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Contract Underwriter Jobs (NOW HIRING)

Questor Consultants, Inc.

Sr. Contract Surety Underwriter

DC · Remote

$100K - $119K/yr

Insurance Company is looking for an experienced contract surety professional with at least 4 years experience. Duties of this position include underwriting, producing/sales, and maintaining ...

W. R. Berkley Corporation

Underwriter

Jacksonville, FL · On-site

$80 - $100/hr

Responsibilities The Underwriter will contribute to the growth and profitability of Berkley Prime ... appropriate policy contract forms, and pricing of risk. * Review and act upon pertinent risk ...

ECLARO

Group Insurance Underwriter

Minneapolis, MN · On-site

Stop Loss/Group Insurance Underwriter Contract till December 2026 with possible extension Can be contract to perm to the right candidate REMINDER: THE RATE FOR THIS ROLE DEPENDS ON THE EXPERIENCE ...

Berkley

Underwriter

Jacksonville, FL · Hybrid

Responsibilities The Underwriter will contribute to the growth and profitability of Berkley Prime ... appropriate policy contract forms, and pricing of risk. Review and act upon pertinent risk ...

NACBA

$150 - $200/hr

Underwrite contract surety bonds in alignment with Swiss Re Corporate Solutions Surety Group underwriting guidelines, assessing risk acceptability and strategic fit * Manage daily bid and final bond ...

Berkley

Underwriter

Jacksonville, FL · Hybrid

The Underwriter will contribute to the growth and profitability of Berkley Prime Transportation by ... contract forms, and pricing of risk. • Review and act upon pertinent risk information such as ...

Berkley

Underwriter

Jacksonville, FL · On-site

Responsibilities The Underwriter will contribute to the growth and profitability of Berkley Prime ... contract forms, and pricing of risk. • Review and act upon pertinent risk information such as ...

Auto-Owners Insurance

Underwriter

Montgomery, AL · On-site

Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions * Read, interpret, and react to documents such as policies ...

United Fire Group

Surety Underwriter

Chicago, IL · On-site

Oversee a book of contract surety business within defined territory. Meet production, marketing ... Request underwriting information from agencies. Review and process information received. * Perform ...

Auto-Owners Insurance

Underwriter

Lexington, KY · On-site

Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions * Read, interpret, and react to documents such as policies ...

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Contract Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do contract underwriter jobs pay per year?

As of Sep 7, 2026, the average yearly pay for contract underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a contract underwriter?

A Contract Underwriter is a financial professional who evaluates and assesses loan applications, insurance policies, or other financial risks for a company on a contract or freelance basis. They analyze credit history, financial statements, and other relevant data to determine risk levels and ensure compliance with underwriting guidelines. Unlike in-house underwriters, they often work independently or for third-party firms, providing services to lenders or insurers as needed. Their goal is to mitigate risk while facilitating responsible lending or coverage decisions.

What are the typical daily responsibilities of a contract underwriter?

As a Contract Underwriter, your typical day involves reviewing applications, evaluating potential risks, and determining appropriate terms and premiums for various contracts, such as insurance policies or financial agreements. You will analyze supporting documents, communicate with brokers or clients to clarify details, and ensure all agreements comply with regulations and company guidelines. Collaboration is often required with legal, sales, and risk management teams to ensure comprehensive risk assessment. These responsibilities help maintain the integrity of the underwriting portfolio and support the business’s long-term financial goals.

What are the key skills and qualifications needed to thrive as a contract underwriter?

To thrive as a Contract Underwriter, you need strong analytical abilities, attention to detail, and a thorough understanding of contract law and risk assessment, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, risk modeling tools, and sometimes certifications such as Chartered Property Casualty Underwriter (CPCU) are highly beneficial. Excellent communication, negotiation, and organizational skills help underwriters interact effectively with clients and internal teams. These competencies are crucial to accurately evaluate risk, ensure compliance, and make sound underwriting decisions that protect the company’s interests.

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Contract Underwriter jobs near you
Infographic showing various Contract Underwriter job openings in the United States as of August 2026, with employment types broken down into 95% Full Time, 2% Part Time, and 3% Contract. Highlights an 69% Physical, 11% Hybrid, and 20% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Stop Loss Group Underwriter

Real Soft, Inc.

Minneapolis, MN • On-site

$59.86/hr

Other

Posted 13 days ago

Job description

Stop Loss Group Underwriter - Voya
Job ID: 520
Company: Voya
Location: Minneapolis, MN - 250 Marquette Ave, Suite 900
Work Arrangement: Hybrid
Employment Type: Contract-to-Perm
Duration: September 14 - December 31, 2026
Hours: 40 hours/week
Openings: 4
Additional Information
  • Contract-to-Perm: Opportunity to convert to permanent for the right candidate.
  • Candidates should be commutable to the Minneapolis site if selected for permanent conversion.
  • Rate is based on experience and underwriting level.
Pay Rates by Level
  • Associate Group Underwriter: PR $39.44/hr
  • Senior Group Underwriter: PR $49.30/hr
  • Lead Group Underwriter: PR $59.86/hr
Position Overview
Voya's Employee Benefits division is seeking Stop Loss Group Underwriters to evaluate employer group medical stop loss submissions and support underwriting decisions for new business and renewal opportunities.
The underwriter will assess risk, claims experience, large claimant activity, group demographics, participation, plan design, contract terms, funding arrangements, pricing, and profitability while ensuring coverage meets underwriting guidelines.
Key Responsibilities
  • Evaluate and underwrite employer group medical stop loss submissions.
  • Review new business and renewal opportunities.
  • Analyze group demographics, enrollment, participation, and plan design.
  • Review claims experience and identify large claimant activity.
  • Evaluate contract terms, funding arrangements, pricing, and profitability.
  • Apply underwriting guidelines and determine appropriate coverage terms.
  • Gather and validate information required for underwriting decisions.
  • Partner with brokers, clients, field representatives, and internal teams.
  • Communicate underwriting decisions, recommendations, and requirements.
  • Ensure proposed coverage is financially sound and administratively feasible.
  • Support the competitiveness and profitability of the stop loss book of business.
Experience Requirements
Associate Group Underwriter
  • 0-2 years of underwriting experience typically required.
  • Entry-level position working under direct supervision.
  • Handles basic group insurance applications.
  • Approval authority up to 1,000 lives.

Senior Group Underwriter
  • 3-4 years of group underwriting or voluntary benefits experience typically required.
  • Independently handles more difficult and complex group insurance applications.
  • Approval authority up to 5,000 lives.
  • May provide training and guidance to junior underwriters.

Lead Group Underwriter
  • 5-8 years of underwriting experience typically required.
  • Independently handles the most complex underwriting cases.
  • Supplemental health experience preferred.
  • Approval authority up to 10,000 lives.
  • Provides guidance, work direction, training, and quality/performance input.
Required / Preferred Skills
  • Group health insurance underwriting
  • Stop loss underwriting
  • Medical insurance knowledge
  • Claims and large claimant analysis
  • Risk assessment
  • Group demographics and enrollment analysis
  • Plan design evaluation
  • Contract and funding arrangement analysis
  • Pricing and profitability analysis
  • Underwriting guidelines
  • Strong analytical and problem-solving skills
  • Attention to detail
  • Strong written and verbal communication
Ideal Candidate
The ideal candidate has experience in group medical insurance or stop loss underwriting, strong analytical judgment, and the ability to evaluate claims and risk information to make sound underwriting decisions. Senior and Lead candidates should be comfortable handling complex cases and providing guidance to junior team members.

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