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Remote Disability Underwriter Jobs (NOW HIRING)

TEKsystems

Remote Mortgage Underwriter

Tampa, FL · Remote

$22.02 - $39.93/hr

Skills Underwriting, mortgage, loans, appraisal, equity, debt to income rations Description To ... disability • Health Spending Account (HSA) • Transportation benefits • Employee Assistance ...

TEKsystems

Remote Mortgage Underwriter

Atlanta, GA · Remote

$22.02 - $39.93/hr

Skills Underwriting, mortgage, loans, appraisal, equity, debt to income rations Description To ... disability • Health Spending Account (HSA) • Transportation benefits • Employee Assistance ...

Aflac Incorporated

PLADS Group Underwriter III

Columbus, GA · On-site +1

$90K - $120K/yr

If the role is remote, there may be occasions that you are requested to come to the office based on ... Solid Group Life/Disability underwriting knowledge * Understanding of Group Life and Disability ...

Aflac

PLADS Group Underwriter III

Columbus, GA · On-site +1

$90K - $120K/yr

If the role is remote, there may be occasions that you are requested to come to the office based on ... Solid Group Life/Disability underwriting knowledge * Understanding of Group Life and Disability ...

Aflac, Incorporated

PLADS Group Underwriter III

$90K - $120K/yr

If the role is remote, there may be occasions that you are requested to come to the office based on ... Solid Group Life/Disability underwriting knowledge * Understanding of Group Life and Disability ...

Aflac Incorporated

PLADS Group Underwriter III

Shelton, CT · On-site +1

$90K - $120K/yr

If the role is remote, there may be occasions that you are requested to come to the office based on ... Solid Group Life/Disability underwriting knowledge * Understanding of Group Life and Disability ...

Aflac, Incorporated

PLADS Group Underwriter III

Columbus, GA · On-site +1

$90K - $120K/yr

If the role is remote, there may be occasions that you are requested to come to the office based on ... Solid Group Life/Disability underwriting knowledge * Understanding of Group Life and Disability ...

Ruoff Mortgage

Remote DE FHA Underwriter

Fort Wayne, IN · Remote

$70K - $80K/yr

... FHA Underwriter to join our remote Credit Underwriting Team. If you're a detail-oriented ... We provide reasonable accommodations to qualified individuals with disabilities throughout the ...

Ruoff Mortgage

Remote DE FHA Underwriter

Fort Wayne, IN · Remote

$70K - $80K/yr

... FHA Underwriter to join our remote Credit Underwriting Team. If you're a detail-oriented ... We provide reasonable accommodations to qualified individuals with disabilities throughout the ...

Noor WFS

Senior Underwriter

Albany, NY · Remote

$43 - $50/hr

In this fully remote contract role , you will be part of a high-performing Underwriting Team ... disability, veteran status, or any other protected characteristic.

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All JobsRemote Disability Underwriter Jobs

Remote Disability Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do remote disability underwriter jobs pay per year?

As of Jun 30, 2026, the average yearly pay for remote disability underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Remote Disability Underwriter, and why are they important?

To thrive as a Remote Disability Underwriter, you need strong analytical skills, thorough knowledge of insurance principles, and experience with disability underwriting, often supported by a relevant bachelor's degree or industry certifications such as FLMI or ALHC. Familiarity with underwriting software, insurance databases, and secure digital communication platforms is typically required. Exceptional attention to detail, independent decision-making, and effective written communication are vital soft skills for this remote role. These competencies ensure accurate risk assessment, regulatory compliance, and clear collaboration with clients and colleagues in a virtual environment.

What is a Remote Disability Underwriter?

A Remote Disability Underwriter is an insurance professional who evaluates and assesses disability insurance applications while working from a remote location. Their primary role is to determine the risk of insuring an applicant by reviewing medical records, employment details, and other relevant information. They use this information to decide whether to approve, modify, or decline disability insurance coverage and to set appropriate premiums. Working remotely allows them to perform these duties from home or another off-site location, often using secure online systems.

What is the difference between Remote Disability Underwriter vs Remote Claims Adjuster?

