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Mortgage Underwriting Assistant Jobs (NOW HIRING)

Mortgage Underwriter

Buffalo, NY · On-site

$65K - $75K/yr

The ideal candidate will have a minimum of three years of mortgage underwriting experience and ... * Assist with quality control, audits, post-closing reviews, investor inquiries, and loan-level ...

New

Underwriting Assistant

Oak Ridge, TN

$17 - $23.25/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... mortgage services - and more. In the last twelve years, Acrisure has grown in revenue from $38 ... The Commercial Underwriting Assistant plays a key role in supporting operational efficiency and ...

Underwriting Assistant

Stockton, CA

$18 - $22/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... mortgage services - and more. In the last twelve years, Acrisure has grown in revenue from $38 ... The Underwriting Assistant plays a critical role in supporting underwriting operations, servicing ...

Underwriting Assistant

Stockton, CA

$18 - $22/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... mortgage services - and more. In the last twelve years, Acrisure has grown in revenue from $38 ... The Underwriting Assistant plays a critical role in supporting underwriting operations, servicing ...

Underwriting Assistant

Stockton, CA · On-site

$18 - $22/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... mortgage services - and more. In the last twelve years, Acrisure has grown in revenue from $38 ... The Underwriting Assistant plays a critical role in supporting underwriting operations, servicing ...

Underwriting Assistant

Oak Ridge, TN · On-site

$18.75 - $25.50/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... mortgage services - and more. In the last twelve years, Acrisure has grown in revenue from $38 ... The Commercial Underwriting Assistant plays a key role in supporting operational efficiency and ...

Underwriting Assistant

Burlington, NC

$16.25 - $22.25/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... mortgage services - and more. In the last twelve years, Acrisure has grown in revenue from $38 ... The Commercial Underwriting Assistant plays a key role in supporting operational efficiency and ...

Underwriting Assistant

Charlotte, NC

$19 - $26.25/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... mortgage services - and more. In the last twelve years, Acrisure has grown in revenue from $38 ... The Commercial Underwriting Assistant plays a key role in supporting operational efficiency and ...

Underwriting Assistant

Knoxville, TN · On-site

$18.50 - $25.50/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... mortgage services - and more. In the last twelve years, Acrisure has grown in revenue from $38 ... Job Summary Wholesure is seeking an Underwriting Assistant to support the underwriting team through ...

Mortgage Underwriter

Green Bay, WI · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Mortgage Underwriter is responsible for the preparation, processing, and underwriting of ... Clear all file pends from investors and third-party audit companies. * Assist the Underwriting ...

Mortgage Underwriter

Green Bay, WI · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Mortgage Underwriter is responsible for the preparation, processing, and underwriting of ... Clear all file pends from investors and third-party audit companies. * Assist the Underwriting ...

Junior Mortgage Underwriter

Saginaw, MI · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

... person, assist with appointments, and provide exceptional member service. What you Bring to the Team: * High school diploma required. * Minimum 3 years of mortgage underwriting experience.

Junior Mortgage Underwriter

Saginaw, MI · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

... person, assist with appointments, and provide exceptional member service. What you Bring to the Team: * High school diploma required. * Minimum 3 years of mortgage underwriting experience.

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Mortgage Underwriting Assistant information

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How much do mortgage underwriting assistant jobs pay per hour?

As of Aug 19, 2026, the average hourly pay for mortgage underwriting assistant in the United States is $22.75, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $25.72 per hour, depending on experience, location, and employer.

What does a mortgage underwriting assistant do?

A Mortgage Underwriting Assistant supports mortgage underwriters by gathering, organizing, and reviewing loan documentation. They help verify applicant information, ensure all required paperwork is complete, and may communicate with borrowers or third parties for additional details. Their work helps streamline the underwriting process and ensures compliance with lending guidelines. This role is essential for maintaining efficiency and accuracy in mortgage loan approvals.

What are the key skills and qualifications needed to thrive as a mortgage underwriting assistant?

To thrive as a Mortgage Underwriting Assistant, you need a solid understanding of mortgage processes, attention to detail, and at least a high school diploma or relevant financial services experience. Familiarity with loan origination systems (LOS), document management software, and sometimes knowledge of compliance requirements such as RESPA or TRID is typically required. Exceptional organizational skills, communication abilities, and a proactive attitude help you stand out in this support role. These skills ensure accurate, timely support for underwriters, reducing errors and ensuring smooth loan processing.

What are the main challenges faced by a mortgage underwriting assistant, and how can they be managed effectively?

Mortgage Underwriting Assistants often face the challenge of managing a high volume of loan files while ensuring accuracy and compliance with regulatory guidelines. Staying organized and maintaining strong attention to detail is crucial, as even small errors can delay the loan approval process. Effective communication with underwriters, loan officers, and applicants is also key to clarifying documentation and resolving issues quickly. By leveraging task management tools and proactively seeking clarification on complex files, assistants can navigate these demands successfully.

What is the difference between Mortgage Underwriting Assistant vs Mortgage Loan Processor?

