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Consumer Lending Salary Jobs (NOW HIRING)

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Consumer Lending Salary information

See salary details

$46.5K

$107.6K

$202.5K

How much do consumer lending salary jobs pay per year?

As of Aug 21, 2026, the average yearly pay for consumer lending salary in the United States is $107,556.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,000.00 and $131,000.00 per year, depending on experience, location, and employer.

What is the difference between Consumer Lending Salary vs Mortgage Loan Officer Salary?

AspectConsumer Lending SalaryMortgage Loan Officer Salary
Required CredentialsHigh school diploma or equivalent; some roles may require a licenseHigh school diploma; required mortgage license or certification
Work EnvironmentBank branches, credit unions, online platformsMortgage broker offices, banks, real estate agencies
Industry UsageConsumer lending for various personal loansSpecialized in home mortgage loans
Common Search/ComparisonYesYes

Consumer Lending Salary and Mortgage Loan Officer Salary both involve lending but differ in focus and licensing requirements. Consumer lenders handle various personal loans, while mortgage loan officers specialize in home loans. Their work environments and credentials overlap but serve distinct roles in the lending industry.

What does a consumer lending specialist do?

A consumer lending specialist evaluates and approves loan applications for individual borrowers, such as personal, auto, or mortgage loans. They assess creditworthiness, verify financial information, and ensure compliance with lending policies, often using financial software and maintaining customer communication. Strong analytical skills and knowledge of lending regulations are essential for this role.
More about Consumer Lending Salary jobs

What cities are hiring for Consumer Lending Salary jobs?

Cities with the most Consumer Lending Salary job openings:

What states have the most Consumer Lending Salary jobs?

States with the most job openings for Consumer Lending Salary jobs include:

Infographic showing various Consumer Lending Salary job openings in the United States as of August 2026, with employment types broken down into 88% Full Time, 10% Part Time, and 2% Contract. Highlights an 91% Physical, 3% Hybrid, and 6% Remote job distribution, with an average salary of $107,556 per year, or $51.7 per hour.

Consumer Lending Manager

North Star Community Credit Union

Devils Lake, ND • On-site

$85 - $115/hr

Other

Re-posted 9 days ago


Job description

Consumer Lending Manager

North Star Community Credit Union Devils Lake, North Dakota, United States


About this position

Make a Difference—One Member, One Loan, One Conversation at a Time


At North Star Community Credit Union, we don’t just process loans—we help people move forward in life. Every decision you make directly impacts a member’s goals, stability, and future. We’re looking for a hands‑on, people‑first lending leader who is energized by developing talent, driving performance, and delivering meaningful member outcomes.


If you thrive in a fast‑paced lending environment, love coaching others to succeed, and want your work to truly matter every day, this is your opportunity to step into a high‑impact leadership role and shape the future of consumer lending.


What You’ll Do


In this role, you’ll be a key driver of lending success—balancing hands‑on lending expertise with leadership, coaching, and strategic portfolio management.



  • Mentor, coach, and train lending staff on consumer lending policies, procedures, and best practices

  • Help team members build confidence, consistency, and strong production results

  • Foster a culture of accountability, learning, and member‑focused service excellence


Drive the Full Lending Experience



  • Manage complex consumer loans from start to finish, including interviewing, underwriting, approval, and closing

  • Ensure every loan decision reflects sound credit judgment, accuracy, and compliance

  • Support seamless, high‑quality member lending experience


Strengthen Portfolio Performance & Compliance



  • Monitor and analyze loan portfolio performance using a proactive, data‑driven approach

  • Oversee delinquency management and ensure strong credit quality across the portfolio

  • Ensure regulatory compliance and accurate reporting, including oversight of the Visa credit card portfolio

  • Identify risks early and take action to protect members and the credit union


Innovate Products & Improve Processes



  • Continuously evaluate lending products, policies, and procedures for improvement

  • Recommend enhancements to improve competitiveness and member value

  • Stay current on lending trends, emerging products, and competitor rates

  • Partner with leadership to recommend rate and product adjustments


Support Growth & Cross‑Functional Success



  • Collaborate with marketing to support consumer loan promotions

  • Work closely with core systems teams to ensure smooth daily lending operations

  • Support continuous improvement across lending workflows and systems


What Success Looks Like



  • Lending staff feel supported, confident, and continuously improving under your guidance

  • Loan decisions are accurate, compliant, and aligned with credit union standards

  • Portfolio performance is strong, with proactive delinquency and risk management

  • Members experience smooth, professional, and timely lending service

  • Lending products and processes continuously evolve to meet member needs and market trends

  • You are seen as a trusted leader, coach, and lending expert within the organization


What You Bring



  • 5–8 years of experience in consumer lending or financial services

  • Proven success in loan origination, underwriting, and portfolio management

  • Strong knowledge of consumer lending regulations and compliance requirements

  • Demonstrated experience mentoring, coaching, or leading lending staff

  • Strong communication skills with the ability to influence, guide, and collaborate

  • Proficiency with Microsoft Office and core banking/lending systems

  • High level of accuracy, accountability, and professionalism


Why You’ll Love Working Here



  • Meaningful Impact: Help shape financial outcomes for members and your team every day

  • Leadership Opportunity: Influence lending strategy, performance, and team development

  • Supportive Culture: Be part of a team committed to The North Star Way

  • Growth & Innovation: Contribute to evolving lending products and practices

  • Community Focus: Make a difference beyond the workplace through community involvement


Work Environment & Physical Requirements



  • Professional office environment within a lending and administrative setting

  • Extended periods of sitting, standing, computer work, and document review

  • Frequent use of hands and fingers for typing and system navigation

  • Occasional lifting of up to 50 pounds (files, office supplies, equipment)


Join Our Team


If you’re ready to lead with purpose, coach with impact, and help shape the future of consumer lending at North Star Community Credit Union, we’d love to meet you.


Salary Information
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