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Property Underwriter Jobs (NOW HIRING)

The Hartford

Large Property Underwriter

Brea, CA

$99K - $186K/yr

Role Overview As part of our expanding Large Property business unit, you'll manage relationships with agents/brokers across a defined territory. You'll underwrite new and renewal business, deliver ...

The Hartford

Large Property Underwriter

Seattle, WA · On-site

$99K - $186K/yr

Role Overview As part of our expanding Large Property business unit, you'll manage relationships with agents/brokers across a defined territory. You'll underwrite new and renewal business, deliver ...

The Hartford

Large Property Underwriter

Scottsdale, AZ · On-site

$99K - $186K/yr

Role Overview As part of our expanding Large Property business unit, you'll manage relationships with agents/brokers across a defined territory. You'll underwrite new and renewal business, deliver ...

Swiss Re

Underwriter Property General - CorSo

Plano, TX · Hybrid

$156K - $234K/yr

Our Property Team is looking for a property underwriter with recognized experience and visibility in the Commercial Property insurance market and a successful track record in underwriting both global ...

Swiss Re

Underwriter Property General - CorSo

Chicago, IL · Hybrid

$156K - $234K/yr

Our Property Team is looking for a property underwriter with recognized experience and visibility in the Commercial Property insurance market and a successful track record in underwriting both global ...

Swiss Re

Underwriter Property General - CorSo

Houston, TX · Hybrid

$156K - $234K/yr

Our Property Team is looking for a property underwriter with recognized experience and visibility in the Commercial Property insurance market and a successful track record in underwriting both global ...

Swiss Re

Underwriter Property General - CorSo

Chicago, IL · On-site

$156K - $234K/yr

Our Property Team is looking for a property underwriter with recognized experience and visibility in the Commercial Property insurance market and a successful track record in underwriting both global ...

Axis Capital

Underwriter - E&S Property

Alpharetta, GA · On-site

  • Medical

  • Retirement

  • PTO

Underwriter - E&S Property About the Team AXIS' Excess & Surplus (E&S) Property Division operates within one of the most complex and dynamic areas of the E&S insurance market. The team partners ...

CoAction

Senior Property Underwriter

Morristown, NJ · On-site +1

$101K - $119K/yr

  • Medical

  • Dental

  • Retirement

  • PTO

The Underwriter will be responsible for developing and managing a book of profitable Commercial E&S Property business. The candidate will also be responsible for building and maintaining effective ...

CoAction

Senior Property Underwriter

Glendale, CA · On-site +1

$104K - $123K/yr

  • Medical

  • Dental

  • Retirement

  • PTO

The Underwriter will be responsible for developing and managing a book of profitable Commercial E&S Property business. The candidate will also be responsible for building and maintaining effective ...

Chubb

Executive Underwriter, Property

San Francisco, CA · On-site

$100 - $130/hr

The Commercial Insurance Division is seeking to fill an Executive Property Underwriter position in the Pacific North Region. The primary focus of the position will be Monoline Property, Builders Risk ...

CoAction

Senior Property Underwriter

Morristown, NJ · On-site

$101K - $119K/yr

  • Medical

  • Dental

  • Retirement

  • PTO

The Underwriter will be responsible for developing and managing a book of profitable Commercial E&S Property business. The candidate will also be responsible for building and maintaining effective ...

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Property Underwriter information

See salary details

$64.5K

$107.5K

$172.5K

How much do property underwriter jobs pay per year?

As of Aug 18, 2026, the average yearly pay for property underwriter in the United States is $107,464.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,500.00 and $166,000.00 per year, depending on experience, location, and employer.

What is a property underwriter?

A property underwriter is responsible for determining the insurance premium funds and coverage amounts needed for property such as real estate, vehicles, and boats. Your main job duties as a property underwriter include screening applicants and examining the risk associated with a property based on factors such as borrower claims history, loan amounts, and environmental circumstances. The career typically requires a bachelor’s degree in business, finance, or a related field and strong analytical skills. You may also pursue professional certification from insurance organizations to demonstrate your expertise and gain a competitive advantage with employers.

What are the key skills and qualifications needed to thrive as a property underwriter, and why are they important?

To thrive as a Property Underwriter, you need strong analytical skills, attention to detail, and a background in finance, insurance, or risk management—often supported by a relevant degree or professional certification (such as CPCU). Familiarity with underwriting software, risk assessment tools, and industry databases is typically required. Excellent communication, negotiation, and decision-making abilities help you stand out in evaluating risks and collaborating with clients and brokers. These skills are crucial for accurately assessing property risks, making sound underwriting decisions, and maintaining profitable insurance portfolios.

What are some common challenges faced by property underwriters in evaluating complex commercial properties?

Property underwriters often encounter challenges when assessing complex commercial properties due to factors like unique building features, diverse occupancy types, and varying local regulations. Accurately determining replacement costs and understanding specialized risks—such as environmental hazards or historical building concerns—require thorough research and strong analytical skills. Collaborating closely with risk engineers, brokers, and claims professionals is essential to gather all necessary information and ensure comprehensive risk assessment. Staying updated on market trends and regulatory changes also helps underwriters make informed decisions and provide competitive, accurate quotes.

Do property underwriters make a lot of money?

Property underwriters typically earn a median annual salary that varies by experience and location, with entry-level positions starting around $50,000 and experienced underwriters earning over $80,000. Salaries can increase with industry certifications and advanced skills in risk assessment and underwriting software.

Is property underwriting a stressful job?

Property underwriting can be stressful due to the need for accuracy, risk assessment, and meeting deadlines. Underwriters often work with complex data and must make critical decisions, which can contribute to job pressure, especially during high workload periods or when dealing with difficult cases.

What qualifications do you need to be a property underwriter?

To become a property underwriter, candidates typically need a bachelor's degree in fields such as finance, business, or risk management. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and underwriting software. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.
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Property Underwriter jobs near you
Infographic showing various Property Underwriter job openings in the United States as of August 2026, with employment types broken down into 85% Full Time, 13% Part Time, 1% Temporary, and 1% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $107,464 per year, or $51.7 per hour.

Large Property Underwriter

The Hartford

Brea, CA

$99K - $186K/yr

Full-time

Re-posted 19 hours ago

The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 121 frontline employees who took The Breakroom Quiz

57th of 309 rated insurance

Job description

Executive Underwriter - UW07CDSenior Underwriter - UW08CA

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

Update as of July 23, 2026: Added Portland, OR location and this role can hire at a Senior Underwriter level.

At The Hartford, our underwriters are central to helping businesses protect what matters most. Join a team known for delivering tailored coverages while collaborating with our business partners.

This role offers:
Collaboration & Innovation: Work alongside peers and leaders, contributing creative coverage solutions and influencing key decisions.
Career Growth: Opportunities to advance in technical or leadership paths.
Inclusive Culture: A workplace that values diverse perspectives and values different approaches to business production.


Role Overview
As part of our expanding Large Property business unit, you'll manage relationships with agents/brokers across a defined territory. You'll underwrite new and renewal business, deliver risk management services, and support profitable growth across industries like manufacturing, healthcare, technology, and real estate.

What We're Looking For

  • Effective communication skills with internal business partners and external trading partners

  • Relationship management skills

  • Collaborative spirit and teamwork mindset

  • Strong risk/exposure analysis skills and underwriting acumen

Qualifications
Bachelor's degree preferred (or equivalent experience)
3+ years in commercial property underwriting and marketing
Strong broker relationships in the region
Strong presentation skills
Entrepreneurial, goal-oriented, and resilient
Valid driver's license (company pool car may be provided)

* The Hartford is proud to offer our teammates a hybrid work environment. Selected candidate must be located in commuting distance to the listed location and have the ability to travel within the assigned region given the broker facing sales nature of this role. *

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$99,600 - $186,000

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us|Our Culture | What It's Like to Work Here | Perks & Benefits

What The Hartford employees say

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Get the full story on Breakroom

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About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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