Jr. Financial/Credit Analyst

Department:

Finance

Reports to:

Sr. Financial Analyst Lead

Location:

Raleigh, NC

Position Status:

Full-Time

Status:

Salary, Exempt

Management Level:

Non-Management

JOB SUMMARY

KIOTI Tractor, a leader in the design and manufacture of compact tractors, utility vehicles, turf care, and compact construction equipment, is seeking a Jr. Financial/Credit Analyst to join our team onsite in Raleigh, NC. The Jr. Financial/Credit Analyst will be responsible for analyzing and monitoring credit risk of assigned territory and recommending and/or approving credit approvals within established guidelines for wholesale financing.

KEY RESPONSIBILITIES OF JOB

• Review and analyze various transactions, including review and analysis of applications, financial statements, credit bureaus, security and legal documents, payment performance, annual reviews etc.
• Prepare credit write-ups when appropriate.
• Actively seeks information regarding customers’ businesses, including organizational structures, finances and industries.
• Understand business processes to assist internal and external customers.
• Credit approval authority based on experience and performance.
• Complete all other duties as assigned.

EDUCATIONAL AND PHYSICAL REQUIREMENTS

• BA/BS in Finance, Accounting, or related field required
• 0-2 years of financial analysis experience preferred
• Up to 10% travel
• Proficient in MS Office: Word, Excel, PowerPoint, and Outlook
• Outstanding written and oral communication skills with the ability to effectively present information