ZipRecruiter

Log In

1

Consumer Lending Jobs (NOW HIRING)

Socket.dev

Vice President, Consumer Lending

Anaheim, CA · On-site

$100.88 - $159.85/hr

The VP of Consumer Lending contributes to CU SoCal's overall success by providing strategic leadership and execution oversight for the consumer lending function, driving sustainable portfolio growth ...

previous pagenext page

Showing results 21-40

All JobsConsumer Lending Jobs

Consumer Lending information

See salary details

$46.5K

$107.6K

$202.5K

How much do consumer lending jobs pay per year?

As of Aug 14, 2026, the average yearly pay for consumer lending in the United States is $107,556.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,000.00 and $131,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in consumer lending, and how can they be addressed?

Professionals in Consumer Lending often encounter challenges such as managing complex loan applications, keeping up with changing regulatory requirements, and assessing the creditworthiness of diverse applicants. Success in this field requires staying detail-oriented, leveraging technology for efficient workflow management, and regularly updating your knowledge of lending regulations and credit policies. Building strong relationships with clients and collaborating closely with risk and compliance teams also helps navigate these challenges. Employers typically provide ongoing training and encourage open communication to create a supportive team environment.

How to get into consumer lending?

To enter consumer lending, candidates typically need a bachelor's degree in finance, economics, or a related field. Relevant skills include strong communication, analytical abilities, and knowledge of lending regulations; some roles may require certification such as the Mortgage Loan Originator license. Gaining experience through internships or entry-level banking positions can also improve prospects.

What are the key skills and qualifications needed to thrive in consumer lending, and why are they important?

To thrive in Consumer Lending, you need a strong knowledge of financial products, credit analysis, and underwriting, often supported by a degree in finance, business, or a related field. Experience with loan origination systems (LOS), credit bureaus, and sometimes certifications like the Certified Consumer Lending Specialist (CCLS) can be advantageous. Excellent interpersonal skills, attention to detail, and the ability to explain complex financial information clearly help professionals stand out. These skills are crucial for building trust with clients, accurately assessing risk, and ensuring regulatory compliance in lending decisions.

What is a consumer lending?

A Consumer Lending job involves assisting individuals in securing loans for personal use, such as home mortgages, auto loans, or personal loans. Professionals in this field assess borrowers' financial backgrounds, explain loan terms, and guide them through the application process. They work for banks, credit unions, or financial institutions, ensuring compliance with lending regulations. Strong customer service, financial analysis, and communication skills are essential for success in this role.

What do consumer lenders do?

Consumer lenders evaluate and approve loan applications for individuals seeking personal loans, auto loans, or credit cards. They assess borrowers' creditworthiness, verify financial information, and determine loan terms, often using credit scoring tools and financial analysis skills.
More about Consumer Lending jobs

What cities are hiring for Consumer Lending jobs?

Cities with the most Consumer Lending job openings:

What are the most commonly searched types of Consumer Lending jobs?

The most popular types of Consumer Lending jobs are:

What states have the most Consumer Lending jobs?

States with the most job openings for Consumer Lending jobs include:

What job categories do people searching Consumer Lending jobs look for?

The top searched job categories for Consumer Lending jobs are:

Consumer Lending jobs near you
Infographic showing various Consumer Lending job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 1% As Needed, 79% Full Time, 17% Part Time, and 2% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $107,556 per year, or $51.7 per hour.

Vice President Consumer Lending

Mountain America Credit Union

Sandy, UT • On-site

Full-time

Posted 7 days ago

Mountain America Credit Union rating

8.0

Company rating: 8.0 out of 10

Based on 49 frontline employees who took The Breakroom Quiz

73rd of 150 rated financial services

Job description

Please reference the schedule and minimum qualifications listed below before applying.
If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at 801-366-6947 option 1 or email macurecruiting@macu.com and every reasonable effort will be made to accommodate your needs in a timely manner.
Job Summary
The Vice President Consumer Lending provides executive leadership for Mountain America's Direct Consumer Lending organization, translating enterprise priorities into accountable business performance, portfolio outcomes, profitability, operational execution, regulatory readiness, and sustainable growth. This role oversees direct and indirect reporting relationships, develops future-ready talent, and partners across the credit union to strengthen alignment, execution discipline, and member-focused results.
Job Description
SCHEDULE
Full-Time
LOCATION
Mountain America Center
9800 S Monroe St
Sandy, Utah
To be effective, an individual must be able to perform each job duty successfully.
  • Shape the future-state Direct Consumer Lending strategy by aligning products, channels, technology, risk, and member experience priorities to support sustainable enterprise growth.

  • Develop and execute annual and long-term strategies that support member growth, loan growth, profitability, and portfolio performance.