AspectRemote Disability UnderwriterRemote Claims Adjuster
Required CredentialsInsurance license, underwriting certificationsClaims handling certifications, insurance licenses
Work EnvironmentHome-based, insurance company settingHome-based, insurance or claims company
Industry UsagePrimarily in life, health, disability insuranceIn property, casualty, health insurance claims
Job FocusAssessing risk, approving disability insurance policiesInvestigating, evaluating, and settling claims

Remote Disability Underwriters and Remote Claims Adjusters both work in the insurance industry from home, but their roles differ. Underwriters focus on evaluating applications and approving policies, while Claims Adjusters handle claims processing and investigations. Both roles require industry-specific certifications and are essential in the insurance process, but they serve different functions within the insurance lifecycle.

What are some common challenges remote disability underwriters face, and how can they effectively manage them?

Remote disability underwriters often encounter challenges such as limited direct communication with colleagues, navigating complex case files independently, and managing time efficiently across multiple cases. To address these, it's important to leverage digital collaboration tools, proactively schedule check-ins with team members, and stay organized with robust task-management systems. Additionally, maintaining clear communication with claims adjusters and medical professionals helps ensure accurate risk assessments and efficient workflow.
More about Remote Disability Underwriter jobs
What cities are hiring for Remote Disability Underwriter jobs? Cities with the most Remote Disability Underwriter job openings:
What are the most commonly searched types of Disability Underwriter jobs? The most popular types of Disability Underwriter jobs are:
What states have the most Remote Disability Underwriter jobs? States with the most job openings for Remote Disability Underwriter jobs include:
What job categories do people searching Remote Disability Underwriter jobs look for? The top searched job categories for Remote Disability Underwriter jobs are:
Remote Disability Underwriter jobs near you
Infographic showing various Remote Disability Underwriter job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Remote Mortgage Underwriter

Remote Mortgage Underwriter

EMM LOANS LLC

Cherry Hill, NJ • Remote

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 9 days ago

Job description

EMM Loans | Full-Time | Remote

EMM Loans is seeking an experienced and detail-oriented Remote Underwriter to join our growing Retail Operations team. We are looking for a strong conventional underwriter with hands-on experience reviewing condo transactions and expertise in agency guidelines.

The ideal candidate will have deep knowledge of Fannie Mae and Freddie Mac underwriting, including condo reviews, along with at least one additional product designation such as FHA, VA, or USDA.

Responsibilities
  • Underwrite residential mortgage loan files in accordance with agency and investor guidelines
  • Review income, assets, credit, collateral, and overall loan eligibility
  • Analyze and underwrite conventional loans, including condo transactions
  • Ensure compliance with Fannie Mae and Freddie Mac requirements
  • Underwrite at least one additional loan product type: FHA, VA, or USDA
  • Communicate loan conditions and decisions clearly with processors, loan officers, and operations staff
  • Maintain productivity and quality standards while meeting turn-time expectations
  • Stay current on agency updates and underwriting guideline changes
Qualifications
  • Minimum 5 years of recent mortgage underwriting experience
  • Strong conventional underwriting experience required
  • Extensive Fannie Mae/Freddie Mac condo underwriting experience required
  • Must possess at least one additional underwriting designation/experience in FHA, VA, or USDA
  • Current DE, SAR, or equivalent certifications are a plus
  • Strong analytical and decision-making skills
  • Ability to work independently in a remote environment
  • Excellent communication and organizational skills
  • Experience with Encompass preferred

Why Join EMM Loans?

At EMM Loans, we combine the energy of a growing organization with the stability and reputation of an established national lender. We believe in innovation, collaboration, and investing in people who want to grow their careers and make an impact.

We Offer:

  • Competitive compensation package
  • Medical, Dental & Vision Insurance
  • Flexible Spending Account (FSA)
  • Company-Paid Life Insurance & Long-Term Disability
  • Additional Buy-Up Insurance Options
  • 401(k) with Employer Match
  • Career growth opportunities
  • Collaborative and entrepreneurial culture
  • Hybrid work environment
  • And more!

All positions are contingent upon successful completion of a background check. EMM Loans participates in E-Verify.

EMM Loans LLC is an Equal Opportunity Employer
NMLS ID: 2926