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Property Underwriter Jobs (NOW HIRING)

Hippo Insurance

Property Underwriter

Austin, TX · On-site

Property Underwriter Location: Austin, TX, Dallas, TX (Hybrid/Flexible) Reporting to: Senior Manager, Underwriting About Hippo: Hippo was built on a promise: make homeownership effortless. Nearly a ...

Chubb

Underwriter, Property

Dallas, TX · On-site

The Property Underwriter will manage a property renewal book while also producing new business. The position will primarily be focused on underwriting mono-line property opportunities. However, the ...

Chubb

Senior Underwriter - Property

Los Angeles, CA · On-site

$87K - $149K/yr

The Senior Property Underwriter will manage a property renewal book while also producing new business. The position will primarily be focused on underwriting mono-line property opportunities. However ...

Chubb

Senior Underwriter, Property

Whitehouse Station, NJ · On-site

$100K - $165K/yr

The Senior Property Underwriter will manage a property renewal book while also producing new business. The position will primarily be focused on underwriting mono-line property opportunities. However ...

Chubb

Senior Underwriter, Property

Chicago, IL · On-site

$100K - $165K/yr

The Senior Property Underwriter will manage a property renewal book while also producing new business. The position will primarily be focused on underwriting mono-line property opportunities. However ...

The Hartford

Large Property Underwriter

Seattle, WA · On-site

$99K - $186K/yr

Role Overview As part of our expanding Large Property business unit, you'll manage relationships with agents/brokers across a defined territory. You'll underwrite new and renewal business, deliver ...

The Hartford

Large Property Underwriter

Los Angeles, CA · On-site

$99K - $186K/yr

Role Overview As part of our expanding Large Property business unit, you'll manage relationships with agents/brokers across a defined territory. You'll underwrite new and renewal business, deliver ...

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Property Underwriter information

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$64.5K

$107.5K

$172.5K

How much do property underwriter jobs pay per year?

As of Jul 26, 2026, the average yearly pay for property underwriter in the United States is $107,464.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,500.00 and $166,000.00 per year, depending on experience, location, and employer.

Is underwriting a high paying career?

Property underwriters typically earn competitive salaries that increase with experience, certifications, and the size of the company. While salaries vary by location and industry, the role generally offers a stable income with potential for advancement and bonuses. It is considered a well-paying career within the insurance and finance sectors.

Will AI replace underwriting?

Property underwriters analyze risk and determine policy terms, and AI tools are increasingly used to assist with data analysis and risk assessment. While AI can automate routine tasks and improve efficiency, human underwriters are still essential for complex decision-making and evaluating nuanced factors. AI is expected to augment rather than fully replace underwriters in the near future.

What are some common challenges faced by property underwriters in evaluating complex commercial properties?

Property underwriters often encounter challenges when assessing complex commercial properties due to factors like unique building features, diverse occupancy types, and varying local regulations. Accurately determining replacement costs and understanding specialized risks—such as environmental hazards or historical building concerns—require thorough research and strong analytical skills. Collaborating closely with risk engineers, brokers, and claims professionals is essential to gather all necessary information and ensure comprehensive risk assessment. Staying updated on market trends and regulatory changes also helps underwriters make informed decisions and provide competitive, accurate quotes.

What are the key skills and qualifications needed to thrive as a Property Underwriter, and why are they important?

To thrive as a Property Underwriter, you need strong analytical skills, attention to detail, and a background in finance, insurance, or risk management—often supported by a relevant degree or professional certification (such as CPCU). Familiarity with underwriting software, risk assessment tools, and industry databases is typically required. Excellent communication, negotiation, and decision-making abilities help you stand out in evaluating risks and collaborating with clients and brokers. These skills are crucial for accurately assessing property risks, making sound underwriting decisions, and maintaining profitable insurance portfolios.

What Is a Property Underwriter?

A property underwriter is responsible for determining the insurance premium funds and coverage amounts needed for property such as real estate, vehicles, and boats. Your main job duties as a property underwriter include screening applicants and examining the risk associated with a property based on factors such as borrower claims history, loan amounts, and environmental circumstances. The career typically requires a bachelor’s degree in business, finance, or a related field and strong analytical skills. You may also pursue professional certification from insurance organizations to demonstrate your expertise and gain a competitive advantage with employers.

