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Consumer Lending Manager Jobs (NOW HIRING)

Axos Bank

FVP, Unsecured Consumer Lending

San Diego, CA

$115K - $140K/yr

Product & Program Management: Develop and refine the personal loan offer framework , enhancing ... consumer lending, unsecured lending, or a closely related financial services field, with a track ...

Gateway First Bank

Be Seen First

Consumer Lending Underwriter

Tulsa, OK · On-site

Consumer Lending Underwriter JOB SUMMARY: Responsible for reviewing and rendering decisions on ... Major changes in areas of responsibility may occur, as directed by management, and will require ...

Axos Bank

FVP, Unsecured Consumer Lending

San Diego, CA · On-site

$115K - $140K/yr

Product & Program Management: Develop and refine the personal loan offer framework , enhancing ... consumer lending, unsecured lending, or a closely related financial services field, with a track ...

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All JobsConsumer Lending Manager Jobs

Consumer Lending Manager information

See salary details

$46.5K

$107.6K

$202.5K

How much do consumer lending manager jobs pay per year?

As of Jun 11, 2026, the average yearly pay for consumer lending manager in the United States is $107,556.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,000.00 and $131,000.00 per year, depending on experience, location, and employer.

What is the difference between Consumer Lending Manager vs Loan Officer?

AspectConsumer Lending ManagerLoan Officer
ResponsibilitiesOversees consumer loan portfolios, manages lending teams, develops lending strategiesAssesses loan applications, approves or denies loans, interacts directly with borrowers
CredentialsBachelor's degree, experience in lending, sometimes relevant certificationsBachelor's degree often preferred, relevant licensing or certifications may be required
Work EnvironmentBank branches, lending departments, managerial settingsBank branches, mortgage or loan offices, direct customer interaction
Industry UsageCommon in banking and financial institutions for leadership rolesCommon in retail banking, mortgage companies, and credit unions for direct lending

The main difference is that a Consumer Lending Manager oversees the lending process and manages teams, while a Loan Officer directly evaluates and approves individual loan applications. The manager focuses on strategy and team leadership, whereas the loan officer handles customer interactions and loan assessments.

What are some common challenges Consumer Lending Managers face when balancing loan growth and credit risk?

Consumer Lending Managers often navigate the challenge of achieving loan growth targets while maintaining prudent credit risk standards. This means carefully assessing applicants, ensuring compliance with lending policies, and adapting strategies to changing market conditions. Additionally, they must lead teams to deliver excellent customer service and resolve borrower issues, all while monitoring portfolio performance. Success in this role requires strong analytical skills, risk management expertise, and the ability to communicate effectively with both staff and senior management.

What does a Consumer Lending Manager do?

A Consumer Lending Manager oversees the process of providing loans to individual consumers, such as personal loans, auto loans, and credit lines. They manage a team of loan officers, ensure compliance with lending regulations, and develop strategies to meet lending targets. Their responsibilities also include evaluating loan applications, assessing credit risk, and maintaining relationships with clients. By guiding the lending team and optimizing processes, they help ensure both customer satisfaction and the financial health of the organization.

What are the key skills and qualifications needed to thrive as a Consumer Lending Manager, and why are they important?

To thrive as a Consumer Lending Manager, you need a solid understanding of lending regulations, credit analysis, and financial products, typically supported by a bachelor’s degree in finance or a related field. Familiarity with loan origination systems, credit scoring software, and regulatory compliance tools is essential. Strong leadership, communication, and customer service skills help build high-performing teams and foster positive client relationships. These competencies ensure sound lending decisions, regulatory compliance, and sustained business growth in a competitive financial environment.

What Does a Consumer Lending Manager Do?

As a consumer lending manager, your job is to supervise the approval of loans at a bank or credit union. This includes balancing how many loans are given out, deciding when to approve or deny requests from consumers, and ensuring the bank follows all lending regulations. Consumer lending managers also help to improve the operation of a lending company by looking for ways to attract better customers, drive sales of the bank's other products and services, and increase the rate of repayments from customers. At some lending institutions, you may be asked to create offers for select customers or support groups with which the bank is negotiating. For example, your bank may offer faster approval of car loans as a perk for customers who work at a particular company.

