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Credit Representative Jobs in California (NOW HIRING)

Credit Representative

Irwindale, CA ยท On-site

$75K - $90K/yr

Job Summary The Credit Representative role is responsible for overseeing accounts receivable and mitigating financial losses. This position requires a thorough grasp of accounting principles, billing ...

Credit Representative

San Leandro, CA ยท On-site

$35.55 - $41/hr

The Credit Services Representative has responsibility for monitoring and collecting company receivables with an emphasis on delinquent accounts. In addition, the individual will analyze current ...

New

Credit Representative

Hillsboro, OR ยท On-site

$35.55 - $41/hr

The Credit Services Representative has responsibility for monitoring and collecting company receivables with an emphasis on delinquent accounts. In addition, the individual will analyze current ...

New

Credit Representative

Huntington Beach, CA ยท On-site

$62K - $72K/yr

The Credit Representative is responsible for collecting accounts receivable through collection calls and correspondence in an automated environment. Essential Duties and Responsibilities include the ...

Credit Representative

Irwindale, CA ยท On-site

$75K - $90K/yr

Job Summary The Credit Representative role is responsible for overseeing accounts receivable and mitigating financial losses. This position requires a thorough grasp of accounting principles, billing ...

Credit Representative

Azusa, CA ยท On-site

$75K - $90K/yr

Job Summary The Credit Representative role is responsible for overseeing accounts receivable and mitigating financial losses. This position requires a thorough grasp of accounting principles, billing ...

New

Credit Representative

Baldwin Park, CA ยท On-site

$75K - $90K/yr

The Credit Representative role is responsible for overseeing accounts receivable and mitigating financial losses. This position requires a thorough grasp of accounting principles, billing processes ...

... reps * Additional activities assigned by the Sr. Credit Manager * Provides recommendations for final demands and external collections on matters above $5,000 * Approve credit limit increases up to ...

Credit & Collection Specialist

Cypress, CA ยท Hybrid

$22.62 - $31.67/hr

Each credit rep is required to analyze a variety of qualifying factors and Dun & Bradstreet reporting to determine an appropriate line of credit. A credit limit review must be performed on each ...

A Day in the Life The Credit Executive I is a seasoned credit professional responsible for underwriting, structuring, and credit decisioning of small business and commercial loan transactions across ...

Credit Underwriter

Paso Robles, CA ยท On-site +1

$80K - $137K/yr

Represent AgWest at public relations events by joining or actively supporting appropriate ... Perform credit investigations on applicants including public record searches, credit bureau reports ...

Credit Underwriter

Imperial, CA ยท On-site

$72K - $110K/yr

Represent AgWest at public relations events by joining or actively supporting appropriate ... Perform credit investigations on applicants including public record searches, credit bureau reports ...

Credit Underwriter

Rocklin, CA ยท On-site

$83K - $144K/yr

We are in search of a Credit Underwriter I, II, or III (internally known as a Credit Analyst I, II, ... Represent and communicate the values, purpose, and mission of the organization to employees ...

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Credit Representative information

See California salary details

$12

$22

$32

How much do credit representative jobs pay per hour?

As of Aug 7, 2026, the average hourly pay for credit representative in California is $22.89, according to ZipRecruiter salary data. Most workers in this role earn between $18.99 and $25.62 per hour, depending on experience, location, and employer.

What are some common challenges a credit representative faces when assessing customer creditworthiness?

Credit Representatives often encounter challenges such as evaluating incomplete or inconsistent financial information, balancing risk while meeting company sales goals, and communicating credit decisions diplomatically to customers. They must stay updated on evolving credit policies and regulations, and may need to collaborate closely with sales and collections teams to resolve disputes or negotiate payment terms. Effective problem-solving and strong interpersonal skills are essential for navigating these complexities and ensuring both customer satisfaction and company financial health.

What is a credit representative?

Credit Representatives are professionals who evaluate and process credit applications, manage customer accounts, and assist with resolving credit-related issues. They work for financial institutions, retail companies, or other organizations that offer credit to customers. Their responsibilities include assessing creditworthiness, setting credit limits, monitoring payments, and communicating with clients about account statuses. By ensuring that customers meet payment terms and handling any disputes, Credit Representatives help organizations minimize financial risk and maintain healthy cash flow.

Do you need a degree to be a credit representative?

A degree is not typically required to become a credit representative, but employers often prefer candidates with a high school diploma or equivalent. Relevant skills such as customer service, attention to detail, and knowledge of credit procedures are important, and some positions may require certification or training programs.

