25 of the Highest Paying Insurance Jobs in 2026

The best Insurance jobs can pay up to $188,000 per year.

High Paying Insurance Jobs

• Pricing Actuary

  Salary range: $120,000 - $188,000

  A pricing actuary is a statistician who works in either the insurance or financial industries. In this career, you use your extensive math skills to determine the price of products by calculating risks and analyzing data. Your goal is to ensure the coverage of the company’s expenses like the cost of claims or employee retirement. Your job duties include collecting statistical data, estimating claim payout probabilities like death or serious injury, contributing to policies for new products, handling state filing requirements, and maximizing returns. Actuaries need strong analytical and computer skills. Additional qualifications include a bachelor’s degree in math, statistics, or actuarial science is required.

• Automotive Finance Manager

  Salary range: $106,500 - $174,000

  An Automotive Finance Manager is responsible for overseeing the financing process for new and used vehicles. A Finance Manager is usually the person that sales representatives seek approval from when closing a deal with a potential customer. Aside from managing the finance process, Finance Managers are also in charge of creating sales training programs and ensuring that all transactions meet federal, state, and local regulations.

• Property Underwriter

  Salary range: $70,500 - $166,000

  A property underwriter is responsible for determining the insurance premium funds and coverage amounts needed for property such as real estate, vehicles, and boats. Your main job duties as a property underwriter include screening applicants and examining the risk associated with a property based on factors such as borrower claims history, loan amounts, and environmental circumstances. The career typically requires a bachelor’s degree in business, finance, or a related field and strong analytical skills. You may also pursue professional certification from insurance organizations to demonstrate your expertise and gain a competitive advantage with employers.

• Claims Director

  Salary range: $105,500 - $141,000

  A claims director oversees the daily and long-term operations of an insurance claims department. In this career, you guide the department, establishing uniform policies on insurance coverage and claims for a variety of situations, such as personal injuries, property damage, or casualty loss, based on appraisal information and verification of claims by other insurance specialists. Although your duties and responsibilities are mostly in a managerial capacity, you may advise subordinates or take over claims that are particularly complex. You also represent the department and company and ensure that customers receive excellent service.

• Claims Consultant

  Salary range: $68,000 - $140,000

  A claims consultant is an insurance claims adjuster that helps protect their employers from insurance fraud. As a claims consultant, you perform the typical job duties of a claims adjuster while also conducting specialized investigations on complicated insurance cases. You may be called upon to give court testimony in cases that involve insurance liability and loss. You must receive specialized training to learn the skills necessary to analyze these complex insurance cases. Claims consultants work closely with management, legal teams, and clients, so experience with collaborative investigation is crucial. Additional qualifications include a degree in forensic accounting or a related field.

• Actuary

  Salary range: $116,500 - $137,000

  Actuaries model and measure the financial risk of future events for agencies and corporations that provide insurance, often using software like Excel and SQL. Actuaries are the business professionals most essential to the insurance industry. Their duties include maintaining daily correspondence with clients, programming or implementing risk management software, and strategizing events that bring financial risk to companies and their products. Actuaries price insurance policies and advise corporations on how to meet regulatory standards and balance capital. They lead busy professional lives, and on a daily basis they may review, prepare, and present reports to clients and executives whose financial well-being depends on the results of actuarial science. Four actuary specializations are property-casualty, life, health, and pension.

• Life Insurance Sales Agent

  Salary range: $102,500 - $133,000

  A Life Insurance Sales Agent is a professional salesperson specializing in selling life insurance policies to individuals. They are generally responsible for calling potential clients to add leads to their book of business and make sales, meet with clients, explain the various types of life insurance available, customize packages and quotes for clients, and handle policy renewals. Life Insurance Sales Agents may also be responsible for helping clients plan for their financial future and retirement and help facilitate any additional exams that may be needed for their policies to be underwritten. Those in this role need to be up to date on state regulations regarding insurance and with new policies being offered by the company.

• Casualty Underwriter

  Salary range: $49,000 - $128,500

  A casualty underwriter assesses commercial and personal insurance policy applications. Casualty underwriters must determine the risk exposure to the company for an applicant before an insurance company will issue a policy. Their duties include analyzing property statistics and reviewing the applicant’s history, financial status, and employment to ensure premiums can be met. They weigh the risks of taking on applications and approve amounts for claims and premiums. They are also responsible for monitoring and assessing existing policies.

• Underwriting Manager

  Salary range: $77,000 - $121,000

  As an underwriting manager, your duties are to oversee the daily operations and administrative tasks of the underwriting department, typically under the supervision of a department head or director. Your responsibilities include helping underwriters review applications, establishing appropriate screening protocols, and developing new methodologies and models to assess the financial risk that your company assumes in the course of its transactions with clients. As the manager, you ensure that your team is meeting its goals and understands the objectives of the office. You may also perform customer service functions on behalf of the department.

