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Entry Level Final Expense Agent information

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$81.8K

$112K

How much do entry level final expense agent jobs pay per year?

As of Jun 22, 2026, the average yearly pay for entry level final expense agent in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What is an Entry Level Final Expense Agent?

An Entry Level Final Expense Agent is an insurance professional who helps individuals, often seniors, secure final expense insurance policies. These policies are designed to cover end-of-life expenses such as funeral costs, medical bills, and other related debts. Entry level agents typically work with clients to assess their needs, explain policy options, and facilitate the application process. The role usually involves a combination of sales, customer service, and administrative tasks. Training and licensing are generally required, but previous experience is not always necessary for entry-level positions.

What are some common challenges faced by entry-level final expense agents, and how can they be overcome?

Entry-level final expense agents often face challenges such as building a client base, handling client objections about insurance products, and managing a high volume of client outreach. To overcome these hurdles, new agents can benefit from mentorship programs, ongoing training, and using proven lead generation strategies provided by their agency. Consistent follow-up, developing strong communication skills, and staying organized with a CRM system are also essential for building trust and closing sales. Working closely with experienced team members can accelerate learning and help agents adapt quickly to the fast-paced environment.

What are the key skills and qualifications needed to thrive as an Entry Level Final Expense Agent, and why are they important?

To thrive as an Entry Level Final Expense Agent, you need a basic understanding of insurance products, strong sales acumen, and a valid state insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and e-signature platforms is typically required. Excellent communication, empathy, and persistence are valuable soft skills for building trust and handling client objections. These skills and qualities are essential for effectively guiding clients through insurance options, meeting sales goals, and ensuring customer satisfaction.

What is the difference between Entry Level Final Expense Agent vs Final Expense Insurance Agent?

AspectEntry Level Final Expense AgentFinal Expense Insurance Agent
CertificationsNone required, but licensing varies by stateState insurance license required
Work EnvironmentRemote or in-home sales, independent contractorIn-person or remote sales, independent contractor
Industry UsageEntry-level role focusing on final expense policiesGeneral term for agents selling final expense insurance

Both roles involve selling final expense insurance policies, often requiring state licensing. The main difference is that 'Entry Level Final Expense Agent' emphasizes a beginner position, while 'Final Expense Insurance Agent' is a broader term for experienced or general agents in the industry. Both roles typically operate independently and focus on helping clients plan for end-of-life expenses.

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Entry Level Final Expense Agent jobs near you
Final Expense Sales Agent | Unlimited Income Potential

Final Expense Sales Agent | Unlimited Income Potential

Golden Memorial Insurance Services

Springfield, IL • On-site

$100 - $2.5K/wk

Other

Medical, Dental, Retirement

Posted 11 days ago

Job description

Job Description:

At GM Nation, we believe success is built through hard work, consistency, and a proven system. As a Final Expense Insurance Agent, you'll meet with families who have requested information about life insurance and help them find coverage that fits their needs. This is a field-based sales opportunity where your effort directly impacts your income and growth.

Position: Final Expense Insurance Agent | 10-99 Commission Only

Who We Are:

GM Nation is the #1 Final Expense agency in the nation. We have built a winning culture centered around opportunity, leadership, mentorship, and personal growth. Whether you're licensed, newly licensed, or looking for a new career path, we provide the tools, training, and support to help you succeed.

Why Join GM Nation?

• Unlimited earning potential with competitive commissions and bonuses

• Exclusive lead opportunities from individuals who have requested information

• One product. One-page application. Unlimited opportunity.

• Industry-leading training and mentorship from proven leaders

• Leadership and career advancement opportunities

• Company & Agency sponsored trips, contests, recognition, and incentives

• A supportive culture focused on helping agents win

Key Responsibilities:

• Meet with families to discuss their life insurance needs

• Present Final Expense coverage options and explain policy benefits

• Help clients select a plan that fits their goals and budget

• Build strong relationships through exceptional service

• Follow up with prospects and maintain client relationships

• Participate in ongoing training, coaching, and team meetings

Qualifications:

• Strong communication and people skills

• Self-motivated and goal-oriented

• Positive attitude and willingness to learn

• Ability to work independently and manage your time effectively

• Sales experience is helpful but not required

• Willing to obtain a Life Insurance License if not currently licensed — we'll help guide you through the process

If you're looking for more than just a job and want the opportunity to build a career with unlimited growth potential, GM Nation is the place for you. Join a team that is changing lives, helping families, and creating opportunities every day.

Apply today and see why so many agents have chosen to build their future with GM Nation.

Company Description

Golden Memorial is the #1 Final Expense agency in the nation, helping families protect what matters most while creating life-changing opportunities for agents across the country. With a simple one-product approach, a one-page application, industry-leading training, and a proven system, we make it easy for motivated individuals to build a rewarding career, grow their income, and achieve long-term success. Whether you're experienced or just getting started, Golden Memorial provides the support, mentorship, and opportunity to help you reach your full potential.