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Mortgage Lending Jobs (NOW HIRING)

company1345

Mortgage Lending Advisor

Gilbert, AZ · On-site

Description Mortgage Lending Advisor Location 1528 E Williams Field Rd Ste 106, Gilbert, AZ 85295 Work Type Full-Time | Non-exempt | In Office About Unison Bank At Unison Bank, we believe banking is ...

Connexus Credit Union

Mortgage Lending Officer

A Mortgage Lending Officer is responsible for guiding borrowers through the home financing process from initial inquiry to closing. They assess a borrower's financial situation, recommend appropriate ...

Byron Bank

Head of Mortgage Lending

Byron, IL · On-site

$96K - $121K/yr

Lead the future of mortgage lending at a community bank where your expertise, vision, and leadership can make a lasting impact. As our Head of Mortgage Lending, you'll drive the strategic direction ...

Connexus Credit Union

Mortgage Lending Officer

A Mortgage Lending Officer is responsible for guiding borrowers through the home financing process from initial inquiry to closing. They assess a borrower's financial situation, recommend appropriate ...

Byron Bank

Head of Mortgage Lending

Byron, IL · On-site

$96.80 - $121/hr

Lead the future of mortgage lending at a community bank where your expertise, vision, and leadership can make a lasting impact. As our Head of Mortgage Lending, you'll drive the strategic direction ...

Aumni

Senior Mortgage Lending Advisor

Baltimore, MD · On-site

$70 - $90/hr

The role requires a Bachelor's degree and at least 3 years of mortgage lending experience, with knowledge of FHA and VA guidelines. Join us and enjoy a competitive compensation package with ...

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Mortgage Lending information

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$60

How much do mortgage lending jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for mortgage lending in the United States is $28.95, according to ZipRecruiter salary data. Most workers in this role earn between $14.90 and $42.79 per hour, depending on experience, location, and employer.

What is mortgage lending?

Mortgage lending is the process where a financial institution or lender provides a loan to an individual or business for the purpose of buying real estate. The borrower agrees to repay the loan, typically with interest, over a set period of time. The property itself serves as collateral, meaning the lender can take ownership if the borrower fails to repay. Mortgage lending involves different loan types, qualification criteria, and interest rates, which may vary depending on the lender and borrower’s creditworthiness.

What are some common challenges faced by professionals in mortgage lending, and how can they be addressed?

Professionals in mortgage lending often face challenges such as navigating complex regulatory requirements, managing high volumes of loan applications, and maintaining clear communication with clients throughout the loan process. Staying up-to-date with changing lending regulations and lender guidelines is crucial, as compliance issues can delay or derail transactions. Building strong organizational skills and leveraging technology, such as loan origination systems, can help streamline workflows and reduce errors. Additionally, developing strong communication and customer service skills is essential for guiding clients through the often-stressful mortgage process and ensuring a positive experience.

What are the key skills and qualifications needed to thrive as a mortgage lending professional, and why are they important?

To thrive in Mortgage Lending, you need a solid understanding of financial analysis, loan products, and regulatory compliance, often supported by a degree in finance or business and relevant state licensing. Familiarity with loan origination systems (LOS), credit analysis tools, and industry-specific software like Encompass is typically required. Excellent interpersonal skills, attention to detail, and the ability to explain complex information clearly help you stand out in this role. These skills and qualities are crucial for accurately assessing clients’ needs, ensuring regulatory adherence, and building lasting client relationships.

What is the difference between Mortgage Lending vs Mortgage Underwriting?

AspectMortgage LendingMortgage Underwriting
Primary RoleAssists clients in obtaining mortgage loans, explains options, and processes applications.Evaluates loan applications for risk, verifies documentation, and approves or denies loans.
Required CredentialsLoan officer license, knowledge of lending regulationsUnderwriter certification, knowledge of credit and risk assessment
Work EnvironmentBank branches, mortgage companies, client-facingOffice-based, analytical, risk assessment focus
Industry UsageCommonly employed in mortgage lending institutionsIntegral part of the mortgage approval process

Mortgage lending involves working directly with clients to facilitate loan applications, while mortgage underwriting focuses on assessing the risk and approving or denying those applications. Both roles are essential in the mortgage industry but serve different functions within the loan process.

How hard is it to be a mortgage lender?

