Mortgage Loan Originator
- $300,000 Yearly
- Full-Time
$300,000 Yearly
Responsibilities:- Maintain an active rolling pipeline of funding per our guidelines
- Work closely with industry related professionals to gather and prepare all necessary information to complete underwriting requirements
- Prospect, develop, and maintain relationships with potential new business referral partners such as realtors, builders, bank colleagues, and the community at large
- Counsel borrowers to understand the pros and cons of different loan products to determine which is best for them
- Interface with realtors, processors, and underwriters to ensure a smooth transaction while overseeing all customer interactions
- Manage warm transfers and fresh leads, averaging 8 to 10 daily, to effectively drive business growth
- Handle the application process, pitch to qualified borrowers, and guide them through loan options
- After loan sales, the focus shifts to selling to the next borrower as processing staff takes over file management
- Provide counseling to borrowers, educating them on the advantages and disadvantages of different loan products to guide their choices
- Oversee customer interactions and ensure smooth transactions by liaising with realtors, processors, and underwriters
- Maintain a substantial pipeline of loans to meet production requirements effectively
- Collaborate closely with industry professionals to gather and prepare all necessary information, ensuring compliance with underwriting standards
- Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines
- Exceed our production standards by maintaining an active pipeline
- Interact with customers, realtors, processors, and underwriters to ensure a smooth transaction
- Ensure accurate and timely preparation of all required documents from borrowers, loan officers, title companies, and other related industry professionals
- Counsel borrowers to understand the pros and cons of different loan products to determine which is best for them
- Bachelor’s degree from a four year college or university required in banking, business, real estate, or a related field
- Understanding of loan originator software such as Experian, LendingWise, or Calyx, and Office Suite highly preferred
- Understand a variety of loans such as: FHA, VA, USDA, conventional, fixed/ adjustable, bridge, non-conforming, FNMA and FHLMC, and Home Equity Lines of Credit
- Maintain current registration with the National Mortgage Licensing System Registry
- 3-5 years of real estate, mortgage origination, or lending experience required
- Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability
- Strong understanding of HELOC/HELOAN guidelines and structuring
- Current NMLS license
- Strong time management abilities, capable of prioritizing tasks and handling multiple leads simultaneously
- Meticulous attention to detail, ensuring accuracy and compliance with regulations
- Comprehensive knowledge of various loan products, eligibility criteria, and industry trends
- Adaptability to changing market conditions and client needs
- Commitment to ethical conduct and integrity
- Proficiency in loan origination software and other technological tools
Join our family at Summit Lending!
At Summit Lending, we're not just another company – we're a family. Joining Summit Lending means becoming part of a close-knit community where everyone is valued and supported.
Our Core Values are the Heartbeat of Our Company:
"Experience is Everything": We are committed to delivering exceptional service to every client.
"Relationships, Not Transactions": We prioritize building long-lasting connections with our clients and colleagues.
"Get Better Every Day": We are dedicated to continuous improvement.
"Own The Moment": We seize opportunities and take responsibility for our actions.
"It's All About People": We believe in the value of every individual we encounter.
If you're looking for more than just a job, but a place where you can grow, be supported, and be part of a family, then Summit Lending is the place for you. Join us and be part of something special.
Address
Summit Lending
Huntington Beach, CAIndustry
Finance and Insurance
Posted date
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