ZipRecruiter

Log In

1

From Home Disability Underwriter Jobs (NOW HIRING)

Auto Owners Insurance Company

Underwriter

Mesa, AZ

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...

Auto-Owners Insurance

Underwriter

Columbia, MO · On-site

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...

Auto-Owners Insurance

Underwriter

Mesa, AZ · On-site

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...

Auto-Owners Insurance

Underwriter

Lakeland, FL · On-site

We offer a merit-based work-from-home program based on job responsibilities. After initial in ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...

Auto-Owners Insurance

Underwriter

Tallahassee, FL · On-site

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...

Auto Owners Insurance Company

Underwriter

Marion, IN

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...

Auto-Owners Insurance

Underwriter

Broomfield, CO · On-site

$59K - $89K/yr

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... disability; health care flexible spending accounts and dependent care flexible spending accounts.

Auto Owners Insurance Company

Underwriter

Peoria, IL

$47K - $83K/yr

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... disability; health care flexible spending accounts and dependent care flexible spending accounts.

Auto-Owners Insurance

Underwriter

Forest, VA · On-site

$49K - $73K/yr

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... disability; health care flexible spending accounts and dependent care flexible spending accounts.

Auto Owners Insurance Company

Underwriter

Forest, VA

$49K - $73K/yr

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... disability; health care flexible spending accounts and dependent care flexible spending accounts.

Aflac

PLADS Group Underwriter III

Columbus, GA · On-site +1

$90K - $120K/yr

You will work from your home (within the continental US) for the remaining portion of the work week ... Solid Group Life/Disability underwriting knowledge * Understanding of Group Life and Disability ...

next page

Showing results 1-20

All Jobsremote JobsFinance and Insurance JobsInsurance JobsInsurance Underwriter JobsFrom Home Disability Underwriter Jobs

From Home Disability Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do from home disability underwriter jobs pay per year?

As of Aug 18, 2026, the average yearly pay for from home disability underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a from home disability underwriter?

A From Home Disability Underwriter is a professional who evaluates insurance applications for disability coverage while working remotely. Their main responsibility is to assess the risk of insuring applicants based on medical records, employment details, and other personal information. They determine whether to approve or deny coverage and set appropriate premium rates. Working from home allows them to perform these duties virtually, often using secure digital platforms provided by their employer.

What are the key skills and qualifications needed to thrive as a from home disability underwriter?

To thrive as a From Home Disability Underwriter, you need strong analytical skills, knowledge of insurance products, and typically a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and regulatory compliance systems is commonly required, and professional certifications like LOMA or CPCU are advantageous. Excellent attention to detail, communication, and decision-making skills help you effectively evaluate claims and collaborate with remote teams. These abilities are essential to accurately assess risk, ensure compliance, and deliver timely decisions in a remote work environment.

How does a from home disability underwriter typically collaborate with other team members and departments while working remotely?

A From Home Disability Underwriter frequently collaborates with claims adjusters, medical consultants, and sales agents through virtual meetings, email, and specialized underwriting software. Despite working remotely, strong communication and organizational skills are essential to ensure timely information sharing and coordinated decision-making. Many companies utilize secure online platforms to facilitate document exchange and case discussions, promoting a connected team environment. Regular check-ins and virtual training sessions also support ongoing professional development and team cohesion.

What is the difference between From Home Disability Underwriter vs From Home Claims Adjuster?

AspectFrom Home Disability UnderwriterFrom Home Claims Adjuster
CredentialsInsurance licenses, underwriting certificationsClaims handling certifications, insurance licenses
Work EnvironmentHome-based, analytical, review of applicationsHome-based, customer interaction, claims assessment
Industry UsageInsurance companies, underwriting departmentsInsurance companies, claims departments
Search & Comparison IntentUnderstanding underwriting roles, job differencesClaims processing roles, job comparison

Both roles are essential in the insurance industry and often work remotely. The main difference is that From Home Disability Underwriters focus on evaluating applications and determining policy eligibility, while From Home Claims Adjusters handle claims after a policy is in force, assessing damages and approving payouts. Understanding these distinctions helps job seekers find the role that best matches their skills and career goals.

Can you work remotely as a from home disability underwriter?

Yes, many disability underwriters can work remotely, especially with the increasing use of digital tools and underwriting software. Remote work often requires strong communication skills, attention to detail, and familiarity with industry-specific systems, and some employers may require relevant certifications or experience. However, availability depends on the employer and specific job requirements.

What cities are hiring for From Home Disability Underwriter jobs?

Cities with the most From Home Disability Underwriter job openings:

What are the most commonly searched types of Disability Underwriter jobs?

The most popular types of Disability Underwriter jobs are:

What states have the most From Home Disability Underwriter jobs?