• Production Underwriter

  Salary range: $100,000 - $120,000

  Production underwriters are an essential part of the commercial property sales and marketing departments of insurance companies. In this role, you travel to different insurance agencies to develop relationships with the agents and promote your company's products and services. Once you have established a contract with an agency, you work with the underwriting department to analyze the financial risk of applicants that come in through that agency and determine if they qualify for coverage. You often need to review loss history reports, credit checks, and independent inspections. Other job duties may include developing underwriting guidelines for your company and training new staff.

• Senior Underwriter

  Salary range: $98,500 - $116,500

  As a senior underwriter, your responsibilities are to oversee the insurance or loan application process at an insurance company or financial institution. Your duties include deciding when to offer a policy, assessing the risk of a potential customer, and ensuring the company has adequate funds to finance each claim an account makes (whether that is paying out insurance claims or extending a line of credit). Senior underwriters often consider whether it is appropriate to offer a loan, coordinate with a bank on complex customer issues, proactively search for ways to reduce the risk of future claims, and participate in strategy meetings with staff. A significant amount of underwriting is automated, so you typically focus on cases that are too complex to be evaluated by existing algorithms.

• Field Examiner

  Salary range: $72,500 - $116,500

  A field examiner is an advisor and analyst at a banking or lending institution. As a field examiner, your primary responsibilities center on the regulation of banks, ensuring that the institution is following best practices in their interactions with borrowers, especially when it comes to issues with collateral. Your day-to-day job duties include interacting with bank management at all branches, assessing all banking operations, and creating new strategies to mitigate risk. Field examiners often travel from branch to branch. Important qualifications include a bachelor’s degree in a related field, usually finance, and work experience in the banking industry. Field examiners must have excellent analytical, communication, and leadership skills.

• Commercial Real Estate Underwriter

  Salary range: $81,000 - $110,500

  A commercial real estate underwriter examines loan requests that involve commercial buildings and projects. Their duties are to write reports that evaluate the risk or potential loss on proposals and suggest contingencies to account for unforeseen circumstances. Responsibilities include determining a borrower’s creditworthiness by using data such as their job and credit history and recommending any changes to the loan coverage. Qualifications for a commercial real estate underwriter include a bachelor’s degree, an understanding of current lender policies, and an ability to evaluate property values.

• Consulting Actuary

  Salary range: $81,500 - $110,000

  A consulting actuary provides accounting and risk-assessment advice to clients. As a consulting actuary, you either work as part of a large consulting agency or as a freelancer. Your duties are to collect and analyze data and provide a solution to the company or client with whom you are consulting. Qualifications for a career as a consulting actuary include several years of experience in the actuarial field, and skills related performing financial audits and risk modeling. If you have a job as a freelance consulting actuary you will need to be comfortable seeking out new clients.

• Actuarial Analyst

  Salary range: $71,500 - $109,500

  Insurance companies hire actuarial analysts to measure the probability of accidents, injuries, product failures, and deaths that can occur within specific circumstances. In this job, you calculate the potential costs for these events. This data allows insurance companies to create policies and assign price values. This career also requires strong computer skills, advanced research capabilities, and proficiency in mathematics.

• Field Underwriter

  Salary range: $91,500 - $109,500

  Field underwriters inspect the property listed in insurance applications to determine whether or not their employer should approve the application and provide coverage for the home, building, car, or other property. In this role, your job duties include reviewing each application to ensure it is complete, running a credit check on the applicant, contacting the applicant to confirm the data submitted, then setting up a time to travel to the applicant's location to evaluate the items in the application. You must inspect the property thoroughly, documenting all of your findings, to make an informed recommendation to the company on approving or denying the request. Once you have completed your inspection, you forward your information to the agent handling the applicant's file to be processed.

• Reinsurance Accountant

  Salary range: $75,000 - $103,500

  A reinsurance accountant prepares reinsurance reporting packages for client accounts and offers assistance with servicing and accounting for existing reinsurance deals. As a reinsurance accountant, you prepare, review, and approve payments; help implement and improve systems to ensure accurate accounting; and report on ceded reinsurance activity. Your responsibilities also include setting up new client reporting, helping with agent negotiation, handling enrollment in new or amended agreements, and assisting with administrative tasks. You are expected to monitor claims and premiums, perform risk management, and lead the analysis and reconciliation of reinsurance to support financial statement preparation. Other duties include fulfilling reporting requests from various departments and clients as needed, as well as communicating issues and new trends to management while providing your recommendations.

