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Consumer Lending Jobs (NOW HIRING)

Consumer Lending Manager

Rapid City, SD ยท On-site

$69K - $125K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Join Our Team as a Consumer Lending Manager! 1430 Haines Ave., Rapid City | Full-Time (40 hours/week) Looking for a leadership opportunity where you can make a meaningful impact on both your team and ...

Develop and execute consumer lending strategies that balance growth, profitability, risk, and member value. Analyze portfolio performance, pricing effectiveness, and market competitiveness; provide ...

Head of Consumer Lending

Goshen, IN ยท On-site

$120 - $180/hr

Develop and execute consumer lending strategies that balance growth, profitability, risk, and member value. Analyze portfolio performance, pricing effectiveness, and market competitiveness; provide ...

Consumer Lending Title Supervisor

Glendale, AZ ยท On-site

$69K - $112K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Consumer Lending Title Manager Functions Supervised: Consumer Lending Title Specialists & Consumer Lending Title Officers Primary Functions: The Consumer Lending Title Supervisor provides direct ...

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Consumer Lending information

See salary details

$46.5K

$107.6K

$202.5K

How much do consumer lending jobs pay per year?

As of Aug 14, 2026, the average yearly pay for consumer lending in the United States is $107,556.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,000.00 and $131,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in consumer lending, and how can they be addressed?

Professionals in Consumer Lending often encounter challenges such as managing complex loan applications, keeping up with changing regulatory requirements, and assessing the creditworthiness of diverse applicants. Success in this field requires staying detail-oriented, leveraging technology for efficient workflow management, and regularly updating your knowledge of lending regulations and credit policies. Building strong relationships with clients and collaborating closely with risk and compliance teams also helps navigate these challenges. Employers typically provide ongoing training and encourage open communication to create a supportive team environment.

How to get into consumer lending?

To enter consumer lending, candidates typically need a bachelor's degree in finance, economics, or a related field. Relevant skills include strong communication, analytical abilities, and knowledge of lending regulations; some roles may require certification such as the Mortgage Loan Originator license. Gaining experience through internships or entry-level banking positions can also improve prospects.

What are the key skills and qualifications needed to thrive in consumer lending, and why are they important?

To thrive in Consumer Lending, you need a strong knowledge of financial products, credit analysis, and underwriting, often supported by a degree in finance, business, or a related field. Experience with loan origination systems (LOS), credit bureaus, and sometimes certifications like the Certified Consumer Lending Specialist (CCLS) can be advantageous. Excellent interpersonal skills, attention to detail, and the ability to explain complex financial information clearly help professionals stand out. These skills are crucial for building trust with clients, accurately assessing risk, and ensuring regulatory compliance in lending decisions.

What is a consumer lending?

A Consumer Lending job involves assisting individuals in securing loans for personal use, such as home mortgages, auto loans, or personal loans. Professionals in this field assess borrowers' financial backgrounds, explain loan terms, and guide them through the application process. They work for banks, credit unions, or financial institutions, ensuring compliance with lending regulations. Strong customer service, financial analysis, and communication skills are essential for success in this role.

What do consumer lenders do?

Consumer lenders evaluate and approve loan applications for individuals seeking personal loans, auto loans, or credit cards. They assess borrowers' creditworthiness, verify financial information, and determine loan terms, often using credit scoring tools and financial analysis skills.
More about Consumer Lending jobs

What cities are hiring for Consumer Lending jobs?

Cities with the most Consumer Lending job openings:

What are the most commonly searched types of Consumer Lending jobs?

The most popular types of Consumer Lending jobs are:

What states have the most Consumer Lending jobs?

States with the most job openings for Consumer Lending jobs include:

Infographic showing various Consumer Lending job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 1% As Needed, 79% Full Time, 17% Part Time, and 2% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $107,556 per year, or $51.7 per hour.

Consumer Lending Manager

Sentinel Federal Credit Union

Rapid City, SD โ€ข On-site

$69K - $125K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 13 days ago


Job description

Join Our Team as a Consumer Lending Manager!
1430 Haines Ave., Rapid City | Full-Time (40 hours/week)

Looking for a leadership opportunity where you can make a meaningful impact on both your team and your community? At Sentinel Federal Credit Union, we believe great leaders build great teams—and we're looking for someone ready to lead our consumer lending department into the future.