States with the most job openings for From Home Disability Underwriter jobs include:

From Home Disability Underwriter jobs near you

Lead Disability Underwriter

Massachusetts Mutual Life Insurance Company (MassMutual)

Springfield, MA • On-site, Remote

$163K - $215K/yr

Full-time

Posted 21 days ago

MassMutual rating

7.8

Company rating: 7.8 out of 10

Based on 37 frontline employees who took The Breakroom Quiz

193rd of 309 rated insurance

Job description

The Opportunity:
This role will primarily lead and support the modernization of MassMutual's Disability Income underwriting manual, including evaluation, redesign, and ongoing maintenance of evidence-based medical underwriting guidelines. This is a high-impact, strategic role shaping the future of DI underwriting at MassMutual and an opportunity to build next-generation underwriting guidelines that will support digital transformation and long-term risk performance. Ideal candidate will be a highly experienced Disability Underwriter.
This position is not generally attainable by all incumbents.
The Team:
You'll join a collaborative and forward-thinking team of underwriters from various backgrounds and product expertise, who are motivated to shape the underwriting landscape at MassMutual. As a team, we demonstrate accountability, agility, a dedication to being inclusive, a strong business acumen, and show courage and professionalism when advocating for a particular project or presenting a healthy challenge to the status quo.
The Impact:
  • Lead the modernization and ongoing evolution of MassMutual's Disability Income medical underwriting manual, ensuring it remains innovative, evidence-based, and aligned with business objectives.
  • Develop and maintain medical underwriting guidelines using clinical research, claims experience, emerging trends, and industry best practices.
  • Partner with Claims, Pricing, Medical Directors, Compliance, and Product teams to ensure underwriting guidance is competitive, effective, and appropriately aligned with risk objectives.
  • Translate complex medical, actuarial, and claims insights into clear, actionable underwriting guidance that promotes consistent risk assessment and decision-making.
  • Assess current underwriting frameworks and identify opportunities to improve guideline structure, usability, consistency, and scalability.
  • Support the development of digital and automated underwriting capabilities, including rules-based decisioning tools, knowledge bases, and future underwriting technologies.
  • Champion the adoption of new underwriting practices through training, change management, and ongoing engagement with underwriting teams.
  • Serve as a subject matter expert and strategic partner to underwriting leadership, helping strengthen risk governance, underwriting quality, and profitable growth.

The Minimum Qualifications
  • 10+ years of relevant work experience in DI Insurance Underwriting
  • Experience with research and writing guidelines
  • Mastery knowledge of individual DI insurance practices, underwriting standards, and operations
  • Demonstrated ability to research and interpret medical literature and translate into underwriting action
  • Must have an established approval limit without second signature

The Ideal Qualifications
  • Bachelor's Degree
  • Have an established approval limit
  • Industry exams/designations completed, e.g., ALU 101, 201, 202, LOMA, ALMI, FMLI, ALU, FALU, DIA, DIF, RHU, CLU
  • Direct experience developing or maintaining medical underwriting manuals or formal guideline frameworks
  • Familiarity with impairment-based underwriting frameworks and clinical risk stratification
  • Experience supporting automated / digital underwriting rule implementation

What You Can Expect at MassMutual
MassMutual offers the opportunity to do meaningful work within a purpose-driven organization that values long-term impact over short-term outcomes. In this role, you can expect:
  • Clear areas of ownership and accountability, with work that connects directly to company and customer outcomes
  • A collaborative environment where perspectives are welcomed
  • Access to learning, development, and internal networks that support continuous growth and skill-building over time
  • Employee-led communities and forums that foster connection, learning, and inclusion across the organization
  • A culture grounded in integrity, responsibility, and stewardship-supported by a company with a strong legacy and a future-focused mindset

#LI-MC1
Salary Range:
$163,900-$215,000
At MassMutual, we focus on ensuring fair equitable pay, by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component.
Why Join Us.
We've been around since 1851. During our history, we've learned a few things about making sure our customers are our top priority. In order to meet and exceed their expectations, we must have the best people providing the best thinking, products and services. To accomplish this, we celebrate an inclusive, vibrant and diverse culture that encourages growth, openness and opportunities for everyone. A career with MassMutual means you will be part of a strong, stable and ethical business with industry leading pay and benefits. And your voice will always be heard.
We help people secure their future and protect the ones they love. As a company owned by our policyowners, we are defined by mutuality and our vision to put customers first. It's more than our company structure - it's our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources, and rely on each other when it counts. At MassMutual, we Live Mutual.
MassMutual is an equal employment opportunity employer. We welcome all persons to apply.
If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
At MassMutual, we focus on ensuring fair, equitable pay by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component. For more information about our extensive benefits offerings please check out our Total Rewards at a Glance.

What MassMutual employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply