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Online Final Expense Agent information

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$38K

$81.8K

$112K

How much do online final expense agent jobs pay per year?

As of Jul 16, 2026, the average yearly pay for online final expense agent in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What is an Online Final Expense Agent job?

An Online Final Expense Agent helps individuals secure final expense insurance, which covers end-of-life costs like funeral expenses and medical bills. This role is conducted remotely, using digital tools to connect with clients, explain policy options, and assist them in purchasing coverage. Agents typically work with leads, either provided by the company or self-generated, and communicate via phone, email, or video calls. Success in this role requires strong sales skills, knowledge of insurance products, and the ability to build trust with clients.

What are the key skills and qualifications needed to thrive in the Online Final Expense Agent position, and why are they important?

To succeed as an Online Final Expense Agent, you need a solid understanding of life insurance products and sales techniques, supported by an active life insurance license. Familiarity with CRM software, online communication platforms, and digital e-signature tools is often required. Outstanding interpersonal skills, empathy, and the ability to build trust remotely are important soft skills. These abilities enable agents to effectively connect with clients, guide them through the sales process, and ensure compliance while working in a fully virtual environment.

What are some common challenges faced by Online Final Expense Agents, and how can they be managed?

Online Final Expense Agents often face challenges such as building rapport with clients without face-to-face interaction and overcoming customer hesitations about discussing end-of-life planning virtually. Successful agents use strong communication skills, active listening, and tailored online presentations to create trust and address client concerns. Managing a consistent follow-up schedule and staying organized with digital tools also helps agents track prospects and maintain their pipeline from a remote setting. With a proactive approach and proper self-motivation, these challenges become manageable and pave the way for a rewarding career.

More about Online Final Expense Agent jobs
What cities are hiring for Online Final Expense Agent jobs? Cities with the most Online Final Expense Agent job openings:
What are the most commonly searched types of Final Expense Agent jobs? The most popular types of Final Expense Agent jobs are:
What states have the most Online Final Expense Agent jobs? States with the most job openings for Online Final Expense Agent jobs include:
What job categories do people searching Online Final Expense Agent jobs look for? The top searched job categories for Online Final Expense Agent jobs are:
Online Final Expense Agent jobs near you
Infographic showing various Online Final Expense Agent job openings in the United States as of July 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $81,805 per year, or $39.3 per hour.

Licensed Final Expense Agent

Golden Memorial - A M Barragan Insurance Services, Inc.

Bakersfield, CA • On-site

Full-time

Medical, Dental, Vision, Retirement

Re-posted 29 days ago

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Job description

Here are a few reasons why you should join the GM Nation funeral insurance agency family:

  • Exotic Incentive Trips
  • Life, Health and Dental for you and your Family
  • Same Day Advances
  • Proven Lead System
  • Liberal Underwriting
  • Simplified Applications
  • Extraordinary Home Office Support
  • 24 Hour Underwriting
  • Live Helpline
  • Fast Claim Service

How much does a final expense agent make?

When it comes to how much you can make, you’re in charge! We have agents that make over six figures their first year selling final expense. The opportunity is limitless for those who want it.

Company Description

Our agents come from all walks of life - some have decades of experience and some have none! Whatever your background, we're excited you're here. We want to partner with you to represent and distribute our revolutionary final expense insurance products to the expanding senior market. The time has never been better to start selling final expense insurance. The market has seen unprecedented growth and doesn’t show any signs of stopping.
The simplicity of the product makes it easy for anyone to sell. Because the policies are smaller in value (usually no more than $10,000 - $15,000), the underwriting process takes days – not weeks. With us, you’ll use a 1-page application and there are no medical exams for your clients to qualify. We issue coverage based on the applicant’s answers to health questions.
As a Final Expense agent, you’ll be responsible for setting your own schedule and working as often as you’d like.
Best of all, from the very beginning you’ll receive hands-on training from a local field agency to help you understand the market, the product, and how to make your sales presentation. The process couldn’t be easier.
Join the GM Nation Funeral Insurance Agency Family –
Start Your Insurance Agent Career by Applying Today!