Mortgage Underwriter
HUNT Real Estate Corporation - Current Openings
Buffalo, NY
- Full-Time
Job Description
Description:About the job
Responsibilities
We are seeking an experienced Mortgage Underwriter with proficiency in both conventional and government loan programs. The ideal candidate will possess a thorough understanding of mortgage lending guidelines, strong analytical skills, and the ability to make sound lending decisions while adhering to regulatory requirements.
Qualifications
- Review and analyze mortgage loan applications to ensure accuracy, completeness, and adherence to underwriting guidelines for both conventional and government loan programs (FHA, VA, USDA).
- Assess borrower's financial documents including income, assets, credit history, and employment to determine creditworthiness and risk.
- Evaluate property appraisals and collateral to ensure they meet lending requirements and guidelines.
- Calculate debt-to-income ratios and other financial metrics to assess borrower's ability to repay the loan.
- Communicate effectively with loan officers, processors, and other stakeholders to obtain additional information or clarification on loan files.
- Issue loan approvals or denials based on underwriting findings, providing clear and concise explanations for decisions.
- Stay updated on changes in mortgage lending regulations, underwriting guidelines, and industry trends.
- Collaborate with compliance and risk management teams to ensure loan files are in compliance with regulatory standards and company policies.
Address
HUNT Real Estate Corporation - Current Openings
403 Main Street
Buffalo, NY
14203
USA
Industry
Finance and Insurance
Posted date
29 days ago
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