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Remote Mortgage Underwriting Jobs (NOW HIRING)

Supportive, collaborative remote team culture Must-Have Criteria * No more than a 16-month gap in mortgage underwriting experience- if gap applies must have stayed up to date on market trends and ...

We offer a collaborative culture, growth opportunities, and flexibility with remote or hybrid work ... The ideal candidate is a collaborative leader with strong mortgage underwriting expertise, a ...

Mortgage Underwriter II

Eau Claire, WI · On-site +1

$41.70 - $47.90/hr

... underwriting professionals while ensuring compliance with industry and regulatory standards. Why ... When not working remote, the office location is flexible at either the Operations Center in Eau ...

Mortgage Underwriter II

Eau Claire, WI · On-site +1

$41.70 - $47.90/hr

... underwriting professionals while ensuring compliance with industry and regulatory standards. Why ... When not working remote, the office location is flexible at either the Operations Center in Eau ...

Independently complete underwriting decisions in accordance with company standards, investor ... Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, MI, NC, SC, TX, UT * Work ...

This role requires strong manual underwriting expertise and the ability to make independent, well ... Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, MI, NC, SC, TX, UT * Work ...

Remote Home Office - KMS Description The Wholesale Underwriter is responsible for reviewing and evaluating residential mortgage loan applications submitted through third-party brokers to ensure ...

Complete underwriting tasks according to program requirements, internal guidelines, and legal ... Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, NC, SC, TX, UT * Work Schedule:

Experience with residential mortgage underwriting is a plus What We Offer * Competitive compensation * Career growth opportunities * Supportive and professional work environment * Opportunity to work ...

Experience with residential mortgage underwriting is a plus What We Offer * Competitive compensation * Career growth opportunities * Supportive and professional work environment * Opportunity to work ...

Experience with residential mortgage underwriting is a plus What We Offer * Competitive compensation * Career growth opportunities * Supportive and professional work environment * Opportunity to work ...

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Remote Mortgage Underwriting information

How to become a remote mortgage underwriter?

To become a remote mortgage underwriter, candidates typically need a high school diploma or equivalent, with many employers preferring a bachelor's degree in finance, economics, or related fields. Relevant experience in mortgage lending or underwriting, along with knowledge of loan programs and underwriting software, is essential. Certification such as the Mortgage Underwriter Certification (MU) can enhance job prospects, and strong analytical skills are crucial for success in a remote work environment.

Is remote mortgage underwriting a good career?

Remote mortgage underwriting is a viable career option that offers flexibility and the ability to work from home. It requires strong analytical skills, knowledge of lending guidelines, and proficiency with underwriting software. The role typically offers steady employment with opportunities for advancement in the mortgage and financial services industry.

What is the difference between Remote Mortgage Underwriting vs Remote Loan Processing?

AspectRemote Mortgage UnderwritingRemote Loan Processing
Primary RoleAssessing loan applications, verifying borrower information, and determining loan approvalGathering, reviewing, and organizing borrower documents, and preparing loan files for underwriting
Required SkillsAnalytical skills, attention to detail, knowledge of lending guidelinesOrganizational skills, communication, document management
Work EnvironmentHome office or remote, within financial institutions or lendersSimilar remote settings, often within mortgage or banking companies
CertificationsMortgage loan originator licenses, underwriting certifications often preferredGenerally no specific certifications required, but familiarity with loan processing software is beneficial

Remote Mortgage Underwriting involves evaluating loan applications and making approval decisions, while Remote Loan Processing focuses on preparing and organizing loan documents. Both roles are essential in the mortgage industry and often work closely together in a remote setting.

Can you work remotely as a mortgage underwriter?

