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Field Underwriting Representative

Boston, MA ยท On-site

$60K - $919K/yr

Massachusetts Property Insurance Underwriting Association is seeking a Field Underwriting Representative to join their Underwriting Department. This position reports to the Field Inspections ...

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Field Underwriting information

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$73K

$100.2K

$120K

How much do field underwriting jobs pay per year?

As of Aug 16, 2026, the average yearly pay for field underwriting in the United States is $100,233.00, according to ZipRecruiter salary data. Most workers in this role earn between $91,500.00 and $109,500.00 per year, depending on experience, location, and employer.

Is it hard to get a job in field underwriting?

Getting a job in field underwriting can be competitive and often requires relevant experience, such as knowledge of insurance policies and risk assessment, along with strong analytical skills. Entry-level positions may be available for those with related education or certifications, but advancing typically involves gaining industry-specific knowledge and experience. Overall, the difficulty depends on the job market and individual qualifications.

What are the key skills and qualifications needed to thrive as a field underwriter, and why are they important?

To thrive as a Field Underwriter, you need a solid understanding of insurance products, risk assessment, and regulatory compliance, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, CRM platforms, and sometimes certifications such as Chartered Property Casualty Underwriter (CPCU) is beneficial. Strong interpersonal skills, attention to detail, and effective communication help build client trust and accurately assess client needs. These skills are essential to ensure precise risk evaluation, maintain client satisfaction, and uphold the integrity of the underwriting process.

What is the difference between Field Underwriting vs Underwriting Assistant?

AspectField UnderwritingUnderwriting Assistant
Required CredentialsInsurance license, underwriting trainingAdministrative skills, basic insurance knowledge
Work EnvironmentOn-site or in the field, interacting with clientsOffice-based, supporting underwriters
Employer & Industry UsageInsurance companies, brokersInsurance companies, agencies
Common Search & ComparisonYesYes

Field Underwriting involves assessing insurance applications directly in the field, often requiring licensing and client interaction. In contrast, Underwriting Assistants support the underwriting process through administrative tasks in an office setting. Both roles are essential in the insurance industry but differ in responsibilities, environment, and required credentials.

What are some common challenges faced by field underwriters when assessing risk on-site?

Field underwriters often encounter challenges such as gathering complete and accurate information from clients, evaluating properties or assets in varying conditions, and making quick yet sound judgment calls in the field. They must balance client expectations with company risk guidelines, sometimes working in remote or high-pressure environments. Strong communication and organizational skills are essential, as field underwriters frequently coordinate with agents, clients, and internal teams to ensure thorough and compliant risk assessments.

What is field underwriting?

Field underwriting is the process where insurance agents or representatives gather and assess information from applicants to determine their eligibility and appropriate rates for insurance coverage. It typically involves face-to-face meetings, reviewing applications, and identifying any potential risks before submitting the information to the insurance company for final approval. This initial evaluation helps ensure that applicants receive accurate quotes and that policies are issued appropriately. Field underwriters play a critical role in preventing fraud and ensuring the insurer's guidelines are met.
More about Field Underwriting jobs
Infographic showing various Field Underwriting job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 1% As Needed, 86% Full Time, 9% Part Time, and 3% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $100,233 per year, or $48.2 per hour.

VP, National Field Underwriting Lead

Berkley

Minneapolis, MN โ€ข On-site

$275K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 8 days ago


Job description

Company Details
Berkley Technology Underwriters is a global insurance provider offering property, casualty, professional and cyber insurance coverage for technology companies.
Company URL: https://www.berkley-tech.com/
Responsibilities
VP, Field Underwriting serves as the strategic, operational, and motivational leader for enterprise-wide field underwriting operations. This role provides overarching leadership across all field underwriting functions, ensuring consistent execution, profitable growth, underwriting discipline, and strong producer relationships across BTU's full domestic footprint.
National Underwriting Leadership
  • Oversee enterprise-wide field underwriting operations, ensuring consistent underwriting strategy, execution, and quality across all regions.
  • Drive profitability by managing underwriting performance, portfolio mix, pricing adequacy, and risk selection across the entire field organization.
  • Ensure adherence to BTU underwriting guidelines, appetite, authority levels, and regulatory requirements across all field offices.
  • Partner with actuarial, claims, and risk control to guide underwriting decisions and maintain alignment with BTU's technology-centric risk approach.

Sales, Distribution & Market Engagement
  • Lead national sales and distribution strategies that support BTU's specialized positioning as a global technology insurance provider.
  • Strengthen and expand producer and broker relationships across the company's footprint.
  • Oversee enterprise-wide delivery of agency training, product education, and field marketing initiatives.
  • Represent BTU in the technology insurance marketplace as a subject-matter expert in underwriting for technology-exposed businesses.

Operational Leadership & Governance
  • Develop and implement consistent underwriting processes, workflows, and quality assurance standards across all field teams.
  • Conduct regular underwriting audits and drive continuous improvement initiatives to enhance workflow efficiency and quality.
  • Ensure strong alignment between field operations and corporate underwriting strategy.

Talent Leadership & Development
  • Lead, mentor, and develop field underwriting staff at all levels across the enterprise.
  • Promote BTU's culture of innovation, specialization, and collaborative problem-solving.
  • Oversee staffing, succession planning, and capability building across field underwriting functions.

May perform other functions as assigned
Qualifications
Education
Bachelor's degree required (or equivalent experience).
Qualifications
  • Minimum 10+ years of multi-line underwriting and marketing experience.
  • Travel: Frequently
  • Demonstrated success leading underwriting teams at a regional, national, or enterprise level.
  • Deep knowledge of property, casualty, professional liability, and cyber coverages for technology-focused businesses.
  • Strong analytical, decision-making, and negotiation skills.
  • Excellent leadership and communication abilities with a track record of developing high-performing teams.
  • Working knowledge of underwriting systems and digital workflows.
  • Valid driver's license required.
  • Must maintain a valid driver's license and carry vehicle insurance coverage.

Berkley Core Competencies
Coaches and Motivates People
Builds Effective Teams
Manages Change
Drives Productivity
Business Acumen
Additional Company Details
We do not accept unsolicited resumes from third party recruiting agencies or firms.
The company offers a competitive compensation plan and robust benefits package for full time regular employees including:
โ€ข Base Salary Range: 200k-$275k
โ€ข Eligible to participate in annual discretionary bonus
โ€ข Benefits include: Health, dental, vision, dental, life, disability, wellness, paid time off, 401(k) and profit-sharing plans
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment.
Sponsorship Details
Sponsorship not Offered for this Role