What does a property underwriter do?

A property underwriter evaluates insurance applications for property coverage by assessing risks, reviewing property details, and determining appropriate policy terms and premiums. They use tools like underwriting guidelines and may require knowledge of risk assessment and insurance regulations to make informed decisions.

Is underwriting a stressful job?

Property underwriters assess risks and determine policy terms, which can involve high-pressure decision-making and meeting deadlines. The job may be stressful during busy periods or when handling complex cases, but it also offers structured workflows and industry-standard tools to manage workload effectively.
More about Property Underwriter jobs
What cities are hiring for Property Underwriter jobs? Cities with the most Property Underwriter job openings:
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Property Underwriter jobs near you
Infographic showing various Property Underwriter job openings in the United States as of July 2026, with employment types broken down into 86% Full Time, 12% Part Time, 1% Temporary, and 1% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $107,464 per year, or $51.7 per hour.
Property Underwriter

Property Underwriter

Hippo Insurance

Austin, TX • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 15 days ago

Job description

Title: Property Underwriter
Location: Austin, TX, Dallas, TX (Hybrid/Flexible)
Reporting to: Senior Manager, Underwriting
About Hippo:
Hippo was built on a promise: make homeownership effortless. Nearly a decade later, that mission still drives us. We use technology and data to help our customers stay ahead of problems and protect what matters most.
Today, that same tech-native approach powers our work beyond homeowners. Hippo operates as a diversified carrier platform, partnering with MGAs to deliver tailored program solutions that help them grow and deliver better customer experiences. Behind that work is a team that values ownership, curiosity, collaboration, and continuous improvement.
If you're energized by building what's next, we'd love to meet you.
About You:
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You possess extensive knowledge of ISO homeowners' policies, supplemental products, coverages, and endorsements, and apply solid risk assessment, eligibility, coverage, and rating analysis skills on a case-by-case basis with strong attention to detail. You apply state-specific and geographic knowledge to resolve unique underwriting exposures and challenges, and have strong proficiency in technical underwriting, compliance, and products. You thrive in a fast-paced environment and are self-motivated with a drive to grow and develop within the underwriting field.
About This Role:
We are seeking a highly motivated and detail-oriented Property Underwriter to join our team. The Property Underwriter will be responsible for evaluating and assessing risk to determine homeowners' policy eligibility. This role requires strong analytical skills, attention to detail, and the ability to make sound decisions based on established guidelines and policies.
What You'll Do:
  • Underwrite new and renewal homeowners' line of business.
  • Analyze risk information and make specific recommendations for additional actions such as inspections, loss prevention, etc.
  • Address queries from other departments, such as claims, billing, and customer support. Act within your underwriting authority and escalate issues if necessary.
  • Communicate effectively with various distribution partners and leadership to resolve underwriting matters.
  • Recommend improvements to the underwriting process to underwriting managers and technology counterparts.

What You Bring:
  • 2+ years of experience in P&C Homeowners underwriting
  • Bachelor's degree in finance, business administration, or a related field or equivalent experience
  • Strong technical underwriting, analytical, and critical thinking skills.
  • Excellent attention to detail and accuracy.
  • Ability to work effectively in a fast-paced environment and manage multiple tasks simultaneously.
  • Excellent communication and interpersonal skills.
  • Proficiency in Microsoft Office Suite and other relevant software applications.
  • Experience in underwriting in CA and TX markets strongly preferred
  • Wildfire and catastrophic underwriting experience preferred

Benefits and Perks:
Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we're fortunate to provide all of our Hippos with:
  • Healthy Hippos Benefits - Multiple medical plans to choose from and 100% employer covered dental & vision plans for our team members and their families. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP)
  • Equity -This position is eligible for equity compensation
  • Training and Career Growth - Training and internal career growth opportunities
  • Flexible Time Off - You know when and how you should recharge
  • Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers
  • Hippo Habitat - Snacks and drinks available and catered lunches for onsite employees

Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion.
Hippo's applicants are considered solely based on their qualifications, without regard to an applicant's disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo's People Team to make the need for an accommodation known.
Hippo CCPA

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