AspectMortgage Underwriting AssistantMortgage Loan Processor
Primary RoleSupports underwriters by gathering documents and preparing files for reviewPrepares and processes loan applications, verifying information and coordinating with borrowers
CredentialsTypically requires basic financial or mortgage-related certificationsOften requires similar certifications, with emphasis on documentation skills
Work EnvironmentOffice setting within banks or mortgage companies, supporting underwriting teamsOffice setting, interacting with borrowers and loan officers
Industry UsageCommonly found in mortgage lending institutions, supporting underwriting processWidely used in mortgage lending, focusing on loan application processing

Both roles are integral to the mortgage lending process, with the Mortgage Underwriting Assistant focusing on supporting underwriters and the Mortgage Loan Processor handling the initial application and documentation. Understanding these differences helps job seekers and employers align expectations and responsibilities.

Can you become a mortgage underwriting assistant with no experience?

Mortgage underwriting assistants typically need some knowledge of loan processes and financial documents, but entry-level positions may be available for candidates with strong organizational skills and a willingness to learn. On-the-job training is common, and relevant skills such as attention to detail and basic computer proficiency can help candidates qualify without prior experience. Certifications or coursework in mortgage lending can also improve chances of starting in this role.

Is mortgage underwriting a stressful job?

Mortgage underwriting assistants work in a detail-oriented environment that can involve tight deadlines and high accuracy requirements, which may contribute to stress. The role requires strong organizational skills and knowledge of lending guidelines, but workload and company culture influence stress levels. Overall, it can be demanding but manageable with proper training and support.
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What cities are hiring for Mortgage Underwriting Assistant jobs?

Cities with the most Mortgage Underwriting Assistant job openings:

What are the most commonly searched types of Mortgage Underwriting jobs?

The most popular types of Mortgage Underwriting jobs are:

What states have the most Mortgage Underwriting Assistant jobs?

States with the most job openings for Mortgage Underwriting Assistant jobs include:

Infographic showing various Mortgage Underwriting Assistant job openings in the United States as of August 2026, with employment types broken down into 2% As Needed, 75% Full Time, 20% Part Time, 1% Temporary, and 2% Contract. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $47,324 per year, or $22.8 per hour.

$65K - $75K/yr

Full-time

Posted yesterday

New


Job description

Description

Position SummaryWe are seeking an experienced, knowledgeable, and detail-oriented Mortgage Underwriter to join our team. This position is responsible for evaluating residential mortgage loan applications and making sound credit decisions while maintaining a strong commitment to quality, compliance, and timely service.
The ideal candidate will have a minimum of three years of mortgage underwriting experience and comprehensive knowledge of Conventional, FHA, and VA lending guidelines. Candidates holding an FHA Direct Endorsement (DE) designation and/orVA LAPP/SAR designation are strongly preferred.
This role requires an underwriter who can independently analyze complex loan scenarios, exercise sound judgment, clearly communicate underwriting decisions, and work collaboratively with Mortgage Consultants, processors, and other members of thelending team.
Key Responsibilities
  • Review and underwrite residential mortgage loan applications for compliance with applicable Fannie Mae, Freddie Mac, FHA, VA, investor, and company guidelines.
  • Analyze borrower creditworthiness, including credit history, income and employment, assets, liabilities, and other financial documentation.
  • Review property and collateral documentation, including appraisals, title information, and other required documentation.
  • Accurately calculate qualifying income for salaried, variable-income, self-employed, rental-income, and other borrower scenarios.
  • Make independent and well-supported underwriting decisions, including approvals, suspensions, and denials.
  • Issue clear, concise, and appropriate underwriting conditions and communicate the reasoning behind underwriting decisions when necessary.
  • Review Automated Underwriting System findings, including Desktop Underwriter (DU) and Loan Product Advisor (LPA), and ensure all applicable requirements are satisfied.
  • Maintain compliance with FHA, VA, Fannie Mae, Freddie Mac, investor, regulatory, and internal lending requirements.
  • Communicate effectively and professionally with Mortgage Consultants, processors, closers, management, and other stakeholders to resolve loan-level questions and conditions.
  • Identify potential risks, inconsistencies, or documentation concerns and escalate significant issues when appropriate.
  • Maintain current knowledge of changing agency, investor, regulatory, and company guidelines.
  • Assist with quality control, audits, post-closing reviews, investor inquiries, and loan-level documentation requests as needed.
  • Manage an underwriting pipeline efficiently while meeting established turn-time and service-level expectations.
  • Contribute to a collaborative team environment focused on responsible lending, exceptional service, and getting loans to the closing table.

Requirements

Required Qualifications

  • Minimum of 3 years of residential mortgage underwriting experience.
  • Strong working knowledge of Fannie Mae, Freddie Mac, FHA, and VA guidelines.
  • Demonstrated ability to analyze complex income, asset, credit, and collateral documentation.
  • Strong analytical skills with the ability to make independent, risk-based credit decisions.
  • Excellent written and verbal communication skills.
  • Exceptional attention to detail, accuracy, and organization.
  • Ability to effectively manage multiple files, priorities, and deadlines in a production-oriented environment.
  • Ability to communicate underwriting conditions and decisions clearly and professionally.
  • Proficiency with mortgage loan origination and underwriting technology, including Encompass, Desktop Underwriter (DU), and Loan Product Advisor (LPA).


Preferred Qualifications

  • FHA Direct Endorsement (DE) designation strongly preferred.
  • VA LAPP/SAR designation preferred.
  • Experience underwriting a broad mix of Conventional, FHA, and VA purchase and refinance transactions.
  • Experience working in a fast-paced mortgage banking environment.


Education

  •  High school diploma or equivalent required.
  • Bachelor's degree in finance, business, accounting, or a related field preferred.