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Remote Disability Underwriter Jobs (NOW HIRING)

$65K - $98K/yr

MEM Insurance is seeking a detail-oriented and collaborative Underwriter II to join our ... Short and Long-term Disability Wellness and Recognition * Employee Wellness and Recognition Program ...

Junior Underwriter

Salt Lake City, UT · Remote

$60K - $70K/yr

Ability to work independently in a remote environment while maintaining strong communication and ... disability, veteran status, sexual orientation, gender identity, or any other protected ...

An eagerness to actively participate and connect with the whole team, across remote locations * An ... If you need a reasonable accommodation or alternative review process because of a disability or ...

Stop Loss Underwriter

Las Vegas, NV · On-site +1

$60K - $85K/yr

Remote (United States) About Acrisure A global fintech leader, Acrisure empowers millions of ... Comprehensive medical insurance, dental insurance, and vision insurance; life and disability ...

Stop Loss Underwriter

Stevens Point, WI · On-site +1

$60K - $85K/yr

Remote (United States) About Acrisure A global fintech leader, Acrisure empowers millions of ... Comprehensive medical insurance, dental insurance, and vision insurance; life and disability ...

Government Senior Underwriter

Troy, MI · On-site +1

$93K - $110K/yr

This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ... We will ensure that individuals with disabilities are provided reasonable accommodation to ...

Underwriter Senior - Actuary | Remote

Minneapolis, MN · On-site +1

$102K - $121K/yr

May provide general direction and guidance to more junior underwriters. What you do: Analysis ... disability or sexual orientation, or any other characteristics protected under applicable local ...

Showing results 21-40

Remote Disability Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do remote disability underwriter jobs pay per year?

As of Aug 10, 2026, the average yearly pay for remote disability underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What skills and qualifications are needed to be a remote disability underwriter?

To thrive as a Remote Disability Underwriter, you need strong analytical skills, thorough knowledge of insurance principles, and experience with disability underwriting, often supported by a relevant bachelor's degree or industry certifications such as FLMI or ALHC. Familiarity with underwriting software, insurance databases, and secure digital communication platforms is typically required. Exceptional attention to detail, independent decision-making, and effective written communication are vital soft skills for this remote role. These competencies ensure accurate risk assessment, regulatory compliance, and clear collaboration with clients and colleagues in a virtual environment.

What is a remote disability underwriter?

A Remote Disability Underwriter is an insurance professional who evaluates and assesses disability insurance applications while working from a remote location. Their primary role is to determine the risk of insuring an applicant by reviewing medical records, employment details, and other relevant information. They use this information to decide whether to approve, modify, or decline disability insurance coverage and to set appropriate premiums. Working remotely allows them to perform these duties from home or another off-site location, often using secure online systems.

What is the difference between Remote Disability Underwriter vs Remote Claims Adjuster?

AspectRemote Disability UnderwriterRemote Claims Adjuster
Required CredentialsInsurance license, underwriting certificationsClaims handling certifications, insurance licenses
Work EnvironmentHome-based, insurance company settingHome-based, insurance or claims company
Industry UsagePrimarily in life, health, disability insuranceIn property, casualty, health insurance claims
Job FocusAssessing risk, approving disability insurance policiesInvestigating, evaluating, and settling claims

Remote Disability Underwriters and Remote Claims Adjusters both work in the insurance industry from home, but their roles differ. Underwriters focus on evaluating applications and approving policies, while Claims Adjusters handle claims processing and investigations. Both roles require industry-specific certifications and are essential in the insurance process, but they serve different functions within the insurance lifecycle.

What challenges do remote disability underwriters face and how can they manage them?