  • Create and maintain an organizational culture focused on exceptional member experiences, accountability, ownership, innovation, and continuous improvement.

  • Ensure responsible management of portfolio performance, credit quality, profitability, and emerging credit risk indicators through proactive monitoring and predictive insights.

  • Advance the responsible use of data, predictive analytics, automation, and AI-enabled decisioning to improve speed, consistency, risk management, personalization, and member outcomes.

  • Lead the evolution of digital and omnichannel lending experiences to simplify the member journey, improve approval and funding speed, and increase adoption of self-service and assisted-service capabilities.

  • Oversee operational performance and ensure service standards are consistently achieved.

  • Partners across Lending, Member Service, Technology, Marketing, Asset Management, Loan Servicing, Finance, Enterprise Risk, Fraud, Compliance, and other functions to align priorities, improve execution, and achieve organizational objectives.

  • Provide executive oversight for compliance and risk management across Direct Consumer Lending, including adherence to applicable CFPB and NCUA requirements, credit union policies, internal audit findings, and remediation activities.

  • Maintain and exercise formal lending authority consistent with established credit union policy, risk appetite, approval limits, and governance expectations for consumer lending decisions.

  • Support regulatory governance through appropriate controls, reporting, issue resolution, and board-or regulatory-ready documentation in partnership with Enterprise Risk, Compliance, Legal, Internal Audit, and executive leadership.

  • Allocate resources, establish execution discipline, and monitor progress against strategic and operational priorities.

  • Enhance organizational efficiency by eliminating complexity and creating scalable operating models.

  • Evaluate market conditions, industry trends, competitive offerings, and emerging technologies to identify growth opportunities.

  • Develop and maintain strategic vendor partnerships, ensuring products, technologies, and services align with business objectives, support member experience goals, and deliver long-term value to the credit union.

  • Build future-ready lending talent by developing leadership capability, digital fluency, analytical judgment, change readiness, and succession depth across the Consumer Lending organization.

  • Perform other duties as assigned.

KNOWLEDGE, SKILLS, and ABILITIES
The requirements listed are representative of the knowledge, skills, and/or abilities required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential job functions.
Experience
  • 10 years of progressive consumer lending leadership experience, including strategy, portfolio performance, risk management, and team leadership.

  • Executive leadership experience in a banking, credit union, or financial services environment with accountability for business performance, member/customer experience, and regulatory expectations.

Education
  • Bachelor's degree in Business, Finance, Economics, Management, or related field; or an equivalent combination of education and significant executive-level consumer lending, financial services, or business leadership experience.

Licenses, Certifications, Registrations
  • N/A; relevant lending, risk, compliance, or financial services certifications preferred but not required.

Computer/Technology Skills
  • Demonstrated ability to leverage lending systems, digital platforms, data analytics, automation, and AI-enabled capabilities to improve member experience, operational efficiency, portfolio performance, and risk management.

  • Working knowledge of loan origination systems, digital lending tools, reporting platforms, workflow automation, collaboration tools, and vendor technology solutions.

  • Ability to interpret and act on dashboards, portfolio reporting, operational metrics, financial performance data, and emerging risk indicators to inform executive decision-making.

Language Skills
  • Demonstrated ability to clearly communicate ideas, methodology, results, recommendations, and outcomes verbally, in writing, through reports and visual presentations, and in a manner appropriate for key stakeholders and all levels of the organization.

Other Skills and Abilities
  • Demonstrated ability to lead consumer lending, financial services, or related business functions with accountability for strategy, business performance, portfolio outcomes, operational execution, and sustainable growth.

  • Strong knowledge of consumer lending products, operations, credit strategy, portfolio management, profitability, risk considerations, and member/customer experience.

  • Proven ability to lead strategic initiatives, business transformation, change management, and cross-functional execution in a complex organization.

  • Demonstrated leadership capability, including developing talent, building organizational capability, creating accountability, and supporting succession readiness.

  • Working knowledge of digital lending, automation, data analytics, AI-enabled capabilities, and technology-enabled business improvement.

  • Strong business acumen, executive communication, decision-making, and organizational development skills.

PHYSICAL ABILITIES / WORKING CONDITIONS
Physical Demands
Ability to sit, talk and hear consistently
Ability to stand, walk, and use hands to handle or reach occasionally
Vision Requirements
Close vision (clear vision at 20 inches or less)
Distance vision (clear vision at 20 feet or more)
Weight Lifted or Force Exerted
Ability to lift to 10 pounds occasionally
Environmental
There are no unusual environmental factors (such as a typical office)
Noise Environment
Moderate noise (business office with computers and printers, light traffic)
Mountain America Credit Union is an EEO/AA/ADA/Veterans employer.

What Mountain America Credit Union employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply