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Property Underwriter Jobs (NOW HIRING)

Chubb

Senior Underwriter, Property

Whitehouse Station, NJ

$100K - $165K/yr

The Senior Property Underwriter will manage a property renewal book while also producing new business. The position will primarily be focused on underwriting mono-line property opportunities. However ...

New

The Hartford

Large Property Underwriter

Brea, CA · On-site

$124K - $186K/yr

Role Overview As part of our expanding Large Property business unit, you'll manage relationships with agents/brokers across a defined territory. You'll underwrite new and renewal business, deliver ...

Chubb

Senior Underwriter, Property

Chicago, IL · On-site

$100K - $165K/yr

The Senior Property Underwriter will manage a property renewal book while also producing new business. The position will primarily be focused on underwriting mono-line property opportunities. However ...

Chubb

Underwriter, Property

Walnut Creek, CA · On-site

$97K - $164K/yr

The Commercial Insurance Division is seeking to fill an Property Underwriter position in the Pacific North Region. The primary focus of the position will be Monoline Property, Builders Risk, and ...

Munich Re

E&S Property Underwriter

Chicago, IL · On-site

E&S Property Underwriter We are adding to our diverse team of experts and are looking to hire those who are committed to building a culture that enables the creation of innovative solutions for our ...

Munich Re

E&S Property Underwriter

Philadelphia, PA

E&S Property Underwriter We are adding to our diverse team of experts and are looking to hire those who are committed to building a culture that enables the creation of innovative solutions for our ...

Munich Re

E&S Property Underwriter

Chicago, IL

E&S Property Underwriter We are adding to our diverse team of experts and are looking to hire those who are committed to building a culture that enables the creation of innovative solutions for our ...

Munich Re

E&S Property Underwriter

Manhattan, NY

E&S Property Underwriter We are adding to our diverse team of experts and are looking to hire those who are committed to building a culture that enables the creation of innovative solutions for our ...

Munich Re

E&S Property Underwriter

Princeton, NJ · On-site

E&S Property Underwriter We are adding to our diverse team of experts and are looking to hire those who are committed to building a culture that enables the creation of innovative solutions for our ...

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Property Underwriter information

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$64.5K

$107.5K

$172.5K

How much do property underwriter jobs pay per year?

As of Jun 17, 2026, the average yearly pay for property underwriter in the United States is $107,464.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,500.00 and $166,000.00 per year, depending on experience, location, and employer.

How much do underwriters make?

Property underwriters in North Carolina typically earn an average annual salary of around $60,000 to $75,000, depending on experience, certifications, and the employer. Salaries can vary based on the complexity of policies handled and the underwriter’s level of expertise.

Will AI replace underwriting?

AI is increasingly used in property underwriting to analyze data and assess risks more efficiently. However, human underwriters are still essential for complex evaluations, decision-making, and applying industry judgment. AI tools complement underwriters' expertise but are unlikely to fully replace the role in the near future.

What are some common challenges faced by property underwriters in evaluating complex commercial properties?

Property underwriters often encounter challenges when assessing complex commercial properties due to factors like unique building features, diverse occupancy types, and varying local regulations. Accurately determining replacement costs and understanding specialized risks—such as environmental hazards or historical building concerns—require thorough research and strong analytical skills. Collaborating closely with risk engineers, brokers, and claims professionals is essential to gather all necessary information and ensure comprehensive risk assessment. Staying updated on market trends and regulatory changes also helps underwriters make informed decisions and provide competitive, accurate quotes.

What are the key skills and qualifications needed to thrive as a Property Underwriter, and why are they important?

To thrive as a Property Underwriter, you need strong analytical skills, attention to detail, and a background in finance, insurance, or risk management—often supported by a relevant degree or professional certification (such as CPCU). Familiarity with underwriting software, risk assessment tools, and industry databases is typically required. Excellent communication, negotiation, and decision-making abilities help you stand out in evaluating risks and collaborating with clients and brokers. These skills are crucial for accurately assessing property risks, making sound underwriting decisions, and maintaining profitable insurance portfolios.

What Is a Property Underwriter?

A property underwriter is responsible for determining the insurance premium funds and coverage amounts needed for property such as real estate, vehicles, and boats. Your main job duties as a property underwriter include screening applicants and examining the risk associated with a property based on factors such as borrower claims history, loan amounts, and environmental circumstances. The career typically requires a bachelor’s degree in business, finance, or a related field and strong analytical skills. You may also pursue professional certification from insurance organizations to demonstrate your expertise and gain a competitive advantage with employers.

What does a property underwriter do?

A property underwriter evaluates insurance applications for property coverage by assessing risks, reviewing property details, and determining appropriate policy terms and premiums. They use tools like underwriting guidelines and may require knowledge of risk assessment and insurance regulations to make informed decisions.

Is underwriting a stressful job?

Property underwriters assess risks and determine policy terms, which can involve high attention to detail and meeting deadlines, leading to some stress. The job often requires strong analytical skills and the ability to handle workload fluctuations, but stress levels vary depending on the employer and individual workload management.
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Property Underwriter jobs near you
Infographic showing various Property Underwriter job openings in the United States as of June 2026, with employment types broken down into 85% Full Time, 13% Part Time, and 2% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $107,464 per year, or $51.7 per hour.
Senior Underwriter, Property

Senior Underwriter, Property

Chubb

Whitehouse Station, NJ

$100K - $165K/yr

Other

Posted 2 days ago

Chubb rating

8.1

Company rating: 8.1 out of 10

Based on 63 frontline employees who took The Breakroom Quiz

133rd of 261 rated insurance

Job description

The Senior Property Underwriter will manage a property renewal book while also producing new business.  The position will primarily be focused on underwriting mono-line property opportunities. However, the underwriter will be charged with cross selling and uncovering other lines of business for others within Commercial Insurance.

The Senior Property Underwriter must develop book growth, maintain superior relationships, and implement effective and profitable pricing rate strategies.  Underwriting will include marketing and servicing accounts based on Chubb guidelines. 

The candidate will be responsible for developing and implementing a business plan to grow the property book through prospect identification and pipeline development, new business production and account management. 

The Senior Property Underwriter will have accountability for the financial performance of the property book of business, achieving growth for the assigned branch, region, and territory.  They will identify opportunities for growth within new and existing production sources, identify cross sell opportunities, conduct agency planning/goal setting including monitoring of progress and make regular broker and insured visits. 

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.
  • Bachelor's degree or equivalent experience.
  • Minimum of 3 to 5 years of commercial property underwriting experience.
  • Strong sales and marketing skills are also critical.
  • Must be able to demonstrate success in marketing, producer/book management and new business development. 
  • Must also be able to successfully negotiate on all levels with both internal and external partners and nurture key producer relations. 
  • The ideal candidate for the role will possess a high degree of proficiency with the underwriting process, risk analysis, and work effectively in collaboration with an Underwriting Associate. 
  • Effective desk management is a critical part of this role. 
  • Must have exemplary ability to effectively interact with all levels of customers and coworkers and exhibit strong interpersonal and written communication skills. 
  • Knowledge and proficiency with underwriting technical issues, compliance, coverage, products, pricing & strategies expected. 
  • Proficiency in Microsoft Office Suite as well as other business-related software required. 
  • We are looking for a candidate who is highly motivated to succeed and is results oriented with solid business acumen.

The pay range for the role is $100,000 to $165,000. The specific offer will depend on an applicant's skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program.  Chubb offers a comprehensive benefits package, more details on which can be found on our careers website.  The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.

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About Chubb

Sourced by ZipRecruiter

Chubb is the world's largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. We are a unique global organization with a culture of individuals passionately committed to our respective crafts. With underwriting at our core, each of us contributes to providing the best insurance coverage and service to our clients. Our highly collaborative, inclusive nature helps us drive better business outcomes through diversity of background, experiences, insights and values.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

Warren, NJ, US

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