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Contract Credit Analyst Jobs (NOW HIRING)

As a Credit Analyst, you will underwrite, and review submitted applications from new and used ... contracts based on lending guidelines. * Interact daily with automotive dealerships and gather ...

$130K - $160K/yr

... Contract type Permanent Contract Job summary Summary: Challenging position in Credit Risk Analysis ("CRA"). CRA New York analyzes and recommends counterparty credit exposures, which are proposed by ...

We have Contract role Region Credit Analyst for our client at Houston, TX . Please let me know if you or any of your friends would be interested in this position. Position Details: Region Credit ...

General information Entity About Credit Agricole Corporate and Investment Bank (Credit Agricole CIB ... The standard analyst program is two years, with analysts hired on an initial one-year contract. The ...

$150K - $190K/yr

By balance sheet size - The Banker, Juillet 2025 Reference 2026-112070 Update date 28/04/2026 Business type Types of Jobs - Risk Management / Control Job title RPC Senior Credit Analyst Contract type ...

$160K - $165K/yr

By balance sheet size - The Banker, Juillet 2025 Reference 2026-111540 Update date 14/04/2026 Business type Types of Jobs - Risk Management / Control Job title VP - RPC Credit Analyst Contract type ...

Sr Credit Analyst

Winston Salem, NC · On-site

$30 - $40/hr

Our client is seeking an experienced Senior Credit Analyst to join their finance team on a contract basis. This position is ideal for a credit professional who thrives in a high-volume, fast-paced ...

Sr Credit Analyst

Winston Salem, NC · On-site

$30 - $40/hr

Our client is seeking an experienced Senior Credit Analyst to join their finance team on a contract basis. This position is ideal for a credit professional who thrives in a high-volume, fast-paced ...

ACF Sr Credit Analyst I

Lynnwood, WA · On-site

$61K - $116K/yr

The Senior Credit Analyst is responsible for researching and analyzing credit risks, assessing ... Capture automotive finance contracts that meet Americredit/GM Financial profitability criteria for ...

Credit Analyst II

Clinton, NJ · On-site

$83K - $107K/yr

Minimize risk by establishing appropriate credit terms and conditions. * Analyze paying habits of ... This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at ...

Minimize risk by establishing appropriate credit terms and conditions. * Analyze paying habits of ... This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at ...

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Contract Credit Analyst information

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$15

$29

$49

How much do contract credit analyst jobs pay per hour?

As of Jul 13, 2026, the average hourly pay for contract credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What are some typical challenges a Contract Credit Analyst might face when joining a new organization?

As a Contract Credit Analyst, you may encounter challenges such as quickly adapting to new credit policies, learning unfamiliar financial systems, and understanding the risk appetite of the organization. Since contract roles often require immediate productivity, there may be limited time for onboarding and training. Building relationships with key stakeholders in finance, sales, and risk departments is crucial for effective collaboration and successful analysis. Being proactive and asking clarifying questions can help you acclimate faster and deliver accurate, timely credit assessments.

Are credit analysts in demand?

Credit analysts are in steady demand across financial institutions, as they play a key role in assessing creditworthiness and managing risk. The job often requires strong analytical skills and familiarity with financial software, with employment prospects generally stable due to ongoing need for credit evaluation in lending and finance sectors.

What are Contract Credit Analysts?

Contract Credit Analysts are financial professionals who are hired on a temporary or project basis to assess the creditworthiness of individuals or organizations. They review financial statements, credit data, and economic trends to recommend whether to extend credit or loans. Their role often involves preparing reports, analyzing risk, and helping businesses make informed lending decisions. Contract positions allow companies to bring in specialized expertise for short-term needs or particular projects without committing to permanent hires.

What does a contract analyst do?

A contract credit analyst reviews and evaluates contractual agreements to assess financial risks and creditworthiness. They analyze terms, ensure compliance, and may use financial software to support decision-making, often working within deadlines and requiring strong attention to detail.

What is the highest salary for a credit analyst?

The highest salaries for contract credit analysts can reach up to $80,000 to $100,000 annually, depending on experience, industry, and location. Senior or specialized credit analysts with advanced skills and certifications may earn higher compensation, especially in financial hubs or large corporations.

Will AI replace credit analyst?

AI can automate certain tasks performed by credit analysts, such as data analysis and risk assessment, increasing efficiency. However, the role of a credit analyst also involves judgment, relationship management, and decision-making that require human expertise, making complete replacement unlikely in the near term.

What is the difference between Contract Credit Analyst vs Credit Analyst?

AspectContract Credit AnalystCredit Analyst
CredentialsTypically requires a bachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are a plusSimilar credential requirements; certifications like CFA or CPA are common
Work EnvironmentOften temporary or project-based roles, working with financial institutions or corporationsFull-time positions in banks, financial firms, or corporate finance departments
Employer & Industry UsageUsed by companies needing short-term credit analysis supportWidely used across banking, finance, and corporate sectors for ongoing credit assessment
Comparison Search IntentCommonly compared for project-based vs permanent roles in credit analysis

In summary, a Contract Credit Analyst typically works on temporary projects requiring similar skills and credentials as a Credit Analyst but in a short-term capacity. Both roles involve assessing creditworthiness, but the contract position offers more flexibility and project-based work, while the Credit Analyst role is usually permanent with ongoing responsibilities.

What are the key skills and qualifications needed to thrive as a Contract Credit Analyst, and why are they important?

