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Mortgage Underwriting Manager Jobs (NOW HIRING)

Visio Lending

Mortgage Underwriting Manager

$105K - $130K/yr

... as a Mortgage Underwriter or related position * 1+ years of supervisory experience * Advanced manual underwriting skills and independent decision-making ability * Proven ability to manage time ...

Cornerstone Capital Bank

Underwriting Manager

The Residential Underwriting Manager is responsible for leading and overseeing the residential mortgage underwriting team, ensuring credit decisions are accurate, timely, compliant, and aligned with ...

AD Mortgage

Mortgage Underwriting Trainer

Troy, MI · On-site

We are seeking a skilled Mortgage Underwriting Trainer to design, implement, and manage training programs that support the development of our underwriting team. This individual will leverage proven ...

Legacy Mutual Mortgage

Underwriting Manager

The Underwriting Manager provides strategic input and leadership in decision making issues ... Implement regulatory, Agency, Investor and mortgage insurer guideline changes. * Make ...

Bold Mortgage

Conventional Underwriter

Miami, FL · On-site

$85K/yr

Performs related duties, as directed by Underwriter or Operations Manager. Qualifications Mortgage ... Minimum three years of mortgage underwriting experience, with solid working knowledge of ...

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Mortgage Underwriting Manager information

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$103.1K

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How much do mortgage underwriting manager jobs pay per year?

As of Aug 15, 2026, the average yearly pay for mortgage underwriting manager in the United States is $103,082.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $121,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a mortgage underwriting manager?

A Mortgage Underwriting Manager requires in-depth knowledge of mortgage lending guidelines, risk assessment, and team leadership, often supported by a bachelor's degree in finance or a related field. Familiarity with loan origination software (LOS), automated underwriting systems (AUS), and industry certifications such as DE (Direct Endorsement) or SAR (Staff Appraisal Reviewer) are beneficial. Strong analytical thinking, effective communication, and organizational abilities set top candidates apart. These skills ensure accurate loan decisions, regulatory compliance, and efficient team performance in a fast-paced lending environment.

How much does a mortgage underwriting manager make?

A mortgage underwriting manager typically earns between $70,000 and $130,000 annually, depending on experience, location, and the size of the organization. They oversee underwriting teams, review loan applications, and ensure compliance with lending standards, often requiring strong analytical skills and industry certifications.

How much does a mortgage underwriting manager earn?

A mortgage underwriting manager typically earns between $70,000 and $120,000 annually, depending on experience, location, and the size of the organization. They often oversee underwriting teams and require strong knowledge of lending guidelines and risk assessment tools.

What does a mortgage underwriting manager do?

A Mortgage Underwriting Manager oversees the loan underwriting process, ensuring that mortgage applications meet company policies and regulatory guidelines. They review loan approvals, assess risks, and provide guidance to underwriting teams. Additionally, they collaborate with sales and compliance teams to improve efficiency and ensure high-quality loan decisions. Their role is crucial in balancing risk management and customer satisfaction.

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Mortgage Underwriting Manager jobs near you
Infographic showing various Mortgage Underwriting Manager job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 86% Full Time, 12% Part Time, and 1% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $103,082 per year, or $49.6 per hour.

