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Remote Disability Underwriter Jobs in Florida (NOW HIRING)

Underwriter

Miami, FL · On-site +1

$10K/mo

Remote opportunities available in the following states: Alabama, Delaware, Florida, Georgia, Idaho ... Disability, and Critical Illness plans • Life Insurance • 401k/403B with Employer Match • ...

Underwriter

Doral, FL · On-site +1

Remote opportunities available in the following states: Alabama, Delaware, Florida, Georgia, Idaho ... Disability, and Critical Illness plans • Life Insurance • 401k/403B with Employer Match • ...

Benefits Underwriter

Tampa, FL · On-site +1

$60K - $75K/yr

United States-Remote Department: Insurance Agency Position: Full Time-Exempt Engage PEO, recognized ... Health,Life Disability, Dental, and Vision plans * Familiarity with ACA and compliance, preferred

Senior E&S Underwriter

Lake Mary, FL · On-site +1

$91K - $140K/yr

... in office/2 remote). Will also consider other regional/office locations (Ridgeland, MS ... physical disability, race, color, religion, gender, national origin, age, genetic information ...

Senior E&S Underwriter

Sarasota, FL · On-site +1

$91K - $140K/yr

... in office/2 remote). Will also consider other regional/office locations (Ridgeland, MS ... physical disability, race, color, religion, gender, national origin, age, genetic information ...

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Remote Disability Underwriter information

What skills and qualifications are needed to be a remote disability underwriter?

To thrive as a Remote Disability Underwriter, you need strong analytical skills, thorough knowledge of insurance principles, and experience with disability underwriting, often supported by a relevant bachelor's degree or industry certifications such as FLMI or ALHC. Familiarity with underwriting software, insurance databases, and secure digital communication platforms is typically required. Exceptional attention to detail, independent decision-making, and effective written communication are vital soft skills for this remote role. These competencies ensure accurate risk assessment, regulatory compliance, and clear collaboration with clients and colleagues in a virtual environment.

What is a remote disability underwriter?

A Remote Disability Underwriter is an insurance professional who evaluates and assesses disability insurance applications while working from a remote location. Their primary role is to determine the risk of insuring an applicant by reviewing medical records, employment details, and other relevant information. They use this information to decide whether to approve, modify, or decline disability insurance coverage and to set appropriate premiums. Working remotely allows them to perform these duties from home or another off-site location, often using secure online systems.

What is the difference between Remote Disability Underwriter vs Remote Claims Adjuster?

AspectRemote Disability UnderwriterRemote Claims Adjuster
Required CredentialsInsurance license, underwriting certificationsClaims handling certifications, insurance licenses
Work EnvironmentHome-based, insurance company settingHome-based, insurance or claims company
Industry UsagePrimarily in life, health, disability insuranceIn property, casualty, health insurance claims
Job FocusAssessing risk, approving disability insurance policiesInvestigating, evaluating, and settling claims

Remote Disability Underwriters and Remote Claims Adjusters both work in the insurance industry from home, but their roles differ. Underwriters focus on evaluating applications and approving policies, while Claims Adjusters handle claims processing and investigations. Both roles require industry-specific certifications and are essential in the insurance process, but they serve different functions within the insurance lifecycle.

What challenges do remote disability underwriters face and how can they manage them?

Remote disability underwriters often encounter challenges such as limited direct communication with colleagues, navigating complex case files independently, and managing time efficiently across multiple cases. To address these, it's important to leverage digital collaboration tools, proactively schedule check-ins with team members, and stay organized with robust task-management systems. Additionally, maintaining clear communication with claims adjusters and medical professionals helps ensure accurate risk assessments and efficient workflow.
What are the most commonly searched types of Disability Underwriter jobs in Florida? The most popular types of Disability Underwriter jobs in Florida are:
What job categories do people searching Remote Disability Underwriter jobs in Florida look for? The top searched job categories for Remote Disability Underwriter jobs in Florida are:
What cities in Florida are hiring for Remote Disability Underwriter jobs? Cities in Florida with the most Remote Disability Underwriter job openings:
Infographic showing various Remote Disability Underwriter job openings in Florida as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution.

Chief Underwriter - Business Consultant

The Hartford

Lake Mary, FL • On-site, Remote

$86K - $138K/yr

Full-time

Re-posted yesterday


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 121 frontline employees who took The Breakroom Quiz

57th of 303 rated insurance


Job description

Regional Account Chief UW GB - UO07EESr Business Consultant - BB07AE

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

The Underwriting Senior Business Consultant position in Group Reinsurance Plus (GRP) is a dynamic position involving the application of product knowledge and technical underwriting skills to the best practices, training and quality management provided for the benefit of GRP and its reinsurance clients. This position involves partnership with key underwriting and business contacts both internally and externally to deliver creative, yet practical solutions.

Your career here means leveraging your previous underwriting expertise in your new Shared Services role through collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with the underwriting team and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose.

Responsibilities:

Best Practices

  • Act as the gatekeeper of GRP best practices to ensure new guidelines, process and procedures, and related underwriting bulletin articles have been fully vetted.

  • Work closely with GRP Underwriting Subject Matter Experts (SMEs) and GB Underwriting Best Practices to ensure that GRP's underwriting policies and procedures are reflective of current practices, where deemed to be applicable.

  • Draft, peer review and publish new or revised content for our internal underwriting SharePoint sites and external underwriting manuals.

Training and Education

  • Develop, deliver and maintain internal and client company training curriculum, including robust and pertinent case studies, training agreements, knowledge assessments and course evaluations, focusing primarily on the pricing protocols, risk assessment, financial analysis and other topics unique to Group Life, Disabilityand Supplemental Health.

Quality Management

  • Perform internal quality management reviews for group life and disability, including rate development, policies and procedures, proposal and presale analysis memos, and provide thoughtful insight as to an individual's areas of excellence and opportunity.

  • Perform presale quality management reviews for reinsurance clients that perform their own underwriting as well as other special studies, audits and training reviews to gain insight into GRP or client underwriting practices.

  • Develop and work with others to execute on action plans designed to improve the quality of GRP and client underwriting based on quality management results, such as enhanced best practices, training, revised underwriting authority limits, etc.

Strategic Reserve

  • Act as strategic reserve and underwrite new business quotes, renewals and sold case submissions as requested during periods of high demand or limited capacity on other teams.

Other

  • Lead and/or actively participate in various functional or cross-functional initiatives within GRP or with other areas within Group Benefits.

Qualifications:

  • Group life and disability underwriting skills, preferably with 4 or more years underwriting experience including experience rated size segments.

  • Excellent communication, interpersonal and presentation skills, including ability to communicate to audiences with varying levels of expertise and job level.

  • Proven analytical abilities with keen attention to detail balanced with the ability to see and make sense of the big picture, make recommendations and propose solutions.

  • Demonstrated organization and prioritization management skills, including project management and ability to manage competing priorities in a fast-paced work environment

  • Highly self-motivated, takes ownership and is able to work independently and with limited direction

  • Group reinsurance, advanced product, continuous improvement and and/or change management experience preferred but not required.

***This position can be filled at different levels depending on experience

Salary $86,400-$138,600

This role can have a Hybrid or Remote work schedule. Candidates who live near one of our office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday).Candidates who do not live near an office will have aremote work schedule, with the expectation of coming into an office as business needs arise.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

86,400 - 138,600

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us|Our Culture | What It's Like to Work Here | Perks & Benefits


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About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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