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Consumer Lending Manager Jobs (NOW HIRING)

Lending Manager - Consumer Banking

Randallstown, MD · On-site

$70K - $100K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Must have 3-5 years managing a staff Lending Manager to join a leading Company located in the Parkville, MD surrounding area. Salary: $70 - 100K/yr * Oversee daily operations of Consumer, Mortgage ...

New

Develop and manage the annual consumer lending budget; monitor performance against plan and ensure budget adherence. 20% Provide senior leadership for Consumer Loan Operations, establishing direction ...

Develop and manage the annual consumer lending budget; monitor performance against plan and ensure budget adherence. 20% Provide senior leadership for Consumer Loan Operations, establishing direction ...

Head of Consumer Lending

Goshen, IN · On-site

$120 - $180/hr

Develop and manage the annual consumer lending budget; monitor performance against plan and ensure budget adherence. 20% Provide senior leadership for Consumer Loan Operations, establishing direction ...

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Consumer Lending Manager information

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$46.5K

$107.6K

$202.5K

How much do consumer lending manager jobs pay per year?

As of Aug 14, 2026, the average yearly pay for consumer lending manager in the United States is $107,556.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,000.00 and $131,000.00 per year, depending on experience, location, and employer.

What is the difference between Consumer Lending Manager vs Loan Officer?

AspectConsumer Lending ManagerLoan Officer
ResponsibilitiesOversees consumer loan portfolios, manages lending teams, develops lending strategiesAssesses loan applications, approves or denies loans, interacts directly with borrowers
CredentialsBachelor's degree, experience in lending, sometimes relevant certificationsBachelor's degree often preferred, relevant licensing or certifications may be required
Work EnvironmentBank branches, lending departments, managerial settingsBank branches, mortgage or loan offices, direct customer interaction
Industry UsageCommon in banking and financial institutions for leadership rolesCommon in retail banking, mortgage companies, and credit unions for direct lending

The main difference is that a Consumer Lending Manager oversees the lending process and manages teams, while a Loan Officer directly evaluates and approves individual loan applications. The manager focuses on strategy and team leadership, whereas the loan officer handles customer interactions and loan assessments.

What are some common challenges consumer lending managers face when balancing loan growth and credit risk?

Consumer Lending Managers often navigate the challenge of achieving loan growth targets while maintaining prudent credit risk standards. This means carefully assessing applicants, ensuring compliance with lending policies, and adapting strategies to changing market conditions. Additionally, they must lead teams to deliver excellent customer service and resolve borrower issues, all while monitoring portfolio performance. Success in this role requires strong analytical skills, risk management expertise, and the ability to communicate effectively with both staff and senior management.

What does a consumer lending manager do?

A Consumer Lending Manager oversees the process of providing loans to individual consumers, such as personal loans, auto loans, and credit lines. They manage a team of loan officers, ensure compliance with lending regulations, and develop strategies to meet lending targets. Their responsibilities also include evaluating loan applications, assessing credit risk, and maintaining relationships with clients. By guiding the lending team and optimizing processes, they help ensure both customer satisfaction and the financial health of the organization.

What are the key skills and qualifications needed to thrive as a consumer lending manager, and why are they important?

To thrive as a Consumer Lending Manager, you need a solid understanding of lending regulations, credit analysis, and financial products, typically supported by a bachelor’s degree in finance or a related field. Familiarity with loan origination systems, credit scoring software, and regulatory compliance tools is essential. Strong leadership, communication, and customer service skills help build high-performing teams and foster positive client relationships. These competencies ensure sound lending decisions, regulatory compliance, and sustained business growth in a competitive financial environment.

What does a consumer lending manager do?

As a consumer lending manager, your job is to supervise the approval of loans at a bank or credit union. This includes balancing how many loans are given out, deciding when to approve or deny requests from consumers, and ensuring the bank follows all lending regulations. Consumer lending managers also help to improve the operation of a lending company by looking for ways to attract better customers, drive sales of the bank's other products and services, and increase the rate of repayments from customers. At some lending institutions, you may be asked to create offers for select customers or support groups with which the bank is negotiating. For example, your bank may offer faster approval of car loans as a perk for customers who work at a particular company.

What cities are hiring for Consumer Lending Manager jobs?

Cities with the most Consumer Lending Manager job openings:

What are the most commonly searched types of Consumer Lending jobs?

The most popular types of Consumer Lending jobs are:

Who are the top companies hiring for Consumer Lending Manager jobs?

The top employers for Consumer Lending Manager jobs are:

What states have the most Consumer Lending Manager jobs?

States with the most job openings for Consumer Lending Manager jobs include:

Infographic showing various Consumer Lending Manager job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 86% Full Time, 12% Part Time, and 1% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $107,556 per year, or $51.7 per hour.