Mortgage Underwriting Manager

Genesee Regional Bank

Rochester, NY • On-site

$120K - $140K/yr

Full-time

Re-posted 21 days ago

Job description

SALARY RANGE: $120,000 - $140,000
PRIMARY RESPONSIBILITY:
The Mortgage Underwriting Manager is responsible for managing the functional work and providing guidance to the Underwriting team to ensure that effective policies, procedures, and workflows are in place that result in timely and accurate underwriting and closing of the bank's residential mortgage and consumer loans.
ESSENTIAL FUNCTIONS:
  • Provide strategic direction to the Underwriting Team
  • Responsible for daily supervision/oversight and ongoing developmental objectives of the Mortgage Underwriting team including:
  • Plan and coordinate daily work of direct reports; Train and motivate employees.
  • Monitor and evaluate team performance, holding employees accountable for goals and
  • Development of staff through coaching and performance appraisal process.
  • Manage staff in analyzing and interpreting credit information to maximize credit while minimizing risk to the bank. Ensure loans are in compliance with investor requirements, federal and state laws, and regulations including ATR/QM provisions.
  • Develop and maintain expert knowledge base related to underwriting requirements
  • Collaborate with Residential Mortgage Manager to effectively develop and execute the Bank's mortgage banking strategy.
  • Underwrite and oversee underwriting of conventional and government mortgage loans for sale in the secondary market, bank portfolio loans, HELOCS and all consumer loans.
  • Develop and manage an efficient departmental infrastructure to ensure quality loans are delivered to investors within the appropriate timeframes to maximize revenue to the bank. Develop and maintain the necessary reports and monitoring tools.
  • Work closely with investors to proactively identify problems and trends, ensure appropriate pull through rates and lender performance; work with account representatives to escalate post-closing suspense issues as needed.
  • Ensure Underwriter loan files are covered during absences.
  • Develop Underwriting policies and procedures to ensure the bank is meeting all agency and regulatory requirements.
  • Provide scenario support to mortgage sales and operations partners.
  • Collaborate with mortgage sales, processing, closing and post-closing teams to ensure smooth process flow.
  • Provide secondary review for loans recommended for decline.
  • Maintain knowledge of investor requirements, program guidelines and competitive landscape.
  • Provide reports to management as requested.
  • Active participation in demonstrating the behaviors outlined in the GRB Experience.
  • Collaborate with vendors, service partners, and industry leaders to develop strategies to improve efficiency, reduce risk, and/or improve the loan process from origination through sale and consistently deliver the GRB customer experience.
  • Develop effective risk management methodologies to limit the bank's exposure to regulatory and credit risk.
  • Oversee the bank's partnership with Affordable Housing Providers in a manner that meets production thresholds as well as program requirements.
  • Represents the Underwriting department in audits and examinations of Mortgage Operations and related areas; respond to requests for information from designated departments or agencies.

EDUCATION AND EXPERIENCE:
Bachelor's degree in a business-related discipline plus a minimum of 5 years residential mortgage underwriting experience, or the equivalent combination of education and experience.
In addition, the following experience is strongly preferred:
  • 3+ years of supervisory experience
  • Strong knowledge of mortgage guidelines, loan program and automated underwriting systems.
  • Prior experience with mortgage loan origination systems

COMPETENCIES:
  • Provide a remarkable client experience. Greet clients with warmth, genuine interest and a smile.
  • Holds self and others accountable for measurable, quality, timely results.
  • Is adaptive and receptive to change; removes barriers for staff.
  • Builds & maintains effective relationships at all levels both inside and outside of the Bank.
  • Facilitates cooperation and motivates team members to accomplish group goals.
  • Nurtures growth and is committed to ongoing training and development of staff.
  • Lives the GRB Experience brand for others to emulate; influences and communicates effectively.
  • Demonstrates personal growth and learning.
  • Demonstrated PC literacy.
  • Ability to handle highly confidential information with sensitivity, tact and discretion.
  • Demonstrates decisiveness and confidence.

PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
While performing the duties of this job, the employee is regularly required to use hands or fingers, handle, or feel and reach with hands and arms. The employee frequently is required to stand, sit, and talk or hear. Specific vision abilities required by this job include close vision, distance vision, and ability to adjust focus.
WORK ENVIRONMENT:
The work environment is an indoor, climate-controlled office setting. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
Genesee Regional Bank is an equal opportunity organization. We recruit, employ, train, compensate, and promote without regard to race, religion, color, national origin, age, sex, disability, veteran status, or any other basis protected by applicable federal, state, or local law.
THIS JOB DESCRIPTION IS SUBJECT TO CHANGE AT ANY TIME.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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