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Director Credit Risk Jobs in Virginia (NOW HIRING)

Monitor portfolio risk and recommend changes to credit policy strategy * Perform in-depth analysis ... Benefits: At Koalafi, you will have a direct impact on our products and help shape the company ...

Monitor portfolio risk and recommend changes to credit policy strategy * Perform in-depth analysis ... Benefits: At Koalafi, you will have a direct impact on our products and help shape the company ...

Credit Analyst UW IV

Richmond, VA · On-site

$110K - $171K/yr

This position does not have direct supervisory responsibility but is expected to demonstrate ... Expertise in credit risk analysis and underwriting, with the ability to navigate complex challenges ...

Credit Analyst UW IV

Richmond, VA · On-site

$110K - $171K/yr

This position does not have direct supervisory responsibility but is expected to demonstrate ... Expertise in credit risk analysis and underwriting, with the ability to navigate complex challenges ...

Credit Manager

Charlottesville, VA · On-site

$75K - $85K/yr

... risk management roles Direct experience managing commercial and/or wholesale credit environments, preferably in fuel distribution, energy, logistics, or similarly high-volume, transactional ...

Credit Manager

Charlottesville, VA · On-site

$75K - $85K/yr

... risk management roles • Direct experience managing commercial and/or wholesale credit environments, preferably in fuel distribution, energy, logistics, or similarly high-volume, transactional ...

Credit Manager

Charlottesville, VA · On-site

$75K - $85K/yr

... risk management roles • Direct experience managing commercial and/or wholesale credit environments, preferably in fuel distribution, energy, logistics, or similarly high-volume, transactional ...

Showing results 21-40

Director Credit Risk information

See Virginia salary details

$83.8K

$155K

$298.9K

How much do director credit risk jobs pay per year?

As of Aug 17, 2026, the average yearly pay for director credit risk in Virginia is $154,974.00, according to ZipRecruiter salary data. Most workers in this role earn between $103,600.00 and $186,400.00 per year, depending on experience, location, and employer.

What does a director credit risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What are the key skills and qualifications needed to thrive as a director credit risk?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What are some common challenges faced by a director credit risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in Virginia?

The most popular types of Credit Risk jobs in Virginia are:

What are popular job titles related to Director Credit Risk jobs in Virginia?

For Director Credit Risk jobs in Virginia, the most frequently searched job titles are:

What cities in Virginia are hiring for Director Credit Risk jobs?

Cities in Virginia with the most Director Credit Risk job openings:

Infographic showing various Director Credit Risk job openings in Virginia as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $154,974 per year, or $74.5 per hour.

Senior Business Analyst - Credit Risk

Koalafi

Richmond, VA • On-site

$100K - $129K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 12 days ago


Job description

At Koalafi, we believe in a world where no one has to put an important purchase on hold. That's why we're making it easier for more people to pay for big purchases over time.
Retailers across the country rely on us to offer flexible lease-to-own financing to their non-prime consumers, while increasing sales and strengthening customer loyalty. Their 2M+ customers love us because we provide a flexible way for them to make payments and give them an opportunity to improve their credit. Our 200+ Koalafi teammates enjoy inspiring and challenging work that accelerates their careers.
Interested in learning more about how we're transforming the financing experience and joining our team?
What You'll Do:
At Koalafi, we use data-driven insights to inform business decisions. This position is responsible for supporting the business by providing analysis, recommendations, and driving the implementation of strategic business initiatives. You will have the unique opportunity to grow alongside the company and help shape the future direction of the business. In this role, you will:
  • Drive research and analysis that powers our strategy, operational, financial, and business development decision-making
  • Develop business plans, including gathering requirements for transformational projects within our new product line
  • Monitor portfolio risk and recommend changes to credit policy strategy
  • Perform in-depth analysis on complex datasets to generate actionable insights
  • Present results to leadership and influence to adopt recommendations
  • Support with regular reports, ad hoc data requests and analysis, transaction analysis, and special inquires as requested
  • Create queries as needed to problem solve and answer internal and external customer questions
  • Produce financial models and NPV analyses

About You (Qualifications)
  • Bachelor's degree in a quantitative field (finance, economics, mathematics, engineering, etc.)
  • 2 years of analysis experience
  • Proficiency in Python and SQL or similar language
  • Ability to communicate with data in written and verbal contexts
  • Exceptional attention to detail and problem-solving skills
  • Demonstrates curiosity and a growth mindset by actively seeking feedback, continuously developing skills, and adapting to changing priorities and business needs

Preferred Qualifications
  • Master's degree in a quantitative field (finance, economics, mathematics, engineering, etc.)
  • 2+ years of analyst experience in financial industries, ideally consumer lending or credit risk
  • 1+ years at a fast-moving start-up
  • Experience using in data science and machine learning techniques such as Logistic Regression and/or GBM models

Location: This position requires regular in-person attendance at one of our two office locations (Richmond, VA or Arlington, VA). Candidates must already be located within a commutable distance to either location, as relocation assistance is not available at this time
Salary Range: $100,000-$129,000 per year
Additional Compensation: This position is eligible to participate in company bonus plan.
The final salary offer will depend on factors including, but not limited to, experience, skills, and geographic location. The actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.
Applications will be accepted until position is filled.
Why choose Koalafi: A career at Koalafi means opportunities to tackle exciting challenges every single day. We take pride in a culture of innovation, trust, and ownership. You'll get outside your comfort zone, build meaningful relationships, and most of all, take charge of projects that ultimately help people get the things they need most.
Benefits:
At Koalafi, you will have a direct impact on our products and help shape the company's success. We offer competitive compensation & benefits packages to keep you at your best:
  • Comprehensive medical, dental, and vision coverage
  • 20 PTO days + 11 paid holidays
  • 401(k) retirement with company matching
  • Student Loan & Tuition Reimbursement
  • Commuter assistance
  • Parental leave (maternal + paternal)
  • Inclusion and Associate Engagement Programs

Who we are & what we value:
  • We focus on what's most important
  • We set clear expectations and deliver
  • We embrace challenges to reach our full potential
  • We ask, "How can this be better?"
  • We move fast together