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Property Underwriter Jobs (NOW HIRING)

Ryan Specialty

Underwriting Assistant

Melville, NY · On-site

$20 - $27.50/hr

The role offers exposure to Middle Market Property business, broker interactions, and underwriting decision-making processes while working alongside an experienced team. Location: Hybrid out of ...

Hippo Insurance

Property Underwriter

Austin, TX · On-site

Property Underwriter Location: Austin, TX, Dallas, TX (Hybrid/Flexible) Reporting to: Senior Manager, Underwriting About Hippo: Hippo was built on a promise: make homeownership effortless. Nearly a ...

Ryan Specialty

Underwriting Assistant

New York, NY · Hybrid

$26 - $32.50/hr

The role offers exposure to Middle Market Property business, broker interactions, and underwriting decision-making processes while working alongside an experienced team. Location: Hybrid out of ...

Ryan Specialty

Underwriting Assistant

New York, NY · Hybrid

$26 - $32.50/hr

The role offers exposure to Middle Market Property business, broker interactions, and underwriting decision-making processes while working alongside an experienced team. Location: Hybrid out of ...

Ryan Specialty

Underwriting Assistant

Melville, NY · Hybrid

$26 - $32.50/hr

The role offers exposure to Middle Market Property business, broker interactions, and underwriting decision-making processes while working alongside an experienced team. Location: Hybrid out of ...

Ryan Specialty

Underwriting Assistant

Melville, NY · Hybrid

$26 - $32.50/hr

The role offers exposure to Middle Market Property business, broker interactions, and underwriting decision-making processes while working alongside an experienced team. Location: Hybrid out of ...

Ryan Specialty, LLC

Property Underwriter

Manhattan, NY · On-site

$88 - $110/hr

Position Summary We are seeking an experienced Property Underwriter to join our growing Middle Market Property team. This is an excellent opportunity for a highly motivated underwriter who thrives in ...

Hippo Insurance

Property Underwriter

Austin, TX · On-site

$120K - $140K/yr

Property Underwriter Location: Austin, TX / Dallas, TX / San Jose, CA / Morristown, NJ (Hybrid/Flexible) Reporting to: Senior Manager, Underwriting About Hippo: Hippo was built on a promise: make ...

Chubb

Senior Underwriter, Property

Whitehouse Station, NJ · On-site

$100K - $165K/yr

The Senior Property Underwriter will manage a property renewal book while also producing new business. The position will primarily be focused on underwriting mono-line property opportunities. However ...

Chubb

Senior Underwriter, Property

San Francisco, CA · On-site

$100K - $165K/yr

The Senior Property Underwriter will manage a property renewal book while also producing new business. The position will primarily be focused on underwriting mono-line property opportunities. However ...

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Property Underwriter information

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$64.5K

$107.5K

$172.5K

How much do property underwriter jobs pay per year?

As of Sep 6, 2026, the average yearly pay for property underwriter in the United States is $107,464.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,500.00 and $166,000.00 per year, depending on experience, location, and employer.

What is a property underwriter?

A property underwriter is responsible for determining the insurance premium funds and coverage amounts needed for property such as real estate, vehicles, and boats. Your main job duties as a property underwriter include screening applicants and examining the risk associated with a property based on factors such as borrower claims history, loan amounts, and environmental circumstances. The career typically requires a bachelor’s degree in business, finance, or a related field and strong analytical skills. You may also pursue professional certification from insurance organizations to demonstrate your expertise and gain a competitive advantage with employers.

What are the key skills and qualifications needed to thrive as a property underwriter, and why are they important?

To thrive as a Property Underwriter, you need strong analytical skills, attention to detail, and a background in finance, insurance, or risk management—often supported by a relevant degree or professional certification (such as CPCU). Familiarity with underwriting software, risk assessment tools, and industry databases is typically required. Excellent communication, negotiation, and decision-making abilities help you stand out in evaluating risks and collaborating with clients and brokers. These skills are crucial for accurately assessing property risks, making sound underwriting decisions, and maintaining profitable insurance portfolios.

What are some common challenges faced by property underwriters in evaluating complex commercial properties?

Property underwriters often encounter challenges when assessing complex commercial properties due to factors like unique building features, diverse occupancy types, and varying local regulations. Accurately determining replacement costs and understanding specialized risks—such as environmental hazards or historical building concerns—require thorough research and strong analytical skills. Collaborating closely with risk engineers, brokers, and claims professionals is essential to gather all necessary information and ensure comprehensive risk assessment. Staying updated on market trends and regulatory changes also helps underwriters make informed decisions and provide competitive, accurate quotes.

