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Commission Annuity Sales Jobs (NOW HIRING)

Catalyst Career Group

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Educational Sales Representative

Walnut Creek, CA · On-site

$85K - $120K/yr

Products include insurance, annuity/financial products and section 125 administration * Work with a ... with monthly commission * 1st year expected income: $85,000-$120,000 * Dynamic first year ...

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Catalyst Career Group

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Educational Sales Representative

Portland, OR · On-site

$85K - $120K/yr

Products include insurance, annuity/financial products and section 125 administration * Work with a ... with monthly commission * 1st year expected income: $85,000-$120,000 * Dynamic first year ...

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Commission Annuity Sales information

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$3.5K

$5.5K

$8.3K

How much do commission annuity sales jobs pay per month?

As of Aug 13, 2026, the average monthly pay for commission annuity sales in the United States is $5,473.67, according to ZipRecruiter salary data. Most workers in this role earn between $4,000.00 and $6,291.67 per month, depending on experience, location, and employer.

What are some common challenges faced in commission-based annuity sales, and how can new agents overcome them?

One of the most common challenges in commission annuity sales is building a steady client base, as success is directly tied to personal sales performance. New agents often face initial rejection and must invest time in nurturing leads and educating clients on the benefits of annuities. To overcome these hurdles, it’s helpful to leverage mentorship from experienced team members, utilize company-provided training, and stay current on industry products and regulations. A proactive approach to networking and continuous learning can significantly improve long-term success in this role.

What are the key skills and qualifications needed to thrive as a commission annuity sales professional?

To thrive in Commission Annuity Sales, you need a solid understanding of financial products, especially annuities, along with a valid insurance license in your state. Familiarity with CRM software, financial planning tools, and compliance management systems is commonly required. Strong interpersonal skills, persuasive communication, and resilience in the face of rejection are vital soft skills for building client trust and closing sales. These abilities ensure you can effectively match products to client needs, maintain regulatory compliance, and achieve sales targets in a competitive environment.

What is the difference between Commission Annuity Sales vs Insurance Sales Agent?

AspectCommission Annuity SalesInsurance Sales Agent
Required CredentialsLicenses for annuities, securities, and life insuranceLife insurance license, sometimes securities license
Work EnvironmentFinancial institutions, insurance firms, independent agenciesInsurance agencies, brokerages, direct sales
Industry UsageFinancial planning, retirement planningPersonal insurance, health, life, property
Sales FocusRetirement products, annuitiesVarious insurance products

While both roles involve sales and require licensing, Commission Annuity Sales specialists focus on retirement income products like annuities, often working within financial institutions. Insurance Sales Agents sell a broader range of insurance policies, including health, life, and property insurance, typically within insurance agencies. The key difference lies in the product specialization and industry focus, though both roles require similar licensing credentials and involve client consultations.

What is commission annuity sales?

Commission annuity sales refer to the process of selling annuity products, such as fixed or variable annuities, by financial professionals or insurance agents who earn a commission on each sale. These professionals help clients choose suitable annuity products for retirement or investment purposes, and their compensation is typically a percentage of the premium paid by the client. The commission structure can vary depending on the type of annuity, the insurance company, and the terms of the sale. Understanding how commissions affect annuity costs and agent recommendations is important for clients considering these products.
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Commission Annuity Sales jobs near you
Infographic showing various Commission Annuity Sales job openings in the United States as of August 2026, with employment types broken down into 78% Full Time, 21% Part Time, and 1% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $65,684 per year, or $31.6 per hour.

