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Credit Consultant Jobs (NOW HIRING)

This Finance Consultant level role will be responsible for comprehensive credit and financial statement reviews of new and renewal customers with loss sensitive programs to assess creditworthiness ...

Credit Card SME Location: Berkeley Heights, NJ (5 Days Onsite) Job Type: Fulltime Roles & Responsibilities: Credit Card Domain * 15+ year of credit card, payments experience from banking industry ...

The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and ...

EDU College Credit Plus This posting is exclusively used to capture information for College Credit Plus Instructors in the education department.

That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries ... The Commercial Credit Consultant designs and implements business changes that drive industry ...

Showing results 41-60

Credit Consultant information

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$12

$44

$85

How much do credit consultant jobs pay per hour?

As of Aug 13, 2026, the average hourly pay for credit consultant in the United States is $44.40, according to ZipRecruiter salary data. Most workers in this role earn between $29.57 and $65.14 per hour, depending on experience, location, and employer.

What does a credit consultant do?

A a credit consultant helps a consumer with credit repair, typically through bill settlement and debt management. Duties include reviewing revenue for a customer and creating a plan to help them manage or pay off debt. A credit consultant may also work for a commercial customer, advising them on how to build a credit portfolio and collect on money owed. Qualifications vary, but most employers expect a bachelor’s degree in finance or a related subject.

How do credit consultants typically collaborate with clients and internal teams to develop effective credit improvement strategies?

Credit Consultants work closely with clients to analyze their credit reports, identify issues, and set realistic goals for credit improvement. They frequently collaborate with internal teams, such as legal advisors and customer service representatives, to resolve disputes and ensure clients receive comprehensive support. Regular communication and progress updates are crucial, as consultants must tailor solutions to individual client needs while coordinating with team members to address complex credit challenges. This collaborative approach helps build trust with clients and fosters successful outcomes.

What is a credit consultant?

Credit Consultants are professionals who help individuals and businesses understand, manage, and improve their credit profiles. They analyze clients' credit reports, identify negative items, and offer strategies to boost credit scores, such as debt management or disputing inaccuracies. Credit Consultants also provide education on credit laws, budgeting, and long-term financial planning to help clients achieve their financial goals.

What are the key skills and qualifications needed to thrive as a credit consultant, and why are they important?

To thrive as a Credit Consultant, you need expertise in credit analysis, financial assessment, and a solid understanding of credit laws and regulations, typically supported by a background in finance, accounting, or a related field. Familiarity with credit reporting systems, financial analysis software, and CRM tools is essential. Strong interpersonal skills, attention to detail, and persuasive communication set top performers apart. These competencies ensure accurate credit evaluations, effective client guidance, and compliance with industry standards.

What is the difference between Credit Consultant vs Credit Analyst?

AspectCredit ConsultantCredit Analyst
Required CredentialsTypically a bachelor's degree in finance, business, or related field; certifications like CFP or CFA are optionalBachelor's degree in finance, accounting, or economics; certifications like CFA or CPA are common
Work EnvironmentAdvises clients directly, often in financial institutions or consulting firmsAnalyzes credit data within banks, lending institutions, or corporations
Employer & Industry UsageUsed by financial advisory firms, banks, and credit counseling agenciesEmployed mainly by banks, credit unions, and lending companies

While both roles involve understanding credit and financial data, Credit Consultants focus on advising clients on credit options and improving creditworthiness, whereas Credit Analysts evaluate credit risk and make lending decisions. The roles often overlap in skills and industry but differ in primary responsibilities and client interaction.

What cities are hiring for Credit Consultant jobs?

Cities with the most Credit Consultant job openings:

What are the most commonly searched types of Credit Consultant jobs?

The most popular types of Credit Consultant jobs are:

Who are the top companies hiring for Credit Consultant jobs?

The top employers for Credit Consultant jobs are:

What states have the most Credit Consultant jobs?

States with the most job openings for Credit Consultant jobs include:

What job categories do people searching Credit Consultant jobs look for?