More about Consumer Lending Manager jobs
What cities are hiring for Consumer Lending Manager jobs? Cities with the most Consumer Lending Manager job openings:
What are the most commonly searched types of Consumer Lending jobs? The most popular types of Consumer Lending jobs are:
Who are the top companies hiring for Consumer Lending Manager jobs? The top employers for Consumer Lending Manager jobs are:
What states have the most Consumer Lending Manager jobs? States with the most job openings for Consumer Lending Manager jobs include:
What job categories do people searching Consumer Lending Manager jobs look for? The top searched job categories for Consumer Lending Manager jobs are:
Consumer Lending Manager jobs near you
Infographic showing various Consumer Lending Manager job openings in the United States as of June 2026, with employment types broken down into 2% As Needed, 28% Full Time, 68% Part Time, and 2% Temporary. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $107,556 per year, or $51.7 per hour.

Lending Solutions Manager

FORT FINANCIAL CREDIT UNION

Fort Wayne, IN

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 13 days ago

Job description

Fort Financial Credit Union fosters a positive culture that prioritizes the well-being and development of its employees. Being a community-focused organization, we believe that investing in employees not only enhances individual health and potential, but it also contributes to the overall success of our organization and community. Our mission as a credit union is to build financial relationships with our members and be their trusted financial advisors. 

As a Lending Solutions Manager, you will play a critical role ensuring that consumer loan policies, procedures, services, products, and documentation meets federal and state regulations.  In addition, maintain up-to-date knowledge of general economic conditions or changing trends that may affect the credit union’s consumer/indirect lending.  The ideal candidate will have strong analytical skills, keen attention to detail, a thorough understanding of lending regulations to support sound decision-making, and a commitment to providing exceptional service to our members while upholding the credit union’s financial health.

Job Type: Full-Time

Location: Fort Wayne, IN - Corporate Office Lima Rd. 

Schedule: Banking hours Monday-Friday, some Saturdays

Responsibilities:

  • Provide general credit union information on all credit union services and policies, interest rates, terms of loans, dividends and interest computations, and insurance coverage's to members.
  • Formulate and maintain a loan procedure manual for the consumer/indirect loan department that is up-to-date with all regulations and requirements.
  • Maintain knowledge of competitors’ rates and terms and other trends relating to consumer/indirect lending.
  • Recommend rates, and terms that reflect the marketplace.
  • Provide input and recommendations for lending interest rates.
  • Monitor and coordinate the discretionary and mandatory loan interest rate changes.
  • Develop, analyze, and complete monthly loan reports.
  • Develop procedures and reporting tools for effective information to flow through the department.
  • Review loan approvals and denials for soundness of decisions.
  • Ensure audit of consumer/indirect loan files are being completed to ensure quality and the lending policies are being followed.
  • Recommend to executive management appropriate limits of authority for consumer loan personnel, indirect lending personnel and ensure adequate understanding of the credit union’s loan procedures and policies are being followed.

Required Skills:

  • General experience and knowledge with computers and technological applications.
  • Ability to communicate effectively, multitask, and solve problems with sound reasoning. 
  • Perform basic math functions such as add, subtract, multiply, divide, etc.  

Qualifications:

  • Job Level: Mid-Level
  • Required Experience: 3-5 years of experience or a related role. 
  • Preferred Experience: Credit analytics and regulatory compliance experience within banking and/or consumer lending.
  • Required Education:   A two-year college degree, or completion of a specialized certification or licensing, or completion of specialized training courses conducted by vendors, or job-specific skills acquired through an apprenticeship program.

Benefits:

  • Education/Scholarship Assistance
  • Training/Career Development Programs
  • Mentor Program
  • PTO & 13 Paid Holidays
  • Pension & 401k Retirement Plans
  • Health/Dental/Vision Insurance Plans
  • Flex Spending Account & Health Reimbursement Arrangement
  • Employer Paid Life & Voluntary Life Insurance
  • Employer Paid Short-Term & Long-Term Disability
  • Accident, Critical Illness, & Hospital Confinement Plans

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