What is the difference between Credit Representative vs Credit Analyst?

AspectCredit RepresentativeCredit Analyst
Required CredentialsTypically high school diploma or equivalent; some roles may require industry-specific certificationsBachelor's degree in finance, accounting, or related field; professional certifications like CFA or CPA are common
Work EnvironmentOffice setting, interacting with clients and sales teamsOffice setting, analyzing financial data and credit reports
Employer & Industry UsageUsed by banks, finance companies, and lending institutions for customer credit managementUsed by financial institutions, credit bureaus, and corporations for risk assessment

While both roles involve credit management, Credit Representatives primarily handle customer interactions and credit applications, whereas Credit Analysts focus on evaluating financial data to assess credit risk. Understanding these differences helps in choosing the right career path or job search focus within the credit industry.

What are the key skills and qualifications needed to thrive as a credit representative?

To thrive as a Credit Representative, you need a solid understanding of credit analysis, financial documentation, and risk assessment, often supported by a background in finance or accounting. Familiarity with credit management software, CRM systems, and sometimes certification like the Credit Business Associate (CBA) is beneficial. Strong negotiation, attention to detail, and effective communication skills help manage client relationships and resolve disputes. These abilities are essential for making sound credit decisions, minimizing risk, and maintaining positive client interactions.
What are popular job titles related to Credit Representative jobs in California? For Credit Representative jobs in California, the most frequently searched job titles are:
What job categories do people searching Credit Representative jobs in California look for? The top searched job categories for Credit Representative jobs in California are:
What cities in California are hiring for Credit Representative jobs? Cities in California with the most Credit Representative job openings:
Infographic showing various Credit Representative job openings in California as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $47,607 per year, or $22.9 per hour.

Credit Representative

Dunlop Sports Americas

Huntington Beach, CA โ€ข On-site

$62K - $72K/yr

Other

Re-posted 6 days ago


Job description

Credit Representative

Salary Range $62,000.00 - $72,000.00 Salary/year Level Experienced Position Type Full Time Job Shift Day Travel Percentage None

Description

Candidates who reside outside commuting distance of our Huntington Beach office may be eligible for remote work. Candidates who reside within commuting distance are expected to work onsite.

Summary: The Credit Representative is responsible for collecting accounts receivable through collection calls and correspondence in an automated environment.

Essential Duties and Responsibilities include the following. Other duties may be assigned.

  • Problem solves and negotiates payment plans.
  • Reviews, analyzes, and assists with the approval of customer credit.
  • Review credit hold orders and determine appropriate action within standard credit department procedures.
  • Research and document problems and solutions.
  • Regularly evaluate customer financial data and payment history to evaluate credit exposure.
  • Resolves grievances between Sales Representatives and customers.

Competency: To perform the job successfully, an individual should demonstrate the following competencies:

  • Analytical - Collects and researches data
  • Problem-Solving - Identifies and resolves problems in a timely manner
  • Gathers and analyzes information skillfully; Develops alternative solutions
  • Works well in group problem-solving situations
  • Uses reason even when dealing with emotional topics.
  • Customer Service - Manages difficult or emotional customer situations.
  • Interpersonal - Focuses on solving conflict, not blaming
  • Maintains confidentiality
  • Listens to others without interrupting
  • Keeps emotions under control.
  • Oral Communication - Speaks clearly and persuasively in positive or negative situations
  • Listens and gets clarification
  • Responds well to questions
  • Demonstrates group presentation skills
  • Participates in meetings.
  • Team Work - Balances team and individual responsibilities
  • Gives and welcomes feedback
  • Contributes to building a positive team spirit
  • Written Communication - Writes clearly and informatively
  • Presents numerical data effectively
  • Able to read and interpret written information
  • Organizational Support - Completes administrative tasks correctly and on time.
  • Dependability - Takes responsibility for own actions
  • Completes tasks on time or notifies the appropriate person with an alternate plan.
  • Professionalism - Approaches others in a tactful manner
  • Reacts well under pressure
  • Treats others with respect and consideration regardless of their status or position.
Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education/Experience: Associate's degree (A. A.) or equivalent from two-year college or technical school; or six months to one year related experience and/or training; or equivalent combination of education and experience.

Language Ability: Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.

Math Ability: Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.

Reasoning Ability: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.

Computer Skills: To perform this job successfully, an individual should have knowledge of Word Processing software; Spreadsheet software; Accounting software; Internet software and Order processing systems.

Certificates and Licenses: No certifications needed

Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Specific vision abilities required by this job include Close vision.