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Senior Property Underwriter Jobs (NOW HIRING)

The Senior Property Underwriter will manage a property renewal book while also producing new business. The position will primarily be focused on underwriting mono-line property opportunities. However ...

The Senior Property Underwriter will manage a property renewal book while also producing new business. The position will primarily be focused on underwriting mono-line property opportunities. However ...

Senior Underwriter, Property

Chicago, IL · On-site

$100K - $165K/yr

The Senior Property Underwriter will manage a property renewal book while also producing new business. The position will primarily be focused on underwriting mono-line property opportunities. However ...

Senior Property Underwriter

Morristown, NJ · On-site

$101K - $119K/yr

The Underwriter will be responsible for developing and managing a book of profitable Commercial E&S Property business. The candidate will also be responsible for building and maintaining effective ...

Senior Property Underwriter

Morristown, NJ · On-site +1

$101K - $119K/yr

The Underwriter will be responsible for developing and managing a book of profitable Commercial E&S Property business. The candidate will also be responsible for building and maintaining effective ...

Senior Property Underwriter

Glendale, CA · On-site +1

$104K - $123K/yr

The Underwriter will be responsible for developing and managing a book of profitable Commercial E&S Property business. The candidate will also be responsible for building and maintaining effective ...

Senior Underwriter, Property

Alpharetta, GA · On-site

$92K - $109K/yr

The Senior Property Underwriter will manage a property renewal book while also producing new business. The position will primarily be focused on underwriting mono-line property opportunities. However ...

Property Underwriter Location: Austin, TX, Dallas, TX (Hybrid/Flexible) Reporting to ... Senior Manager, Underwriting About Hippo: Hippo was built on a promise: make homeownership ...

VP, Senior Property Underwriter, Treaty

Miami, FL · On-site

$94K - $111K/yr

The position is responsible for developing, marketing, and underwriting of US Property Treaty ... and senior management). We are looking for a candidate who is comfortable with open-ended ...

VP, Senior Property Underwriter, Treaty

Miami, FL · Hybrid

$94K - $111K/yr

The position is responsible for developing, marketing, and underwriting of US Property Treaty ... and senior management). We are looking for a candidate who is comfortable with open-ended ...

Large Property Underwriter

Seattle, WA · On-site

$99K - $186K/yr

Added Portland, OR location and this role can hire at a Senior Underwriter level. At The Hartford ... Role Overview As part of our expanding Large Property business unit, you'll manage relationships ...

Added Portland, OR location and this role can hire at a Senior Underwriter level. At The Hartford ... Role Overview As part of our expanding Large Property business unit, you'll manage relationships ...

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Senior Property Underwriter information

See salary details

$37K

$106.6K

$133.5K

How much do senior property underwriter jobs pay per year?

As of Jul 27, 2026, the average yearly pay for senior property underwriter in the United States is $106,601.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $116,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Property Underwriter, and why are they important?

To thrive as a Senior Property Underwriter, you need deep knowledge of risk assessment, property insurance products, and underwriting guidelines, usually backed by a bachelor's degree and significant industry experience. Familiarity with underwriting software, property valuation tools, and certifications such as CPCU or ARM is common in the role. Strong analytical thinking, negotiation skills, and attention to detail, along with effective communication, set top performers apart. These skills enable accurate risk evaluation, profitable portfolio management, and productive relationships with brokers and clients.

How much does a senior underwriter get paid?

A senior property underwriter typically earns between $70,000 and $120,000 annually, depending on experience, location, and the size of the employer. They often have advanced knowledge of underwriting software and industry regulations, which can influence compensation levels.

Will AI replace underwriting?

As a senior property underwriter, AI is increasingly used to assist in analyzing data, assessing risks, and automating routine tasks. However, human judgment remains essential for complex decision-making, interpretation of nuanced information, and ensuring accurate risk evaluation. AI tools enhance efficiency but are unlikely to fully replace underwriters in the near future.

How much do senior underwriters make in the US?

Senior property underwriters in the US typically earn between $80,000 and $130,000 annually, depending on experience, location, and the size of the employer. They often have specialized knowledge of underwriting software and risk assessment, which can influence salary levels.

What does a Senior Property Underwriter do?

A Senior Property Underwriter is responsible for evaluating and assessing complex property insurance applications to determine the level of risk involved and decide whether to provide insurance coverage. They analyze information such as property value, location, construction, and loss history, and may also negotiate terms, premiums, and coverage limits with brokers or clients. Senior underwriters often handle large or high-profile accounts and may mentor junior staff, ensuring that underwriting guidelines and company policies are followed.