Remote disability underwriters often encounter challenges such as limited direct communication with colleagues, navigating complex case files independently, and managing time efficiently across multiple cases. To address these, it's important to leverage digital collaboration tools, proactively schedule check-ins with team members, and stay organized with robust task-management systems. Additionally, maintaining clear communication with claims adjusters and medical professionals helps ensure accurate risk assessments and efficient workflow.
More about Remote Disability Underwriter jobs
What cities are hiring for Remote Disability Underwriter jobs? Cities with the most Remote Disability Underwriter job openings:
What are the most commonly searched types of Disability Underwriter jobs? The most popular types of Disability Underwriter jobs are:
What states have the most Remote Disability Underwriter jobs? States with the most job openings for Remote Disability Underwriter jobs include:
Infographic showing various Remote Disability Underwriter job openings in the United States as of August 2026, with employment types broken down into 97% Full Time, and 3% Contract. Highlights an 3% In-person, and 97% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

$65K - $98K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago


Job description

Candidate must be located in MO, IA, IL, TN, AR, NE, or IL
Are you an experienced insurance professional with a passion for evaluating risk and building strong relationships? MEM Insurance is seeking a detail-oriented and collaborative Underwriter II to join our Underwriting team. In this role, you'll manage your own book of business, applying your knowledge of workers compensation and MEM's underwriting strategy to drive profitable growth and deliver exceptional service to our customers and partners.
At MEM, we believe in doing more than just protecting businesses-we're here to support the people behind them. That includes our employees. We foster a culture of trust, collaboration, and continuous learning. If you're looking for a place where your expertise is valued and your growth is supported, we'd love to meet you.
Essential Duties and Responsibilities:
  • Independently manage an assigned book of business, applying MEM's underwriting philosophy, rating methodology, and guidelines.
  • Evaluate, select, and price new and renewal business within granted underwriting authority.
  • Analyze risk exposures, trends, and loss history using underwriting tools, predictive modeling, and forecasting.
  • Collaborate with producers and policyholders-both virtually and in person-to build strong, consultative relationships.
  • Communicate underwriting decisions clearly and professionally, ensuring alignment with regulatory rules and company standards.
  • Partner with Safety and Risk Services to assess and mitigate risk.
  • Refer business outside of authority as appropriate and support sound underwriting decisions.
  • Participate in cross-functional projects and committees to support company and departmental goals.
  • Serve as a mentor and technical resource for less experienced underwriters and underwriting assistants.

Qualifications:
  • Bachelor's degree in Business Administration, Insurance and Risk Management, or a related field-or equivalent combination of education and underwriting experience.
  • 3 years of workers' compensation underwriting experience required or 3 years of property and casualty underwriting experience including workers' compensation underwriting
  • Valid driver's license required.
  • Insurance designations such as RWCS, AINS, AU, or CPCU are highly encouraged.

Company Culture and Values:
At MEM Insurance, we're more than a workers compensation carrier-we're a team of people who care deeply about protecting businesses and empowering employees. We live our values every day by fostering a culture of integrity, service, and innovation. We believe in investing in our people, encouraging professional development, and celebrating success together. Join a company where your voice matters and your work makes a difference.
Total Rewards:
Health Plans
  • Medical, Dental, and Vision
  • Fertility benefits and fully paid preventative care
  • Dental coverage includes adult orthodontia and other uncommon treatments

Fully Employer-Paid Life and Disability Benefits
  • Life Insurance - three times base salary
  • Accidental Death and Dismemberment
  • Short and Long-term Disability

Wellness and Recognition
  • Employee Wellness and Recognition Program with employer-paid incentives for employees and spouses

Flexible Spending and Savings
  • Flexible Spending Account and Dependent Care options
  • Health Savings Account with generous employer contribution

Time Away from Work
  • Generous PTO accruals
  • 11 Holidays and 4 Early Releases
  • 16 Hours of Volunteer Time Off
  • 20 Days of Paid Parental Leave (in addition to STD)
  • Marriage, Bereavement, and Jury Duty Leave

Additional Benefits
  • Employee Assistance Programs
  • 401(k) Retirement Plan with employer match and profit sharing
  • Adoption Assistance
  • Tuition Assistance