Do property underwriters make a lot of money?

Property underwriters typically earn a median annual salary that varies by experience and location, with entry-level positions starting around $50,000 and experienced underwriters earning over $80,000. Salaries can increase with industry certifications and advanced skills in risk assessment and underwriting software.

Is property underwriting a stressful job?

Property underwriting can be stressful due to the need for accuracy, risk assessment, and meeting deadlines. Underwriters often work with complex data and must make critical decisions, which can contribute to job pressure, especially during high workload periods or when dealing with difficult cases.

What qualifications do you need to be a property underwriter?

To become a property underwriter, candidates typically need a bachelor's degree in fields such as finance, business, or risk management. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and underwriting software. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.
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Property Underwriter jobs near you
Infographic showing various Property Underwriter job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 83% In-person, and 17% Remote job distribution, with an average salary of $107,464 per year, or $51.7 per hour.

Underwriting Assistant

Ryan Specialty

Melville, NY • On-site

$20 - $27.50/hr

Full-time

PTO

Re-posted yesterday

Job description

Position Summary
We are seeking an Underwriting Assistant to join our growing Middle Market Property team. This role supports the underwriting process for both new business and renewal accounts by coordinating submissions, maintaining underwriting documentation, assisting with account analysis, and providing exceptional service to brokers and internal stakeholders.
This is an excellent opportunity for an organized, detail-oriented insurance professional who enjoys working in a fast-paced environment and is interested in building a long-term career in commercial property underwriting. The role offers exposure to Middle Market Property business, broker interactions, and underwriting decision-making processes while working alongside an experienced team.
Location: Hybrid out of either the Melville, NY or New York City office.
What will your job entail?
Job Responsibilities
  • Support the underwriting team in managing Middle Market Property new business and renewal accounts.
  • Coordinate underwriting activities including submissions, quotes, binds, policy issuance, endorsements, and renewals.
  • Review submissions and gather necessary underwriting information to ensure complete and accurate account documentation.
  • Maintain accurate and up-to-date underwriting records, policy files, and account information within company systems.
  • Assist with renewal preparation, including gathering information, preparing documentation, and communicating with brokers.
  • Communicate with brokers, agents, clients, and internal stakeholders to obtain additional information, answer inquiries, and assist with account servicing needs.
  • Review account documentation for completeness and assist underwriters with risk analysis and account evaluation.
  • Monitor underwriting workflows and follow up on outstanding items to support timely service and file completion.
  • Ensure underwriting activities comply with company guidelines, regulatory requirements, and documentation standards.
  • Assist with audits, reporting activities, and other administrative underwriting functions.
  • Deliver responsive customer service and help maintain strong broker relationships that contribute to team success.
  • Stay informed on underwriting procedures, property insurance products, and market trends to support continued professional development.

Required Qualifications
  • 1+ years of experience in insurance, underwriting support, account management, policy administration, customer service, or a related role.
  • Strong organizational skills with the ability to manage multiple priorities in a fast-paced environment.
  • Excellent attention to detail and commitment to accuracy.
  • Strong written, verbal, and interpersonal communication skills.
  • Ability to build productive relationships with brokers, clients, and internal business partners.
  • Proficiency with Microsoft Office applications and the ability to learn insurance systems and underwriting platforms.

Preferred Qualifications
  • Experience supporting commercial Property insurance business.
  • Exposure to underwriting, renewals, policy issuance, endorsements, or insurance operations.
  • Bachelor's degree in Business, Risk Management, Insurance, Finance, or a related field.
  • Active Property & Casualty license or ability to obtain as required.
  • Interest in pursuing a long-term career within commercial underwriting.

Why Join Us?
  • Opportunity to join a growing Middle Market Property team.
  • Exposure to both new business and renewal underwriting activities.
  • Collaborative team environment with dedicated training and mentorship.
  • Meaningful interaction with brokers and underwriting professionals.
  • Clear opportunity for career development and advancement within underwriting.
  • Gain experience in a high-volume, transactional environment that builds strong technical underwriting foundations.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.
How We Support Our Teammates
Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.
The target hourly rate range for this position is $26.00 - $32.50 per hour.
The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.
We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com
The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

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