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Overnight Final Expense Agent information

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$38K

$81.8K

$112K

How much do overnight final expense agent jobs pay per year?

As of Jul 14, 2026, the average yearly pay for overnight final expense agent in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What is the difference between Overnight Final Expense Agent vs Final Expense Agent?

AspectOvernight Final Expense AgentFinal Expense Agent
CredentialsLife insurance license, sometimes additional state-specific certificationsLife insurance license, often the same certifications as Overnight Final Expense Agent
Work EnvironmentPrimarily remote, working overnight hours, visiting clients or conducting callsTypically daytime, in-home visits or office-based sales
Employer & Industry UsageInsurance agencies, direct sales companies focusing on final expense policiesInsurance agencies, brokers, and direct sales in the final expense market

Both roles involve selling final expense life insurance policies and require similar licensing. The key difference is that Overnight Final Expense Agents work primarily during overnight hours and often operate remotely, while Final Expense Agents usually work during daytime hours with in-person visits. Understanding these differences helps candidates choose the role that best fits their schedule and work style.

More about Overnight Final Expense Agent jobs
What cities are hiring for Overnight Final Expense Agent jobs? Cities with the most Overnight Final Expense Agent job openings:
What are the most commonly searched types of Final Expense Agent jobs? The most popular types of Final Expense Agent jobs are:
What states have the most Overnight Final Expense Agent jobs? States with the most job openings for Overnight Final Expense Agent jobs include:
What job categories do people searching Overnight Final Expense Agent jobs look for? The top searched job categories for Overnight Final Expense Agent jobs are:
Overnight Final Expense Agent jobs near you
Infographic showing various Overnight Final Expense Agent job openings in the United States as of July 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $81,805 per year, or $39.3 per hour.

Licensed Final Expense Agent

Golden Memorial - A M Barragan Insurance Services, Inc.

Bakersfield, CA • On-site

Full-time

Medical, Dental, Vision, Retirement

Re-posted 26 days ago

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Job description

Here are a few reasons why you should join the GM Nation funeral insurance agency family:

  • Exotic Incentive Trips
  • Life, Health and Dental for you and your Family
  • Same Day Advances
  • Proven Lead System
  • Liberal Underwriting
  • Simplified Applications
  • Extraordinary Home Office Support
  • 24 Hour Underwriting
  • Live Helpline
  • Fast Claim Service

How much does a final expense agent make?

When it comes to how much you can make, you’re in charge! We have agents that make over six figures their first year selling final expense. The opportunity is limitless for those who want it.

Company Description

Our agents come from all walks of life - some have decades of experience and some have none! Whatever your background, we're excited you're here. We want to partner with you to represent and distribute our revolutionary final expense insurance products to the expanding senior market. The time has never been better to start selling final expense insurance. The market has seen unprecedented growth and doesn’t show any signs of stopping.
The simplicity of the product makes it easy for anyone to sell. Because the policies are smaller in value (usually no more than $10,000 - $15,000), the underwriting process takes days – not weeks. With us, you’ll use a 1-page application and there are no medical exams for your clients to qualify. We issue coverage based on the applicant’s answers to health questions.
As a Final Expense agent, you’ll be responsible for setting your own schedule and working as often as you’d like.
Best of all, from the very beginning you’ll receive hands-on training from a local field agency to help you understand the market, the product, and how to make your sales presentation. The process couldn’t be easier.
Join the GM Nation Funeral Insurance Agency Family –
Start Your Insurance Agent Career by Applying Today!