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Deposit Operations Associate Jobs (NOW HIRING)

CivicMinds, Inc.

Deposit Operations Specialist

MN · On-site

The ideal candidate will possess a solid understanding of deposit operations and potential ... Professional knowledge generally acquired through an Associate's or Bachelor's degree program.

Independent Correspondent Bankers' Bank, Inc.

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Deposit Operations Specialist I

Frankfort, KY · On-site

$33K - $38K/yr

Deposit Operations Manager Location: In-office Position Summary The Deposit Operations I team ... • associate's degree or college credits in Business or a related field is desirable. Other ...

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Deposit Operations Associate information

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$11

$26

$53

How much do deposit operations associate jobs pay per hour?

As of Jul 21, 2026, the average hourly pay for deposit operations associate in the United States is $26.24, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $30.29 per hour, depending on experience, location, and employer.

What are some common challenges Deposit Operations Associates face, and how can they effectively manage them?

Deposit Operations Associates often handle high volumes of transactions and must ensure accuracy while meeting tight deadlines. One common challenge is managing multiple priorities, such as processing deposits, reconciling accounts, and resolving discrepancies, all while maintaining compliance with banking regulations. Effective time management, strong attention to detail, and clear communication with team members are key to successfully navigating these demands. Many organizations provide ongoing training and use robust banking software to streamline processes and reduce errors.

What are the key skills and qualifications needed to thrive as a Deposit Operations Associate, and why are they important?

To thrive as a Deposit Operations Associate, you need a solid understanding of banking procedures, attention to detail, and familiarity with deposit account regulations, typically supported by a high school diploma or equivalent. Proficiency with core banking systems, transaction processing software, and compliance tools like BSA/AML monitoring platforms is commonly required. Strong organizational skills, reliability, and effective communication help you excel in handling high-volume tasks and collaborating with internal teams. These skills are essential to ensure accurate transaction processing, regulatory compliance, and efficient support for both customers and bank operations.

What is a Deposit Operations Associate?

A Deposit Operations Associate is a banking professional responsible for managing and processing various deposit-related transactions within a financial institution. Their duties typically include verifying and reconciling deposits, handling account maintenance, processing payments, and ensuring compliance with banking regulations. They play a crucial role in supporting daily banking operations and providing customer service related to deposit accounts. Attention to detail and knowledge of banking procedures are essential for this position.

What is the difference between Deposit Operations Associate vs Bank Teller?

AspectDeposit Operations AssociateBank Teller
Primary RoleProcessing deposits, verifying transactions, maintaining account accuracyHandling customer transactions, cash handling, account inquiries
Required SkillsAttention to detail, knowledge of banking systems, data entryCustomer service, cash handling, communication skills
Work EnvironmentBack-office, data processing, administrative tasksFront-line, customer-facing, branch environment
CertificationsTypically none required, but banking or financial certifications can helpNone required, but customer service experience preferred

While both roles are essential in banking, a Deposit Operations Associate focuses on processing and verifying transactions behind the scenes, ensuring data accuracy. A Bank Teller interacts directly with customers, handling cash and providing service. Both roles require attention to detail and knowledge of banking procedures, but they differ mainly in their daily tasks and work environment.

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What cities are hiring for Deposit Operations Associate jobs? Cities with the most Deposit Operations Associate job openings:
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Deposit Operations Associate jobs near you
Infographic showing various Deposit Operations Associate job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 67% Full Time, 30% Part Time, 1% Temporary, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $54,588 per year, or $26.2 per hour.
Associate Director, Deposit Operations - Remote

Associate Director, Deposit Operations - Remote

UnitedHealth Group

Eden Prairie, MN • On-site, Remote

Full-time

Retirement

Posted 5 days ago

UnitedHealth Group rating

7.6

Company rating: 7.6 out of 10

Based on 145 frontline employees who took The Breakroom Quiz

191st of 886 rated healthcare providers

Job description

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.
Optum Bank is seeking an Associate Director of Deposit Operations to provide operational leadership supporting the Bank's expanding deposit portfolio, digital banking capabilities, and strategic growth initiatives. This role translates strategic objectives into scalable operational capabilities, supports readiness for new products and services, and partners across Product, Technology, Compliance, Risk, Treasury, and Operations to drive execution, operational excellence, and regulatory compliance.
The Associate Director will lead operational staff and serve as a key partner in effective day-to-day execution, process improvement, and sustainable support model development
Must reside in or near Eden Prairie, MN or Draper, UT and be available to work onsite 4 days per week.
Primary Responsibilities:
  • Lead implementation and execution of deposit operations initiatives in support of the Bank's core operations strategy and expanding deposit product portfolio
  • Provide day-to-day leadership for deposit operations activities, ensuring accuracy, timeliness, compliance, and strong service delivery
  • Lead operational readiness for new products, services, capabilities, customer-facing enhancements, digital banking enhancements, platform integrations, and core banking capabilities
  • Translate product and business requirements into scalable operational processes, procedures, controls, workflows, staffing needs, and service models
  • Partner cross-functionally with Product, Technology, Compliance, Risk, Treasury, and Operations stakeholders to support implementation of new capabilities, process improvement, issue resolution, and risk mitigation
  • Oversee key deposit operations workflows, including account servicing, onboarding support, account maintenance, transaction processing, exception handling, reconciliations, and related operational activities
  • Develop, maintain, and improve operational procedures, documentation, controls, governance routines, and performance measures, including quality, timeliness, productivity, inventory, issue trends, and service-level performance
  • Provide leadership, coaching, and development for operational team members while promoting accountability, professional growth, customer focus, risk awareness, and continuous improvement

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:
  • 6+ years of progressive experience in banking operations
  • 2+ years of experience in a supervisory or leadership role within banking operations
  • Experience leading operational teams, programs, cross-functional initiatives, operational readiness efforts, or process implementation in a complex, matrixed environment
  • Experience supporting deposit operations, account servicing, onboarding, transaction processing, reconciliations, or related banking operations
  • Experience designing and improving operational processes, controls, workflows
  • Knowledge of ACH, wire transfers, file exchanges, account maintenance, user access management, deposit account servicing, and banking regulations related to deposit operations
  • Solid knowledge of operational controls, operational risk management, regulatory compliance, and process governance
  • Proven ability to influence stakeholders, manage competing priorities, identify operational impacts, escalate risks, drive execution, and communicate effectively with business partners and senior leadership
  • Ability to work independently, take initiative, and lead through ambiguity in a fast-paced environment
  • Reside in or near Eden Prairie, MN or Draper, UT and be available to work onsite 4 days per week

Preferred Qualifications:
  • Experience supporting deposit products, transaction processing, account servicing, digital banking capabilities, or related banking operations
  • Experience leading new product launches, platform implementations, operating model development, or large-scale operational transformation initiatives
  • Experience developing operating models, workforce plans, scalable support structures, operational metrics, dashboards, capacity plans, quality measures, or service-level performance frameworks
  • Experience with core banking platforms, CRM platforms, workflow/case management tools, servicing systems, or digital banking platforms
  • Experience with process mapping, procedure development, consultation, analytics, continuous improvement methodologies, and stakeholder influencing

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy.
Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $112,700 - $193,200 annually based on full-time employment. We comply with all minimum wage laws as applicable.
Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.
UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment .

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