Becoming a mortgage lender typically requires a good understanding of lending practices, financial analysis, and relevant regulations, often supported by a license or certification such as the Nationwide Mortgage Licensing System (NMLS). The role involves assessing borrower creditworthiness, managing documentation, and working under strict deadlines, which can be demanding but manageable with proper training and experience.

How much do mortgage lenders get paid?

Mortgage lenders' compensation varies based on experience, location, and the employer, but they typically earn a combination of base salary and commissions or bonuses tied to the number and size of loans they close. According to industry data, the average annual income for mortgage lenders ranges from $50,000 to $150,000, with top performers earning more. Many lenders also benefit from incentives and may need licensing and sales skills to succeed.

Is mortgage lending a good career?

Mortgage lending is a stable career that involves helping clients secure home financing, often requiring strong sales, communication, and analytical skills. It can offer commission-based income and opportunities for advancement, but success depends on market conditions and individual performance.
More about Mortgage Lending jobs

What cities are hiring for Mortgage Lending jobs?

Cities with the most Mortgage Lending job openings:

What are the most commonly searched types of Mortgage Lending jobs?

The most popular types of Mortgage Lending jobs are:

What states have the most Mortgage Lending jobs?

States with the most job openings for Mortgage Lending jobs include:

Mortgage Lending jobs near you
Infographic showing various Mortgage Lending job openings in the United States as of August 2026, with employment types broken down into 99% Full Time, and 1% Part Time. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $60,206 per year, or $28.9 per hour.

Mortgage Lending Representative

Dupaco Community Credit Union

Dubuque, IA • On-site

$37K - $51K/yr

Full-time

Posted 9 days ago

Job description

The Mortgage Lending Representative provides administrative and operational support to multiple Mortgage Lending Consultants throughout the residential mortgage loan process. This role is instrumental in ensuring efficient workflow execution and an exceptional member experience by managing documentation, coordinating communications, and supporting the timely progression of mortgage files. The Mortgage Lending Representative serves as a key liaison between members, lending employees, and internal and external partners to ensure accuracy, responsiveness, and compliance throughout the loan lifecycle.
#DupacoDifference. https://www.youtube.com/watch?v=Oy_rZxNXcC8
Dupaco Values:
Demonstrates Dupaco Values: Rooted in Trust, Empathetic Understanding, Strengthening Relationships, Advocate for All and Invest in You
What You'll Do:
  • Serve as an additional point of contact for members and Realtors, responding to mortgage-related inquiries and providing support throughout the loan process.
  • Update and maintain accurate member information within mortgage applications, including reassessment of pre-approval status as needed.
  • Manage Mortgage Relationship Management (MRM) cases for internal leads and referrals, ensuring timely follow-up and clear communication with both members and internal stakeholders.
  • Prepare mortgage pre-approval and pre-qualification letters in accordance with established guidelines.
  • Maintain regular communication with members to obtain required documentation and additional information necessary to support loan files.
  • Follow up on preliminary and ongoing documentation, including Initial Disclosure Requests, Re-Disclosure Requests, employment verifications, financial documentation, and other required materials.
  • Provide service support by phone or in person, answering member questions related to loan costs, payments, mortgage programs, daily rates, points, and appointment scheduling.
  • Clearly communicate loan figures, terms, and conditions at closing to buyers, sellers, real estate agents, attorneys, title companies, and other third-party providers, as appropriate.
  • Work collaboratively with internal teams and external partners, including but not limited to attorneys, Realtors, insurance agents, and title companies, to obtain necessary information and facilitate timely loan progression.
  • Proactively build and maintain positive professional relationships with Realtors, attorneys, and community partners through networking activities and community involvement.
  • Proactively evaluate and refine current processes to uncover opportunities for greater efficiency and effectiveness, ensuring our teams and members consistently receive exceptional support and service.
  • Utilize available technology and systems to enhance the member experience and improve operational efficiency.
  • Identify member and prospective member needs and educate them on appropriate credit union products and services, supporting cross-sell opportunities when appropriate.
  • Coordinate and support regular Realtor office visits and assist in the promotion and maintenance of Realtor relationships.
  • Perform other duties as assigned to support mortgage lending operations and organizational goals.

You'll Need:
  • Associate's degree in related field or equivalent experience.
  • 1+ years Mortgage industry experience, preferred.
  • Current NMLS (National Mortgage Licensing System) registration or ability to obtain it.
  • Excellent interpersonal and communication skills to represent the credit union in a positive way when dealing with membership and other staff.
  • Ability to demonstrate good decision-making techniques.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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