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Chargeback Analyst Jobs in Iowa (NOW HIRING)

... and analyze inventory reports to identify trends, and work directly with various departments and ... Correctly fill out chargeback paperwork and return to inventory control coordinator * Make ...

Fraud Specialist

Hills, IA

$16.25 - $21/hr

The Fraud Specialist is responsible for the review, analysis, investigation, and resolution of ... Including canceling cards, reporting transactions, managing the chargeback process including ...

Fraud Specialist

Hills, IA · On-site

$16.25 - $21/hr

The Fraud Specialist is responsible for the review, analysis, investigation, and resolution of ... Including canceling cards, reporting transactions, managing the chargeback process including ...

Fraud Specialist

Hills, IA · On-site

$16.25 - $21/hr

The Fraud Specialist is responsible for the review, analysis, investigation, and resolution of ... Including canceling cards, reporting transactions, managing the chargeback process including ...

Familiarity with commission holds related to licensing, compliance, chargebacks, or regulatory requirements * Analytical mindset with the ability to identify trends and resolve discrepancies * Clear ...

Chargeback Analyst information

See Iowa salary details

$16

$27

$38

How much do chargeback analyst jobs pay per hour?

As of Jul 28, 2026, the average hourly pay for chargeback analyst in Iowa is $27.28, according to ZipRecruiter salary data. Most workers in this role earn between $21.92 and $32.31 per hour, depending on experience, location, and employer.

What is a Chargeback Analyst?

A Chargeback Analyst is a financial professional responsible for investigating and resolving chargeback claims, which occur when a customer disputes a transaction with their bank or credit card provider. They analyze transaction records, communicate with merchants and banks, and gather supporting documentation to determine the validity of each claim. Their goal is to minimize financial losses for their organization by ensuring that chargeback cases are handled efficiently and accurately. They also help identify patterns of fraud or errors and recommend process improvements to reduce future chargebacks.

What jobs pay 500,000 a year in the US?

Chargeback analysts typically do not earn $500,000 annually; such high salaries are usually associated with executive roles, specialized surgeons, or successful entrepreneurs. High-paying jobs often require advanced skills, extensive experience, or ownership of a business. Most roles in finance, technology, or healthcare with this income level are senior or executive positions.

How to become a chargeback analyst?

To become a chargeback analyst, candidates typically need a high school diploma or equivalent, with some roles preferring a bachelor's degree in finance, accounting, or a related field. Relevant skills include attention to detail, knowledge of payment processing systems, and familiarity with dispute management tools; certifications like Certified Fraud Examiner (CFE) can be advantageous. Gaining experience in finance, customer service, or fraud prevention can also improve job prospects in this role.

What is the difference between Chargeback Analyst vs Fraud Analyst?

AspectChargeback AnalystFraud Analyst
Required CredentialsBanking certifications, knowledge of payment processingCybersecurity certifications, fraud detection training
Work EnvironmentFinancial institutions, e-commerce companiesBanking, finance, e-commerce, security firms
Employer & Industry UsagePayment processors, banks, merchantsFinancial institutions, online retailers, security agencies
Common Search & ComparisonYesYes

While both roles involve financial security and transaction analysis, a Chargeback Analyst primarily handles disputes related to payment reversals, whereas a Fraud Analyst focuses on detecting and preventing fraudulent activities. The roles often overlap in financial institutions and e-commerce, but each has distinct responsibilities and skill sets.

What is the role of a chargeback analyst?

A chargeback analyst is responsible for reviewing and investigating disputed transactions, identifying fraudulent activity, and working with banks and merchants to resolve chargebacks. They analyze transaction data, maintain records, and implement strategies to reduce chargeback rates, often using specialized software and industry knowledge. The role requires attention to detail and understanding of payment processing systems.

What are some common challenges faced by Chargeback Analysts and how can they be addressed?

Chargeback Analysts often encounter challenges such as managing high volumes of dispute cases, keeping up with changing card network regulations, and effectively communicating with both merchants and customers. To address these, it's important to stay organized, leverage chargeback management software, and regularly participate in industry training. Building strong cross-functional relationships with fraud prevention and customer service teams also helps streamline the investigation and resolution process.

What Is a Chargeback Analyst?

A chargeback analyst is responsible for evaluating disputed credit card transactions. In this job, your duties are to investigate disputes, look for documentation of a purchase, determine whether there was fraud, and validate the chargeback if appropriate. You also work with merchants and card providers to ensure their record-keeping systems are adequate. The qualifications for a career as a chargeback analyst are a bachelor’s degree in finance and up to three years of experience working in the finance industry. Additionally, you need strong communication and problem-solving skills.

What are the key skills and qualifications needed to thrive as a Chargeback Analyst, and why are they important?

