Mortgage Loan Underwriter

For over 27 years, First Continental Mortgage (FCM) and affiliates, have shared a common purpose to help families realize the American dream of owning a home! We are seeking highly motivated, qualified individuals for the role of Mortgage Loan Underwriter.

FCM is a full-service, FNMA, HUD and VA approved national mortgage lending firm headquartered in Houston, Texas. We specialize in partnering with home builders as well as retail production. We originate over $1 Billion in purchase loans throughourhome-builder partnerships inthree states.

We offer sponsorshipand training for yourDEandLAPP/SAR. Be part of a dynamic and growing organization with a philosophy of investing in its people and promoting within its ranks.

Key Responsibilities

• Service-focused with excellent time-management, multi-tasking skills, and keen attention to detail.
• Underwrite FHA, VA, Conventional conforming and Conventional non-conforming mortgage loans following company, investor, and government standards.

• Evaluate credit / employment history, and financial status of mortgage loan files to determine credit worthiness in compliance with requirements.
• Analyze loan documentation such as credit reports, verification of employment, paystubs, verification of deposit, tax returns, bank statements, appraisals, and all other supporting documentation provided.
• Ensure compliance with federal agencies including FNMA, FHLMC, HUD, and VA
• Other duties as assigned by management.

Requirements

• 3-5 years' experience as a senior level residential mortgage underwriter
• Experience with FHA, VA, and Conventional conforming and non-conforming loans.
• DE / VA LAPP / SAR designations a plus
• Knowledgeable in investor overlay and researching such guidelines.
• Excellent appraisal analysis skills.
• Knowledge of current FNMA, FHLMC, HUD, VA, and investor guidelines.
• Strong analytical decision-making and problem-solving abilities.
• Aptitude for maintaining professional relationships with coworkers.
• Excellent verbal and written communication skills.
• Encompass LOS familiarity.

What FCM Offers We offer a truly competitive compensation package where you'll be rewarded for your performance. Our benefits include:

• Medical, Dental & Vision
• FSA, Life, Supplemental Life, Long Term Disability, and Supplemental Insurance
• Vacation / Sick Time
• 401k
• Remote Flexibility
• Sign-on bonus for well qualified candidates.
• Flexible hours

FCM and its Affiliates are Equal Opportunity Employers.

Join FCM and become part of a dedicated and growing team! To learn more about FCM, please visit our website at https://firstcontinentalmtg.com/