ONLY 2 POSITIONS REMAINING ***SHIFT we are hiring for is 9 to 6 or 10 to 7pm PST. We are looking for experienced, licensed Final Expense agents to join our remote inbound ...

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Cypress Memorial Insurance Services

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Insurance Agent - Final Expense

Watsonville, CA · On-site

$500/day

Licensed Final Expense Agent An opportunity to represent a #1 Final Expense agency in the nation. - Commission paid upon submission - Renewals start the very next month - Leads are exclusive and ...

Jacobs Final Expense Agency

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Final Expense Life Insurance Agent

Memphis, TN · Remote

$50K - $100K/yr

... Final Expense** Our agents love what they do -- and they succeed. You'll be supported by a strong network of managers who are ready to guide, train, and help you win. We make sure every agent has the ...

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Freelance Final Expense Agent information

See salary details

$38K

$81.8K

$112K

How much do freelance final expense agent jobs pay per year?

As of Aug 24, 2026, the average yearly pay for freelance final expense agent in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What is a freelance final expense agent?

Freelance Final Expense Agents are independent insurance professionals who specialize in selling final expense insurance policies, also known as burial or funeral insurance. These agents work on a commission basis and are not tied to any single insurance company, allowing them to offer clients a variety of policy options. Their main role is to help clients, typically seniors, secure affordable coverage to cover funeral costs and other end-of-life expenses. Freelance agents often generate their own leads and manage their own schedules, providing flexibility and control over their business.

What skills and qualifications are needed to thrive as a freelance final expense agent?

To thrive as a Freelance Final Expense Agent, you need a solid understanding of insurance products, sales techniques, and a valid state insurance license. Familiarity with CRM software, quoting tools, and digital marketing platforms is typically required to manage leads and clients efficiently. Outstanding interpersonal skills, resilience, and self-motivation help agents build trust with clients and navigate the challenges of independent sales. These competencies are crucial for effectively reaching prospects, closing sales, and ensuring long-term client satisfaction in a competitive market.

What are common challenges faced by freelance final expense agents and how can they be overcome?

Freelance Final Expense Agents often encounter challenges like building a steady client base, handling rejection, and managing their own schedules without direct supervision. Success in this role typically involves proactive networking, consistent follow-up with leads, and maintaining strong organizational skills to track client interactions. Leveraging customer relationship management (CRM) tools and seeking mentorship from experienced agents can help new agents navigate these challenges, improve their sales techniques, and grow their business over time.

What is the difference between Freelance Final Expense Agent vs Final Expense Insurance Agent?

AspectFreelance Final Expense AgentFinal Expense Insurance Agent
CredentialsTypically requires insurance licenses, no employer-specific certificationsRequires insurance licenses, often with additional company-specific training
Work EnvironmentIndependent, self-employed, flexible scheduleEmployed or contracted with insurance companies, office or remote
Employer & Industry UsageWorks independently or as a broker across multiple companiesRepresents specific insurance providers, focused on final expense policies

Freelance Final Expense Agents operate independently, offering flexibility and multiple carrier options, while Final Expense Insurance Agents often work directly for insurance companies, focusing on selling policies from a single provider. Both roles require licensing and knowledge of final expense products, but the freelance role emphasizes independence and broader carrier access.

More about Freelance Final Expense Agent jobs

What cities are hiring for Freelance Final Expense Agent jobs?

Cities with the most Freelance Final Expense Agent job openings:

What are the most commonly searched types of Final Expense Agent jobs?

The most popular types of Final Expense Agent jobs are:

What states have the most Freelance Final Expense Agent jobs?

States with the most job openings for Freelance Final Expense Agent jobs include:

What job categories do people searching Freelance Final Expense Agent jobs look for?

The top searched job categories for Freelance Final Expense Agent jobs are:

Freelance Final Expense Agent jobs near you
Infographic showing various Freelance Final Expense Agent job openings in the United States as of August 2026, with employment types broken down into 95% Full Time, 3% Part Time, and 2% Contract. Highlights an 83% Physical, 1% Hybrid, and 16% Remote job distribution, with an average salary of $81,805 per year, or $39.3 per hour.

Licensed Final Expense Agent

Golden Memorial - A M Barragan Insurance Services, Inc.

Bakersfield, CA • On-site

Full-time

Medical, Dental, Vision, Retirement

Re-posted 8 days ago

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Job description

Here are a few reasons why you should join the GM Nation funeral insurance agency family:

  • Exotic Incentive Trips
  • Life, Health and Dental for you and your Family
  • Same Day Advances
  • Proven Lead System
  • Liberal Underwriting
  • Simplified Applications
  • Extraordinary Home Office Support
  • 24 Hour Underwriting
  • Live Helpline
  • Fast Claim Service

How much does a final expense agent make?

When it comes to how much you can make, you’re in charge! We have agents that make over six figures their first year selling final expense. The opportunity is limitless for those who want it.

Company Description

Our agents come from all walks of life - some have decades of experience and some have none! Whatever your background, we're excited you're here. We want to partner with you to represent and distribute our revolutionary final expense insurance products to the expanding senior market. The time has never been better to start selling final expense insurance. The market has seen unprecedented growth and doesn’t show any signs of stopping.

The simplicity of the product makes it easy for anyone to sell. Because the policies are smaller in value (usually no more than $10,000 - $15,000), the underwriting process takes days – not weeks. With us, you’ll use a 1-page application and there are no medical exams for your clients to qualify. We issue coverage based on the applicant’s answers to health questions.

As a Final Expense agent, you’ll be responsible for setting your own schedule and working as often as you’d like.

Best of all, from the very beginning you’ll receive hands-on training from a local field agency to help you understand the market, the product, and how to make your sales presentation. The process couldn’t be easier.

Join the GM Nation Funeral Insurance Agency Family –
Start Your Insurance Agent Career by Applying Today!