To excel as a Chargeback Analyst, you need a solid understanding of payment processing, financial regulations, and dispute resolution, often supported by a degree in finance or a related field. Familiarity with chargeback management systems, payment gateways, and data analysis tools like Excel is typically required. Attention to detail, problem-solving ability, and strong communication skills help you investigate cases and collaborate with merchants or customers. These skills are crucial for minimizing financial losses and ensuring compliance in a fast-paced financial environment.

How much does a chargeback analyst make?

A chargeback analyst typically earns between $40,000 and $70,000 annually, depending on experience, location, and the employer. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries. The role often requires familiarity with payment processing systems and dispute management tools.
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Infographic showing various Chargeback Analyst job openings in Iowa as of July 2026, with employment types broken down into 100% Full Time. Highlights an 67% In-person, and 33% Hybrid job distribution, with an average salary of $56,742 per year, or $27.3 per hour.

Supervisor, Chargeback (On-Site West Des Moines)

Co-op Solutions

West Des Moines, IA

$60K - $75K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 days ago


Job description

THE OPPORTUNITY:

We are seeking a talented Supervisor, Chargeback who will supervise and coordinate the operations of the Chargeback and Dispute Processing staff. Focus is on processing and resolution of Visa and Mastercard disputes for members of Co-op Solutions credit unions, while ensuring maximum productivity and minimal loss through accuracy and efficiency with a quality customer service focus.

SUPERVISOR FUNCTIONS AND RESPONSIBILITIES:

  • Supervises and directs Chargeback staff ensuring daily production of claims processing. Monitors and analyzes workflow, productivity, accuracy and mitigates financial losses.

  • Develops, coaches, reviews and documents employee performance and attendance to maintain department effectiveness. Coordinates department and systems training for employees. Maintain a high level of visibility with staff to help resolve issues. Coordinates and oversees any special duties as assigned by management.

WHAT YOU CAN LOOK FORWARD TO:

  • Manage functional teams within the department, providing leadership to direct reports while ensuring client service and quality standards are met. 

  • Manages, evaluates performance and develops team of direct reports. 

  • Monitors daily workflow and acts as an escalation point for operational issues for staff; maintaining a working knowledge and understanding of the Visa/MasterCard Chargeback rules and requirements pertaining to claims processing.

  • Conducts or assigns monthly audits of actions taken on claims by staff to ensure accuracy and compliance.

  • Creates/updates department policies and procedures as needed.

  • Participates and represents the department on various internal launch teams and committees for Co-op products and services.

  • Keeps abreast of external changes in the dispute processing environment; ensures internal staff is properly trained.

  • Reviews Visa and/or MasterCard notification/mandates to support compliance with Chargeback processing requirements. Assists in communicating updates to staff and/or credit unions clients.

  • Acts as Subject Matter Expert (SME) for changes/updates in platform systems and rules related to Chargeback processing

  • Acts as escalation point between

    • Platform processor for reporting and tracking of issues in corresponding systems

    • Networks for issues related to Visa and MasterCard

  • Reviews and makes assessment of new clients to assign Chargeback Analyst resources. Performs periodic review case workloads and makes recommendations on client reassignments as needed.   

  • Coordinates and oversees any special projects as assigned by management

  • Must react to change productively and handle other essential tasks as assigned.

  • Adhere to compliance procedures and internal/operational risk controls in accordance with any and all applicable regulatory standards, requirements, and policies.

WHAT YOU’LL NEED TO SUCCEED:

  • Competence required in Microsoft Office applications.

  • Strong knowledge of network operations and acquirer and issuer responsibilities.

  • Demonstrate strong people management and leadership skills.

  • Strong organization, listening and problem-solving skills are critical.

  • Advanced knowledge of Microsoft and Windows Operating System.

  • Excellent time management skills, detail oriented, able to handle multiple tasks simultaneously and display good follow-up skills.

  • Demonstrate a positive team attitude.

  • Ability to effectively communicate and work across all areas of Co-op Solutions as well as vendors.

  • Some overnight travel may be required.

  • Must possess strong verbal and written communication skills.

REQUIRED EDUCATION and EXPERIENCE:

  • High school diploma required or GED.

  • Four years of supervisory experience in a financial institution or EFT and 4 to 5 years related experience with chargeback processing and/or equivalent combination of education and experience required.

  • Competence required in Microsoft Office applications including Microsoft Access. 

  • Experience in Chargeback operations.

For California, Colorado and New York Applicants:  In accordance with the Equal Pay for Equal Work Act, the expected salary range for this position is between:

$60,400.00 - $75,500.00

Actual Pay will be adjusted based on experience and other job-related factors permitted by law.


This position qualifies for the following benefits; Co-op Solutions offers a competitive Total Rewards package: 401(k) with generous company match, Health, Dental, and Vision Insurance options, Health Savings Account/Flexible Spending Account, Life Insurance, Short- and Long-Term disability benefits, Pregnancy and Parental Leave, Tuition Reimbursement, Paid Time Off (PTO), Paid Holidays, Community Volunteer Time Off, and an Employee Assistance Program.