Sentinel Federal Credit Union is seeking an experienced, collaborative, and member-focused Consumer Lending Manager to oversee our consumer lending operations. In this role, you'll lead a talented team, guide lending strategy, support employee development, and ensure our members receive exceptional service throughout every stage of the lending process. You'll help drive growth while maintaining sound lending practices, regulatory compliance, and a culture built on teamwork and accountability.

Whether you're an experienced lending leader or an accomplished lender ready to take the next step in your career, this position offers the opportunity to influence strategy, mentor employees, improve processes, and help shape the future of consumer lending at Sentinel.

This role provides the opportunity to collaborate with leaders across the organization while balancing strategic planning with hands-on leadership. If you're passionate about developing people, making sound lending decisions, and creating exceptional member experiences, we'd love to hear from you.

Pay Range

  • $69,600.00 - $125,500.00/yearly base pay

  • Pay range may be negotiable for highly qualified candidates

  • Standard bonus eligibility

At Sentinel, our core values are what guide how we work, support one another, and serve our members. As an organization, we are Sentinel STRONG, and in this role, you will help promote those values every day.

Serve by empowering your team to deliver exceptional lending experiences while helping members achieve their financial goals.

Trust by making fair, consistent lending decisions, communicating transparently, and leading with integrity.

Respect by fostering a positive, collaborative environment where employees feel supported, valued, and encouraged to grow.

Ownership by taking responsibility for department performance, regulatory compliance, employee development, and continuous improvement.

Nimble by adapting to changing member needs, market conditions, and regulatory requirements while leading your team through change with confidence.

Guardianship by protecting the Credit Union's financial strength, reputation, and members through responsible lending practices, strong internal controls, and regulatory compliance.

Why You’ll Love Working at Sentinel

We invest in our people—because when our employees thrive, our members do too.

Benefits That Actually Matter

  • Medical, Dental & Vision Insurance
  • Dependent Care & Medical Flex Spending Accounts
  • Life Insurance & Long-Term Disability
  • Employee Assistance Program (EAP)
  • 401k

Time Off & Perks

  • 3 weeks of paid time off per year
  • Paid holidays & personal days
  • Paid volunteer hours
  • Inclement weather pay

Growth & Development

  • Paid professional development and networking opportunities
  • Mentorship program
  • Professional book reimbursement
  • Strong commitment to internal promotion and career growth

What You’ll Do

  • Lead, coach, and develop the Consumer Lending team to deliver exceptional member service and achieve production goals

  • Oversee consumer lending operations, ensuring quality, efficiency, compliance, and sound lending decisions

  • Review, approve, or deny loan applications within lending authority while supporting staff with complex lending decisions

  • Monitor lending performance metrics and identify opportunities to improve service, workflow, and operational effectiveness

  • Develop and maintain lending policies, procedures, and documentation that support organizational goals

  • Partner with executive leadership to develop lending strategies, budgets, products, and competitive pricing

  • Supervise, mentor, and support Branch Managers, Financial Services Officers, and Financial Services Representatives

  • Resolve member concerns and provide guidance on escalated lending matters with professionalism and care

  • Provide hands-on operational support during high-volume periods while serving as the department's subject matter expert

  • Participate in leadership initiatives, continuous improvement efforts, and organizational projects that strengthen the Credit Union.

Who You Are

  • At least 18 years old with a valid driver's license preferred

  • High School Diploma, GED, or equivalent required

  • Five years of consumer lending experience required

  • Previous leadership, supervisory, or management experience preferred

  • Strong knowledge of consumer lending practices, regulations, and credit risk management

  • Excellent leadership, coaching, communication, and relationship-building skills

  • Comfortable making sound decisions while balancing member needs and organizational objectives

  • Organized, analytical, and able to manage multiple priorities in a fast-paced environment

  • Passionate about developing employees and building high-performing teams

  • Able to sit, stand, and occasionally lift up to 25 pounds as needed.

What We’re Really Looking For

You’re someone who:

  • Enjoys leading teams and helping others reach their full potential

  • Builds trust through fairness, transparency, and sound decision-making

  • Communicates confidently with employees, members, and leadership

  • Leads with accountability while creating a positive and collaborative culture

  • Thrives on improving processes and finding opportunities for growth

  • Balances strategic thinking with a willingness to jump in and help when needed

  • Believes exceptional member service begins with engaged, supported employeesbetter teams and better member experiences

How to Apply

Ready to take the next step?


Email your resume to hr@sentinelfcu.org or apply directly through our careers page.

We’re excited to meet you!


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