To thrive as a Contract Credit Analyst, you need a solid understanding of financial analysis, risk assessment, and credit principles, often supported by a degree in finance, accounting, or a related field. Familiarity with financial modeling software, credit rating systems, and spreadsheet tools like Excel is typically required, and certifications such as CFA or CPA can be advantageous. Strong analytical thinking, attention to detail, and effective communication skills help you interpret data and present findings clearly to stakeholders. These skills are crucial for accurately evaluating creditworthiness, minimizing risk, and supporting sound financial decisions for organizations.
More about Contract Credit Analyst jobs
What cities are hiring for Contract Credit Analyst jobs? Cities with the most Contract Credit Analyst job openings:
What are the most commonly searched types of Credit Analyst jobs? The most popular types of Credit Analyst jobs are:
What states have the most Contract Credit Analyst jobs? States with the most job openings for Contract Credit Analyst jobs include:
Infographic showing various Contract Credit Analyst job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 1% Internship, 86% Full Time, 6% Part Time, 1% Temporary, and 5% Contract. Highlights an 82% Physical, 5% Hybrid, and 13% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.
Credit Analyst

Full-time

Medical, Dental, Vision, Retirement

Re-posted 4 days ago


AutoNation rating

6.0

Company rating: 6.0 out of 10

Based on 139 frontline employees who took The Breakroom Quiz

372nd of 727 rated retailers


Job description

We are seeking an experienced Auto Loan Analyst in our Fort Lauderdale Headquarters office location to underwrite auto loan applications from the AutoNation network of dealers. This role is critical in ensuring compliance with regulatory standards, managing risk, and driving operational excellence. The ideal candidate will have strong credit skills and a proven ability to underwrite loans within the company guidelines.

As a Credit Analyst, you will underwrite, and review submitted applications from new and used automotive dealers. In addition, you will communicate decisions to appropriate individuals, uphold fair lending practices, and meet targets for productivity, quality and customer satisfaction.

Job Responsibilities

  • Review, analyze and underwrite complex auto loans within company guidelines.

  • Assist with negotiation of contracts based on lending guidelines.

  • Interact daily with automotive dealerships and gather information needed to make appropriate credit decisions with the ability to explain the rationale behind credit decisions made to dealerships and CIG Sales Managers if needed.

  • Build and maintain effective relationship with assigned automotive dealership base

  • Build and maintain positive working relationship with peers and Sales Managers

Essential Knowledge, Skill and Licenses

  • Knowledge of Consumer Auto Finance with 2 - 5 years of underwriting experience required

  • Thorough knowledge of credit review process and credit scoring

  • Strong analytical, organizational and time management skills

  • Strong verbal and written communication skills

  • Demonstrated ability to develop business relationships with dealer principals, Sales Team as well as Peers

  • Strong negotiation and decision-making skills

Physical Demands

  • Continuous use of personal computer/monitor/keyboard.

  • Physical Demand: None. Amt./Frequency: N/A

  • On-site staff preferred

This person can work in either Fort Lauderdale, FL or Irving, TX.

Exciting Benefits and Perks Await You:

  • Competitive compensation and 401k matching

  • Enjoy a healthy work-life balance with insurance plans (health, dental, vision) and maternity benefits.

  • Associate purchase and discount programs for new and pre-owned vehicles, services, parts, collision, accessories, and AutoGear

  • Access amazing deals and discounts through YouDecide, a website with offers from top providers and retailers

  • Join our DRVPNK mission to raise and donate millions of dollars to cancer research and treatment, partnering with cancer charities nationwide

AutoNation is committed to creating a diverse, equitable, and inclusive environment in our workplace and the services we provide. We welcome candidates from all backgrounds who are passionate about making a positive impact. Even if you do not meet every requirement, we encourage you to apply. Join our team and help us foster a culture of belonging while contributing to our revolutionary work in the automotive industry. We value innovation, teamwork, and a commitment to making a positive impact in the world.

Exciting Benefits and Perks Await You:
  • Competitive compensation and 401k matching

  • Enjoy a healthy work-life balance with insurance plans (health, dental, vision) and maternity benefits.

  • Associate purchase and discount programs for new and pre-owned vehicles, services, parts, collision, accessories, and AutoGear

  • Access amazing deals and discounts through YouDecide, a website with offers from top providers and retailers

  • Join our DRVPNK mission to raise and donate millions of dollars to cancer research and treatment, partnering with cancer charities nationwide

AutoNation is one of the largest automotive retailers in the United States, offering innovative products, exceptional services, and comprehensive solutions, empowering our customers to make the best decisions for their needs. With a network of dealerships nationwide strengthened by a recognized brand, we offer a wide variety of new and used vehicles, customer financing, parts, and provide expert maintenance and repair services. Through DRV PNK, we have raised over $40 million for cancer-related causes, demonstrating our commitment to making a positive difference in the lives of our Associates, Customers, and the communities we serve.

AutoNation is committed to creating a diverse, equitable, and inclusive environment in our workplace and the services we provide. We welcome candidates from all backgrounds who are passionate about making a positive impact. Even if you do not meet every requirement, we encourage you to apply. Join our team and help us foster a culture of belonging while contributing to our revolutionary work in the automotive industry. We value innovation, teamwork, and a commitment to making a positive impact in the world.


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About AutoNation

Sourced by ZipRecruiter

AutoNation, a provider of personalized transportation services, is driven by innovation and transformation. As one of America's most admired companies, AutoNation delivers a peerless Customer experience recognized by data-driven consumer insight leaders, Reputation and J.D. Power. Through its bold leadership and brand affinity, the AutoNation Brand is synonymous with \"DRVPNK\" and \"What Drives You, Drives Us.\" AutoNation has a singular focus on personalized transportation services that are easy, transparent, and Customer-centric.

Industry

Motor vehicle and motor vehicle parts wholesalers

Company size

10,000+ Employees

Headquarters location

Fort Lauderdale, FL, US

Year founded

1996