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Credit Collection Jobs in Virginia (NOW HIRING)

The Credit Manager is responsible for overseeing and managing the company's credit and collections department to ensure the timely collection of accounts receivable with the goal of minimizing bad ...

Credit Manager

Charlottesville, VA · On-site

$75K - $85K/yr

Help design and implement structured collection strategies, including dunning schedules, delivery ... credit, accounts receivable, or financial risk management roles Direct experience managing ...

Ensure Credit Managers adhere to credit and collection policies and procedures. * Approve credit limits within assigned authority, both unsecured and secured risk. * Effectively communicate and ...

Reviews all credit collection and aging reports to increase cash flow. * Ensures equipment and drivers are in place to provide on-time service and meet the demands of the customer. * Analyzes volume ...

Reviews all credit collection and aging reports to increase cash flow. * Ensures equipment and drivers are in place to provide on-time service and meet the demands of the customer. * Analyzes volume ...

Credit Manager

Lexington, VA · On-site

$18 - $25/hr

The Credit Manager is responsible for maintaining the accounts receivables through the approval of credit sales and collection of accounts. Benefits package includes medical, dental, vision, vacation ...

Senior Collection Specialist

Roanoke, VA · Remote

$18.25 - $24.50/hr

Serves as backup telephone support for collection staff. JOB DUTIES AND RESPONSIBILITIES: * Primary ... Acts as a resource for other credit union staff. * Makes decision to restrict debit cards * Makes ...

CREDIT MANAGER

Portsmouth, VA · On-site

$16.50 - $17/hr

... collection skills Good communication skills Handle multiple priorities simultaneously Learn and become proficient in POS system Maintain professional appearance Must be able to read, write and ...

... collection skills Good communication skills Handle multiple priorities simultaneously Learn and become proficient in POS system Maintain professional appearance Must be able to read, write and ...

Prepare credit committee decision memorandums for clients under the guidance of the Client Advisor. * Assist the compliance team with client document collection, review, analysis, and annual loan ...

Develop collection skills to help grow ourcustomer base by learning to utilize the "4 Key ... The Credit Manager Position is required to embrace andrepresent the Bestway's Bring It Values!

Develop collection skills to help grow ourcustomer base by learning to utilize the "4 Key ... The Credit Manager Position is required to embrace andrepresent the Bestway's Bring It Values!

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Credit Collection information

See Virginia salary details

$14

$24

$34

How much do credit collection jobs pay per hour?

As of Aug 23, 2026, the average hourly pay for credit collection in Virginia is $24.34, according to ZipRecruiter salary data. Most workers in this role earn between $20.72 and $27.64 per hour, depending on experience, location, and employer.

What is a credit collection?

Credit Collection jobs involve contacting individuals or businesses to recover overdue payments on accounts. Professionals in this field work to negotiate payment plans, resolve disputes, and maintain accurate records of all collection activities. They often communicate by phone, email, or written correspondence and may work for banks, credit agencies, or other organizations. Strong communication, negotiation, and organizational skills are important for success in credit collection roles.

What are the key skills and qualifications needed to thrive as a credit collection specialist?

To thrive as a Credit Collection Specialist, you need strong analytical skills, attention to detail, and a background in finance or accounting, often supported by relevant experience or certifications. Familiarity with collections software, CRM systems, and financial databases is typically required. Persuasion, negotiation, and effective communication are critical soft skills for building rapport and resolving payment issues with clients. These abilities ensure timely collections, minimize financial risk, and maintain positive client relationships for organizational success.

What are some common challenges faced by professionals in credit collection, and how can they be effectively managed?

Credit collection professionals often encounter challenges such as communicating with difficult or unresponsive clients, meeting collection targets, and balancing assertiveness with professionalism. Effective management of these challenges involves utilizing strong negotiation and interpersonal skills, adhering to established protocols, and leveraging technology tools like customer relationship management (CRM) systems to track communications. Regular training in conflict resolution and staying updated with relevant regulations can also help credit collectors handle complex situations professionally while maintaining positive relationships with clients.

What is the difference between Credit Collection vs Credit Analyst?

AspectCredit CollectionCredit Analyst
Required CredentialsHigh school diploma or equivalent; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field; certifications like CFA or CPA beneficial
Work EnvironmentCollections agencies, corporate finance departments, or banksFinancial institutions, corporate finance teams, or consulting firms
Employer & Industry UsagePrimarily used in debt recovery and accounts receivable managementUsed in credit risk assessment, financial analysis, and lending decisions

While Credit Collection focuses on recovering overdue payments and managing delinquent accounts, Credit Analysts evaluate creditworthiness to approve or deny credit applications. Both roles are essential in financial operations but serve different functions within the credit process.

What are popular job titles related to Credit Collection jobs in Virginia?

For Credit Collection jobs in Virginia, the most frequently searched job titles are:

Infographic showing various Credit Collection job openings in Virginia as of August 2026, with employment types broken down into 77% Full Time, and 23% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $50,621 per year, or $24.3 per hour.

Full-time

Re-posted 22 days ago


Job description

Description

The Credit Manager is responsible for overseeing and managing the company's credit and collections department to ensure the timely collection of accounts receivable with the goal of minimizing bad debt losses and maximizing cash flow. This position plays a key role in establishing credit policies and supporting customer relationships through professional and effective account management.

Key Responsibilities:

  • Oversee all aspects of the company's credit and accounts receivable functions, including collections, and accounts receivable payment application processes.
  • Oversee the process of evaluating credit applications, establishing credit terms and limits, and monitoring customer accounts to mitigate financial risk.
  • Develop, implement, and maintain credit and collection policies and procedures to ensure consistency and compliance.
  • Monitor aging reports, identify delinquent accounts, and manage collection efforts 
  • Communicate directly with customers to resolve billing disputes and negotiate payment arrangements as needed to maintain positive business relationships and avoid bad debt.
  • Manage collection escalations for delinquent accounts, including preparing documentation for legal action, obtaining judgments, managing and processing post-judgement garnishments and representing the company in court proceedings.

Qualifications:

  • Bachelor's degree in Accounting, Finance, Business Administration, or a related field (or equivalent experience).
  • 5+ years of experience in credit management
  • Strong knowledge of credit analysis and collections law.
  • Proficiency in software systems; advanced Excel skills preferred.
  • Excellent communication, negotiation, and problem-solving skills.
  • Proven ability to lead and motivate a team in a fast-paced environment.
  • Detail-oriented with strong organizational and analytical abilities.