• Insurance Broker

  Salary range: $76,000 - $100,000

  Insurance brokers are professionals in the insurance industry who sell, solicit, and negotiate insurance for a living. They are regulated by the state and must meet certain licensing requirements to do business in their state. Insurance brokers are professional advisers, representing and working on behalf of their clients. Brokers help clients understand their risks and advise them on which assets merit insurance and which do not. Insurance brokers may have industry specializations as well. Keep in mind that insurance brokers are not actual insurers; they are the liaisons between the insurance companies and clients and work on the client’s behalf.

• Insurance Adjuster

  Salary range: $48,000 - $100,000

  An Insurance Adjuster, also known as a Claims Adjuster is a professional who assesses insurance claims of all kinds. They help decide if there should be a payout for each claim and, according to the policy and the circumstances, how much should be paid. Insurance Adjusters make this determination by speaking with the one who filed the claim, assessing any damages, speaking with witnesses, and reading reports filed by officials. The Adjuster will typically come in-person to speak with you and take pictures of the damage before writing the report.

• Health Insurance Specialist

  Salary range: $51,500 - $100,000

  Health or medical insurance specialist is a general name given to those who work in a healthcare facility, overseeing financial proceeding for patients. As a health insurance specialist, your responsibilities may include checking for insurance coverage, verifying health information, and liaising with health professionals and patients on all factors related to billing. You may also be responsible for proofreading all billing and medical coding to make sure there are no errors. As this is an umbrella term covering several jobs, your specific duties vary based on your position. You must have excellent organizational skills and may need some post-secondary education training in this career.

• Home Insurance Agent

  Salary range: $80,000 - $100,000

  A Home Insurance Agent helps clients obtain homeowners insurance policies that reflect their budgets and needs. Generally, you work for an insurance company and help clients understand their insurance options and find the best policy for their unique situation. The most successful applicants are knowledgeable, engaging, hard-working, and able to inspire trust. As a Home Insurance Agent, you’ll have a clear understanding of the insurance industry and be able to communicate policy features and explain benefits. Some Home Insurance Agents also offer financial planning services. Additionally, those in this role are often experts on local insurance regulations and weather conditions. Home Insurance Agents must pass a licensing exam to operate in the state.

• Insurance Manager

  Salary range: $66,500 - $99,000

  An insurance manager oversees the performance of all the employees who work for an insurance branch and verifies that all corporate policies are followed, including the filing of client records. Specifically, as an insurance manager, you supervise a sales agent or broker to help them drive sales and make sure they sell enough policies. Then, you ensure each of your sales agents receives a commission for excelling in their duties. To maximize profits, you set premiums by using actuary data and information from appraisers to determine the likelihood of clients filing claims, as well as the value of their assets. In this role, you are typically involved in many actions that the branch takes, such as the approval, denial, or investigation of claims.

• Final Expense Agent

  Salary range: $62,500 - $98,500

  As a final expense agent, your job is to sell life insurance products that cover the legal, funeral, and immediate household expenses of the deceased. These packages typically range from $5,000 to $25,000, and your employer wants to see sales of your product go as high as possible. To get these sales, you pursue leads, contact new clients, calculate expected expenses in a given region, and coordinate with the agency's marketers. Final expense agents also spend time researching the market, studying the available plans, and determining which plans are most likely to appeal to a specific client. Most buyers are 55 or older.

• Life Insurance Actuary

  Salary range: $79,500 - $98,500

  A life insurance actuary helps determine pricing for life insurance policies to minimize cost and risk. As a life insurance actuary, your duties include assessing risk and uncertainty among customer bases, performing financial analysis, and creating reports for salespeople and management. Qualifications for becoming a life insurance actuary typically include a bachelor’s degree in mathematics, actuarial science, or a related field, as well as professional actuary certification. Many candidates gain relevant job experience and skills through summer internships or by starting at a different position at an insurance firm. Other useful skills include strong attention to detail, excellent written and verbal communication, and analytical problem-solving abilities.

• Insurance Loss Control Surveyor

  Salary range: $79,500 - $98,500

  As an insurance loss control surveyor, your job is to inspect sites, assess their risk, create a report, and produce documents to support the underwriting process. You may also fill out paperwork for a claim, coordinate with managers and overseers for a project, and help companies reduce their overall exposure. Insurance loss control surveyors frequently look for ways to reduce their company's insurance costs. This job is also known as an insurance loss control consultant. Most people in this field work directly for businesses instead of for insurance companies, but some insurance agencies use this job to help customers. Regardless of your employer, your main role is helping other people understand and reduce their potential for losses.