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Remote Mortgage Underwriting Jobs (NOW HIRING)

One of the biggest benefits about Underwriting with PRMG is that we encourage remote Underwriting ... Responsibilities Mortgage Underwriter Responsiblities * Underwriter completes a thorough analysis ...

$50K - $60K/yr

Remote work applicants may not work from the following states: California. What You'll Do ... Answer questions and scenarios posted by Sales, Underwriting and Processing * Understanding and ...

Be Seen First

Company Mission Orion Lending is a Nationwide Mortgage Banker, founded by proven industry leaders ... Remote or hybrid arrangements do not alter this requirement. Time zone alignment with the assigned ...

Familiarity with compliance and regulatory requirements related to mortgage underwriting Position location This role is available in the following locations: Remote Time zone requirements The team ...

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Remote Mortgage Underwriting information

What is the difference between Remote Mortgage Underwriting vs Remote Loan Processing?

AspectRemote Mortgage UnderwritingRemote Loan Processing
Primary RoleAssessing loan applications, verifying borrower information, and determining loan approvalGathering, reviewing, and organizing borrower documents, and preparing loan files for underwriting
Required SkillsAnalytical skills, attention to detail, knowledge of lending guidelinesOrganizational skills, communication, document management
Work EnvironmentHome office or remote, within financial institutions or lendersSimilar remote settings, often within mortgage or banking companies
CertificationsMortgage loan originator licenses, underwriting certifications often preferredGenerally no specific certifications required, but familiarity with loan processing software is beneficial

Remote Mortgage Underwriting involves evaluating loan applications and making approval decisions, while Remote Loan Processing focuses on preparing and organizing loan documents. Both roles are essential in the mortgage industry and often work closely together in a remote setting.

More about Remote Mortgage Underwriting jobs

What cities are hiring for Remote Mortgage Underwriting jobs?

Cities with the most Remote Mortgage Underwriting job openings:

What are the most commonly searched types of Mortgage Underwriting jobs?

The most popular types of Mortgage Underwriting jobs are:

What states have the most Remote Mortgage Underwriting jobs?

States with the most job openings for Remote Mortgage Underwriting jobs include:

Infographic showing various Remote Mortgage Underwriting job openings in the United States as of August 2026, with employment types broken down into 94% Full Time, 3% Part Time, and 3% Contract. Highlights an 74% Physical, 9% Hybrid, and 17% Remote job distribution.

Underwriter, Manager (Non-QM)

Cake Mortgage Corp.

Chatsworth, CA • Remote

Full-time

Re-posted 13 days ago


Job description

Description

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a commitment to speed and precision. As we grow, we're looking for forward-thinking professionals who thrive in fast-paced, collaborative environments.


We are seeking an experienced Mortgage Underwriter, Manager to lead our underwriting team. The ideal candidate will have deep knowledge of Non-QM products, strong analytical skills, and proven leadership experience. This role involves overseeing daily underwriting operations, ensuring compliance with company and investor guidelines, mentoring underwriters, and driving continuous improvement in underwriting quality and efficiency.


Key Responsibilities

  • Manage and lead a team of mortgage underwriters, providing coaching, training, and performance feedback.
  • Oversee the underwriting process to ensure accuracy, consistency, and adherence to company, investor, and regulatory guidelines.
  • Review and approve complex or high-risk loan files, including income documentation, creditworthiness, asset verification, and property valuations.
  • Monitor pipeline reports, workflow, and SLAs to ensure timely turn times and service levels are met or exceeded.
  • Collaborate with internal departments (sales, processing, funding, QC, and compliance) to resolve issues and improve loan quality.
  • Serve as the subject matter expert (SME) for Non-QM products, including bank statement loans, asset depletion, DSCR, and other alternative documentation loans.
  • Ensure all underwriting decisions are well-documented and meet internal audit and investor standards.
  • Conduct regular file audits and quality reviews to maintain compliance and reduce repurchase risk.
  • Identify training needs and coordinate with training departments to implement necessary upskilling for the underwriting team.
  • Stay updated on industry trends, guideline changes, and regulatory developments affecting Non-QM lending.

Requirements

  • Minimum 5 years of mortgage underwriting experience.
  • 2+ years in a leadership or managerial role overseeing underwriters.
  • 3+ years direct Non-QM experience.
  • Proficient in analyzing income sources (bank statements, P&L, asset depletion, DSCR, etc.).
  • Strong understanding of mortgage credit risk, fraud detection, and regulatory compliance.
  • Working knowledge of LOS system, Encompass.
  • Excellent communication, organizational, and problem-solving skills.
  • Ability to manage remote teams and multiple priorities in a fast-paced environment.


  • Why Join CAKE Mortgage?
  • Be part of a fast-growing company changing the game in Non-QM.
  • Competitive compensation and performance-based bonuses.
  • Collaborative and entrepreneurial culture.
  • Opportunities for career advancement and innovation.


Cake Mortgage does not tolerate discrimination of any type. Cake Mortgage offers equal employment opportunity to all qualified persons without regard to race, age, color, religion, sex/gender, gender identity, sexual orientation, marital status, medical condition, military or veteran status, national origin, ancestry, disability, or any other considerations made unlawful by Federal, State, or Local law. Cake Mortgage provides eligible and qualified employees with opportunities to advance. Cake Mortgage is an at will employer. Cake Mortgage is committed to providing employees with a work environment free of discrimination and harassment.