Life Insurance Specialist

AAA Northern California, Nevada & Utah

Pinole, CA • On-site

$16.90/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 15 days ago

Job description

Why Work For Us?
  • Great Pay - opportunity to participate in AAA discretionary annual incentive plan or other incentive plans depending upon position
  • 401k Matching - $1 for $1 company match up to 6% of eligible earnings per pay period
  • Benefits - Medical, Dental, Vision, wellness program and more!
  • Paid Holidays
  • Paid Time Off - Team Members accrue paid time off monthly. Depending on position, an additional 24 hours per year are earmarked for volunteer activities.
  • Collaborative Environment - AAA will value your contribution to providing exceptional service to our members
  • Free AAA Classic Membership
  • AAA Product Discounts
  • Tuition Reimbursement Program

At AAA, our Team Members strive to deliver amazing service and help our Members outsmart life's roadblocks. We believe everything you do outside of work adds to who you are at work. We're working to transform AAA for the next century with a mission to create Members for life by unleashing the innovative spirit of our Team Members.
Essential Functions
  • Maximizes life insurance market penetration with current members and property/casualty insureds and stays vigilant for new sales opportunities. Maintains high quality production and persistency standards to assure profitable growth. Identifies and develops sales opportunities within the community. Follows company approved sales process in the completion of required financial, activity and sales reporting.
  • Provides life sales support and training on lead development and identification for the frontline employees, Insurance Sales Agents (P/C) and other staff who come in contact with members/ insureds. Establishes and maintains strong working relationships with front line employees, Sales Agents and the branch management team. Notifies Agents in a timely manner of result with referred lead. Provides leads from life insureds and other calls to Sales Agents for other products/services, i.e., membership, auto/homeowners and travel insurance.
  • Stays well-informed of changes and developments in policy and/or external practices. Attends meetings to obtain information, provide input, keep lines of communication open, stay updated and offer sales ideas when appropriate. Keeps current in industry; maintains continuing education for licensure.
  • Develops annual business plan with input and involvement from the Life Sales Manager to meet goals and determine responsibilities, including new business life sales, quality standards, as well as building outstanding customer relationships. Reviews plan objectives and reassesses strategies to align performance relative to annual sales goals.
  • Ensures compliance with NCNU and AAA Life and regulations, as well as external regulations

Knowledge/Skills/Abilities
  • Strong interpersonal, presentation and communication skills needed to interact with staff, members and insureds effectively
  • Ability to cultivate relationships with peers and staff; educates staff to make referrals to Life Insurance
  • Agents
  • Computer skills in basic software applications, and navigating business applications specific to life insurance
  • Demonstrated skills in selling life insurance and annuities; Skills to develop, track and effectively follow up on leads (preferred)
  • Strong knowledge in sales techniques, life product line illustrations, features and benefits (preferred)
  • Demonstrated skills in prospecting and lead generation abilities (preferred)
  • Bilingual communication skills (preferred)

Education & Experience/Licenses & Certification
  • High School Diploma or GED
  • Valid Automobile Operator's License
  • Active State Resident Life Insurance License
  • Bachelor's degree in related area or an equivalent combination of education and experience
  • (preferred)
  • 1+ years experience in Life Insurance and/or Annuity Sales (preferred)
  • CLU, ChFC and/or LUTCF Designations (preferred)

Work Environment/Physical Requirements
Works in an office environment sitting at a desk, table or computer workstation for extended periods of time. May travel by car, plane or other form of transportation to attend business meetings or conferences. Approximately 50-80 percent of the time spent on the job involves the use of a personal computer.
$16.90/hour non-recoverable draw on commission + incentive
#LIFE
AAA Northern California, Nevada & Utah logo

About AAA Northern California, Nevada & Utah

Sourced by ZipRecruiter

AAA (the American Automobile Association, Inc.) is a federation of affiliated automobile clubs. Each AAA club is an independent, not-for-profit organization, chartered and incorporated in its own state and controlled by its own Board of Directors. In order to be affiliated with AAA, each club agrees to provide certain standard services to its own members, as well as members of other AAA clubs. The individual club owns the territory in which it resides, and membership is based on residence. Exact dues and services will vary slightly between clubs.

Industry

Insurance carriers

Company size

1,001 - 5,000 Employees

Headquarters location

Walnut Creek, CA, US

Year founded

1900

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