Financial Services Officer (Banker)

TITLE: FINANCIAL SERVICES OFFICER (BANKER)

STATUS: NON-EXEMPT

DEPARTMENT:  ELK GROVE BRANCH

REPORTS TO: BRANCH MANAGER

PAY SCALE: $22.00 - $31.37 PER HOUR

We are seeking a candidate who enjoys being of service to customers and possesses excellent communication skills for our Financial Services Officer (Banker) position at our Elk Grove branch.  An individual who derives satisfaction and accomplishment from assisting others with their financial needs would be successful in our environment.

At Sacramento Credit Union, we believe in diversity, equity and inclusion in the workplace. We welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Our FSOs work a fixed schedule, which allows you the work/life balance you need.  The selected individual will be scheduled to work 37- hours a week as follows:

Monday                  8:30 am – 5:30 pm

Tuesday                 OFF

Wednesday           8:30 am – 5:30 pm 

Thursday               8:30 am - 5:30 pm 

Friday                    8:30 am – 5:30 pm or 9:30 am - 6:30 pm

Saturday               9:30 am - 2:30 pm

Sunday                 OFF

RESPONSIBILITIES INCLUDE:

• Assessing members’ financial needs and advising members on the products and services of benefit to them
• Obtain and evaluate credit reports, calculate debt-to-income ratios on consumer loan applicants, calculate how much of loan applicant’s debt is secured/unsecured
• Determine collateral needs and payment plans for consumer loan applicants
• Meet credit union consumer lending criteria for loan funding limits

MINIMUM QUALIFICATIONS:

• High School Diploma or G.E.D.
• One year experience in a financial institution in a customer service position.
• Working knowledge of financial services products and basic lending practices is desired.
• Demonstrated sales ability in either a financial institution or retail store is highly desirable.
• Demonstrated computer skills and familiarity with software programs such as Word, Excel, MeridianLink, and others.
• Demonstrated inter-personal communication and member contact skills.
• Maintains good attendance record.

Our excellent benefits package includes medical, dental, vision, Paid Time Off, paid holidays, life insurance/AD&D, short-term and long-term disability, 401(k), and more for full-time employees.

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