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Remote Disability Underwriter Jobs (NOW HIRING)

Underwriter

Troy, MI ยท On-site +1

Underwriter Location: Remote in Multiple States/ Hybrid in Only Michigan (dependent upon on ... Basic life and disability insurance * 401(k) plan with 6% company match * 20 days of PTO and two ...

Underwriter - III

Dallas, TX ยท Remote

$46.15/hr

Remote Florida What you'll do: As a Mortgage Underwriter III you'll responsible for underwriting ... If you are an individual with a disability and require a reasonable accommodation to complete any ...

Underwriter Senior - Actuary | Remote

Minneapolis, MN ยท On-site +1

$102K - $121K/yr

May provide general direction and guidance to more junior underwriters. What you do: Analysis ... disability or sexual orientation, or any other characteristics protected under applicable local ...

Underwriter - III

Dallas, TX ยท Remote

$46.15/hr

Remote Florida What you'll do: As a Mortgage Underwriter III you'll responsible for underwriting ... If you are an individual with a disability and require a reasonable accommodation to complete any ...

Stop Loss Underwriter

Trenton, NJ ยท On-site +1

$90K - $110K/yr

This position can either be fully remote (if not within commutable distance to the office) or based ... Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans.

Government Senior Underwriter

Troy, MI ยท On-site +1

$93K - $110K/yr

This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ... We will ensure that individuals with disabilities are provided reasonable accommodation to ...

Insurance Underwriter SME

New York, NY ยท On-site +1

$225/hr

Insurance Underwriter SME (SR-39481) New York, NY (Preferred) / East Coast Remote Fractal is a ... disability status, genetics, protected veteran status, sexual orientation, gender identity or ...

Insurance Underwriter

Lansing, MI ยท On-site +1

$100K - $300K/yr

REMOTE WORK FROM HOME POSSIBLE Industry leader seeks an experienced Parking Garage Underwriter to ... We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs.

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Remote Disability Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do remote disability underwriter jobs pay per year?

As of Jun 6, 2026, the average yearly pay for remote disability underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Remote Disability Underwriter, and why are they important?

To thrive as a Remote Disability Underwriter, you need strong analytical skills, thorough knowledge of insurance principles, and experience with disability underwriting, often supported by a relevant bachelor's degree or industry certifications such as FLMI or ALHC. Familiarity with underwriting software, insurance databases, and secure digital communication platforms is typically required. Exceptional attention to detail, independent decision-making, and effective written communication are vital soft skills for this remote role. These competencies ensure accurate risk assessment, regulatory compliance, and clear collaboration with clients and colleagues in a virtual environment.

What is a Remote Disability Underwriter?

A Remote Disability Underwriter is an insurance professional who evaluates and assesses disability insurance applications while working from a remote location. Their primary role is to determine the risk of insuring an applicant by reviewing medical records, employment details, and other relevant information. They use this information to decide whether to approve, modify, or decline disability insurance coverage and to set appropriate premiums. Working remotely allows them to perform these duties from home or another off-site location, often using secure online systems.

What is the difference between Remote Disability Underwriter vs Remote Claims Adjuster?

AspectRemote Disability UnderwriterRemote Claims Adjuster
Required CredentialsInsurance license, underwriting certificationsClaims handling certifications, insurance licenses
Work EnvironmentHome-based, insurance company settingHome-based, insurance or claims company
Industry UsagePrimarily in life, health, disability insuranceIn property, casualty, health insurance claims
Job FocusAssessing risk, approving disability insurance policiesInvestigating, evaluating, and settling claims

Remote Disability Underwriters and Remote Claims Adjusters both work in the insurance industry from home, but their roles differ. Underwriters focus on evaluating applications and approving policies, while Claims Adjusters handle claims processing and investigations. Both roles require industry-specific certifications and are essential in the insurance process, but they serve different functions within the insurance lifecycle.

What are some common challenges remote disability underwriters face, and how can they effectively manage them?

Remote disability underwriters often encounter challenges such as limited direct communication with colleagues, navigating complex case files independently, and managing time efficiently across multiple cases. To address these, it's important to leverage digital collaboration tools, proactively schedule check-ins with team members, and stay organized with robust task-management systems. Additionally, maintaining clear communication with claims adjusters and medical professionals helps ensure accurate risk assessments and efficient workflow.
More about Remote Disability Underwriter jobs
What cities are hiring for Remote Disability Underwriter jobs? Cities with the most Remote Disability Underwriter job openings:
What are the most commonly searched types of Disability Underwriter jobs? The most popular types of Disability Underwriter jobs are:
What states have the most Remote Disability Underwriter jobs? States with the most job openings for Remote Disability Underwriter jobs include:
Infographic showing various Remote Disability Underwriter job openings in the United States as of May 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
DE Underwriter IV

$85K - $95K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 14 days ago


Job description

Overview

We are always searching for talented Underwriters to join our team. One of the biggest benefits about Underwriting with PRMG is that we encourage remote Underwriting, and you can work for us from anywhere in the nation. ย We are proud to say PRMG has one of the most aggressive bonus structures for Underwriters in the industry. ย Our Bonus structure has allowed some of our underwriters to double their base salary per year.ย  Lastly, we are big on Work Life Balance and Teamwork here, our Underwriters work on a pod system that creates a positive work environment that allows Underwriters the perfect conditions for success and growth.

PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG's Internal and External Job Portal to request a transfer to a different department or position.

Responsibilities

Mortgage Underwriter Responsiblities

  • Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, and FHA/VA guidelines.
  • Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an "investment" quality loan product.
  • Checks accuracy of all calculations and data integrity. Completion of all required underwriting worksheets found in Fast Trac 360 Resource Center.
  • Assists with the training of new underwriters. - Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation.
  • Maintains company standard for Underwriter productivity level, and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions.
  • Strives to meet 3 Underwriting decisions/day within allotted time - Communicates decision on loans to appropriate parties both verbally and in writing.
  • Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager.
  • Available to processors and correspondents for general Underwriter guideline interpretations and questions on specific loan files.
  • Responds to post closing reviews and audits in a timely fashion.
  • Performs related duties, as directed by Underwriter or Operations Manager.
Qualifications

Mortgage Underwriter Qualifications

  • Minimum three years of mortgage underwriting experience, with solid working knowledge of underwriting guidelines.
  • Experience Underwriting private investor and private mortgage insurance guidelines.
  • Strong interpersonal-communication and business-relationship skills.
  • Detail oriented with strong organizational and follow-through skills.
  • Excellent analytical, written communication and verbal communication skills.
  • Technologically proficient.
  • Bachelor's degree in related field or equivalent professional experience.

At PRMG, we not only celebrate and support differences, we thrive on it for the benefit of our employees, our products, and our community. We are proud to be a workplace that provides equal employment opportunities to all employees and applicants and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, marital status, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

MinUSD $85,000.00/Yr.MaxUSD $95,000.00/Yr.Employment Type: FULL_TIME