Mortgage underwriters can often work remotely, especially with the increased adoption of digital tools and cloud-based underwriting systems. Many companies offer remote positions that require strong analytical skills, attention to detail, and familiarity with mortgage software. However, some roles may require in-office presence for training or team collaboration.
More about Remote Mortgage Underwriting jobs
What cities are hiring for Remote Mortgage Underwriting jobs? Cities with the most Remote Mortgage Underwriting job openings:
What are the most commonly searched types of Mortgage Underwriting jobs? The most popular types of Mortgage Underwriting jobs are:
What states have the most Remote Mortgage Underwriting jobs? States with the most job openings for Remote Mortgage Underwriting jobs include:
Infographic showing various Remote Mortgage Underwriting job openings in the United States as of August 2026, with employment types broken down into 93% Full Time, 4% Part Time, and 3% Contract. Highlights an 74% Physical, 9% Hybrid, and 17% Remote job distribution.

Remote Mortgage Underwriter- AI Implementation

National Mortgage Staffing

Parsippany, NJ • Remote

$50K - $90K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

This job post has expired 1 day ago. Applications are no longer accepted.


Job description

Position: Mortgage Underwriter
Fully Remote, equipment provided- Candidate must reside in Central or Eastern Time zone.  
Compensation: $50,000–$90,000 base salary
Bonus: Discretionary bonus, approximately 5% annually based on company profitability
Schedule: 9:00 AM–5:00 PM EST
Benefits: 401(k) match, PTO, health/dental/vision insurance, and other voluntary insurance products

Overview

A mortgage company is hiring a fully remote Mortgage Underwriter Tech and AI savvy to support increased loan volume. This role is ideal for a conventional mortgage underwriter who can independently evaluate loan risk, complete income calculations, validate assets, review collateral, and communicate loan decisions clearly with processors and originators.

The team is looking for someone who has proven experience leading implementation of AI tools within the underwriting department.

Responsibilities

• Authorize and underwrite mortgage loans
• Complete income calculation, asset validation, and collateral evaluation
• Analyze loan attributes and risks
• Identify potential misrepresentation and determine the soundness and accuracy of applications
• Ensure compliance with company policies, guidelines, and regulatory standards
• Document and effectively communicate reasons for loan decisions
• Provide support to originators and processors regarding questions and clarifications
• Participate in scenario desk discussions
• Self-manage underwriting pipeline and prioritize workload
• Maintain professional communication with processors, originators, and other underwriters
• Participate in training, projects, and other tasks where underwriting skill is useful
• Use automated underwriting systems and various loan origination systems

Qualifications

• 5+ years of conventional mortgage underwriting experience
• DE and government underwriting experience a plus
• Ability to independently make sound decisions based on applicant creditworthiness
• Experience with income calculation, asset validation, and collateral evaluation
• Familiarity with validation services and products
• Strong research skills and familiarity with agency guidelines
• Good working knowledge of the mortgage loan lifecycle and relevant compliance regulations
• Ability to identify loan risk and potential misrepresentation
• Strong documentation and communication skills
• Highly organized and able to prioritize
• Detail-oriented with strong data analysis skills
• Ability to self-manage pipeline and maintain professional rapport with processors and loan officers
• Proficiency in DU/LP
• Proficiency in Microsoft Office/Teams
• Experience with various loan origination systems
• MeridianLink Mortgage experience a plus
• Comfortable with technology and AI tools
• Ability to work Eastern Time business hours

NMS Disclaimer

Client requirements and hiring decisions are set by the hiring company. Please ensure your application details align with your resume and reflect your direct experience. Thank you for your interest!


National Mortgage Staffing logo

About National Mortgage Staffing

Sourced by ZipRecruiter

We recruit exceptional candidates for many of the nation's top mortgage companies. National Mortgage Staffing is unique as we ONLY staff in the Mortgage Industry. We have widespread knowledge of all positions in this niche industry. Once assigned to a recruiter you will work with that recruiter for all of your open positions. At National Mortgage Staffing, we have one point of contact for all of your recruiting needs. Each Recruiting Specialist is assigned to a specific job division. This recruiter will have an extensive background in the position you are looking to fill. Whether it is Operations or Sales, we have a Recruiting Specialist that will fit your needs.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Fort Myers, FL, US

Year founded

2010