The top searched job categories for Credit Consultant jobs are:

What are popular job titles related to Credit Consultant jobs?

For Credit Consultant jobs, the most frequently searched job titles are:

Infographic showing various Credit Consultant job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 82% Full Time, 16% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $92,357 per year, or $44.4 per hour.

Lead Credit Portfolio Consultant

Wells Fargo

Minneapolis, MN • Hybrid

Full-time

Medical, Life, Retirement, PTO

Posted 16 days ago


Wells Fargo rating

7.8

Company rating: 7.8 out of 10

Based on 708 frontline employees who took The Breakroom Quiz

88th of 171 rated banks


Job description

About this role:

Wells Fargo is seeking a Lead Credit Portfolio Consultant to join the Commercial Bank. This role will support specific lines of business in areas including credit policy review, credit procedure development, and consulting on credit policy impacts on transactions. The person will also communicate important concepts to the line of business, work with peers at the Commercial Banking and enterprise levels, provide front line training where applicable, and interact with senior business leaders. Learn more about the career areas and business divisions at wellsfargojobs.com.

In this role, you will:

  • Lead complex credit initiatives including those that are cross functional with broad impact to the business
  • Make decisions in complex and multifaceted situations requiring sound understanding of credit policy and portfolio strategies that influence teams to achieve goals and drive new initiatives
  • Collaborate and consult with peers, colleagues, and middle to more experienced managers to resolve credit and portfolio issues
  • Coordinate with subject matter experts in the business to obtain feedback on complex credit policy matters.
  • Communicate credit policy and procedure changes to the line of business
  • Maintain and update credit policy related procedures for the line of business
  • Direct and coordinate various activities, including periodic training related to assessing credit risk to underwriting and relationship teams
  • Provide oversight on credit risk governance across assigned businesses and liaise between Commercial Credit and the business on credit policy matters
  • Prepare policy exemption requests and obtain required approvals
  • Lead and contribute to various projects
  • Assist the business on internal and external exams and audits


Required Qualifications:

  • 5+ years of Credit Consulting Portfolio experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

  • 5+ years of experience with asset-based lending or floor plan lending and leasing
  • Commercial credit experience
  • Familiarity with commercial credit policies
  • Strong technical writing skills
  • Ability to communicate with senior leaders clearly and concisely

Job Expectations:

  • This position is not eligible for Visa sponsorship
  • This position offers a hybrid work schedule
  • Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process
  • #commercialbanking

Locations:

  • ARIZONA - Chandler, AZ 2700 S Price Rd - BE# 101969 A Building, Chandler Campus;
  • CALIFORNIA - San Francisco, CA 333 Market St - BE# 102557 333 Market, San Francisco;
  • IOWA - West Des Moines, IA 800 S Jordan Creek Pkwy - BE# 150496 West Des Moines Campus;
  • MINNESOTA - Minneapolis, MN 600 S 4th St - BE# 109667 600 Wells Fargo;
  • NORTH CAROLINA - Charlotte, NC 1525 W W T Harris Blvd - BE# 141278 CIC Customer Information Ctr;
  • NORTH CAROLINA - Charlotte, NC 550 S Tryon St - BE# 144039 550 S Tryon;
  • TEXAS - Irving TX 401 Las Colinas Blvd W Bldg B - BE# 112847 Las Colinas Bldg B, Irving Campus;

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$119,000.00 - $224,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. VisitBenefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

14 Aug 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visitDisability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.


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About Wells Fargo

Sourced by ZipRecruiter

Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $1.9 trillion in assets, proudly serves one in three U.S. households and more than 10% of small businesses in the U.S., and is a leading middle market banking provider in the U.S. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 41 on Fortune's 2022 rankings of America's largest corporations. In the communities we serve, the company focuses its social impact on building a sustainable, inclusive future for all by supporting housing affordability, small business growth, financial health and a low-carbon economy.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

San Francisco, CA, US

Year founded

1852

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