Consumer Lending Manager

Sentinel Federal Credit Union

Rapid City, SD

$69K - $125K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 13 days ago


Job description

Join Our Team as a Consumer Lending Manager!
1430 Haines Ave., Rapid City | Full-Time (40 hours/week)

Looking for a leadership opportunity where you can make a meaningful impact on both your team and your community? At Sentinel Federal Credit Union, we believe great leaders build great teams—and we're looking for someone ready to lead our consumer lending department into the future.

Sentinel Federal Credit Union is seeking an experienced, collaborative, and member-focused Consumer Lending Manager to oversee our consumer lending operations. In this role, you'll lead a talented team, guide lending strategy, support employee development, and ensure our members receive exceptional service throughout every stage of the lending process. You'll help drive growth while maintaining sound lending practices, regulatory compliance, and a culture built on teamwork and accountability.

Whether you're an experienced lending leader or an accomplished lender ready to take the next step in your career, this position offers the opportunity to influence strategy, mentor employees, improve processes, and help shape the future of consumer lending at Sentinel.

This role provides the opportunity to collaborate with leaders across the organization while balancing strategic planning with hands-on leadership. If you're passionate about developing people, making sound lending decisions, and creating exceptional member experiences, we'd love to hear from you.

Pay Range

  • $69,600.00 - $125,500.00/yearly base pay

  • Pay range may be negotiable for highly qualified candidates

  • Standard bonus eligibility

At Sentinel, our core values are what guide how we work, support one another, and serve our members. As an organization, we are Sentinel STRONG, and in this role, you will help promote those values every day.

Serve by empowering your team to deliver exceptional lending experiences while helping members achieve their financial goals.

Trust by making fair, consistent lending decisions, communicating transparently, and leading with integrity.

Respect by fostering a positive, collaborative environment where employees feel supported, valued, and encouraged to grow.

Ownership by taking responsibility for department performance, regulatory compliance, employee development, and continuous improvement.

Nimble by adapting to changing member needs, market conditions, and regulatory requirements while leading your team through change with confidence.

Guardianship by protecting the Credit Union's financial strength, reputation, and members through responsible lending practices, strong internal controls, and regulatory compliance.

Why You’ll Love Working at Sentinel

We invest in our people—because when our employees thrive, our members do too.

Benefits That Actually Matter

  • Medical, Dental & Vision Insurance
  • Dependent Care & Medical Flex Spending Accounts
  • Life Insurance & Long-Term Disability
  • Employee Assistance Program (EAP)
  • 401k

Time Off & Perks

  • 3 weeks of paid time off per year
  • Paid holidays & personal days
  • Paid volunteer hours
  • Inclement weather pay

Growth & Development

  • Paid professional development and networking opportunities
  • Mentorship program
  • Professional book reimbursement
  • Strong commitment to internal promotion and career growth

What You’ll Do

  • Lead, coach, and develop the Consumer Lending team to deliver exceptional member service and achieve production goals

  • Oversee consumer lending operations, ensuring quality, efficiency, compliance, and sound lending decisions

  • Review, approve, or deny loan applications within lending authority while supporting staff with complex lending decisions

  • Monitor lending performance metrics and identify opportunities to improve service, workflow, and operational effectiveness

  • Develop and maintain lending policies, procedures, and documentation that support organizational goals

  • Partner with executive leadership to develop lending strategies, budgets, products, and competitive pricing

  • Supervise, mentor, and support Branch Managers, Financial Services Officers, and Financial Services Representatives

  • Resolve member concerns and provide guidance on escalated lending matters with professionalism and care

  • Provide hands-on operational support during high-volume periods while serving as the department's subject matter expert

  • Participate in leadership initiatives, continuous improvement efforts, and organizational projects that strengthen the Credit Union.

Who You Are

  • At least 18 years old with a valid driver's license preferred

  • High School Diploma, GED, or equivalent required

  • Five years of consumer lending experience required

  • Previous leadership, supervisory, or management experience preferred

  • Strong knowledge of consumer lending practices, regulations, and credit risk management

  • Excellent leadership, coaching, communication, and relationship-building skills

  • Comfortable making sound decisions while balancing member needs and organizational objectives

  • Organized, analytical, and able to manage multiple priorities in a fast-paced environment

  • Passionate about developing employees and building high-performing teams

  • Able to sit, stand, and occasionally lift up to 25 pounds as needed.

What We’re Really Looking For

You’re someone who:

  • Enjoys leading teams and helping others reach their full potential

  • Builds trust through fairness, transparency, and sound decision-making

  • Communicates confidently with employees, members, and leadership

  • Leads with accountability while creating a positive and collaborative culture

  • Thrives on improving processes and finding opportunities for growth

  • Balances strategic thinking with a willingness to jump in and help when needed

  • Believes exceptional member service begins with engaged, supported employeesbetter teams and better member experiences

How to Apply

Ready to take the next step?


Email your resume to hr@sentinelfcu.org or apply directly through our careers page.

We’re excited to meet you!


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