What is the highest paying underwriting job?

Senior property underwriters tend to have higher salaries compared to entry-level roles, especially in large firms or specialized markets. Highest-paying underwriting positions often require extensive experience, advanced certifications, and expertise in complex or high-value property risks, with salaries reaching six figures in some cases.

How do Senior Property Underwriters typically collaborate with other departments to assess and manage risk?

Senior Property Underwriters frequently work closely with risk engineers, claims adjusters, actuaries, and brokers to thoroughly evaluate potential and existing risks. This collaboration ensures a comprehensive understanding of each property's exposures and helps tailor coverage solutions that align with both client needs and company guidelines. Regular meetings and cross-departmental communication are common, allowing underwriters to stay updated on market trends, emerging risks, and claims data, ultimately leading to more informed underwriting decisions.

What is the difference between Senior Property Underwriter vs Property Underwriter?

AspectSenior Property UnderwriterProperty Underwriter
CredentialsTypically requires 5+ years of experience, relevant certifications (e.g., CPCU), and advanced underwriting knowledgeEntry to mid-level experience, basic underwriting certifications often sufficient
Work EnvironmentSenior roles often involve complex risk assessment, mentorship, and decision-making authorityFocus on evaluating property risks, processing applications, and supporting senior underwriters
Employer & Industry UsageCommon in large insurance companies, commercial lines, and specialty insurersUsed across various insurance providers, including smaller firms and regional offices

The main difference between a Senior Property Underwriter and a Property Underwriter lies in experience, responsibility, and complexity of cases handled. Senior underwriters typically have more expertise, handle complex risks, and may mentor junior staff, whereas property underwriters focus on evaluating and processing property insurance applications at an entry or mid-level.

What cities are hiring for Senior Property Underwriter jobs? Cities with the most Senior Property Underwriter job openings:
What states have the most Senior Property Underwriter jobs? States with the most job openings for Senior Property Underwriter jobs include:
Infographic showing various Senior Property Underwriter job openings in the United States as of July 2026, with employment types broken down into 86% Full Time, 12% Part Time, 1% Temporary, and 1% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $106,601 per year, or $51.3 per hour.
Senior Underwriter, Property

Senior Underwriter, Property

Chubb

Whitehouse Station, NJ

$100K - $165K/yr

Other

Posted 11 days ago


Chubb rating

8.2

Company rating: 8.2 out of 10

Based on 66 frontline employees who took The Breakroom Quiz

135th of 299 rated insurance


Job description

The Senior Property Underwriter will manage a property renewal book while also producing new business.  The position will primarily be focused on underwriting mono-line property opportunities. However, the underwriter will be charged with cross selling and uncovering other lines of business for others within Commercial Insurance.

The Senior Property Underwriter must develop book growth, maintain superior relationships, and implement effective and profitable pricing rate strategies.  Underwriting will include marketing and servicing accounts based on Chubb guidelines. 

The candidate will be responsible for developing and implementing a business plan to grow the property book through prospect identification and pipeline development, new business production and account management. 

The Senior Property Underwriter will have accountability for the financial performance of the property book of business, achieving growth for the assigned branch, region, and territory.  They will identify opportunities for growth within new and existing production sources, identify cross sell opportunities, conduct agency planning/goal setting including monitoring of progress and make regular broker and insured visits. 

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.
  • Bachelor's degree or equivalent experience.
  • Minimum of 3 to 5 years of commercial property underwriting experience.
  • Strong sales and marketing skills are also critical.
  • Must be able to demonstrate success in marketing, producer/book management and new business development. 
  • Must also be able to successfully negotiate on all levels with both internal and external partners and nurture key producer relations. 
  • The ideal candidate for the role will possess a high degree of proficiency with the underwriting process, risk analysis, and work effectively in collaboration with an Underwriting Associate. 
  • Effective desk management is a critical part of this role. 
  • Must have exemplary ability to effectively interact with all levels of customers and coworkers and exhibit strong interpersonal and written communication skills. 
  • Knowledge and proficiency with underwriting technical issues, compliance, coverage, products, pricing & strategies expected. 
  • Proficiency in Microsoft Office Suite as well as other business-related software required. 
  • We are looking for a candidate who is highly motivated to succeed and is results oriented with solid business acumen.

The pay range for the role is $100,000 to $165,000. The specific offer will depend on an applicant's skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program.  Chubb offers a comprehensive benefits package, more details on which can be found on our careers website.  The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.


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About Chubb

Sourced by ZipRecruiter

Chubb is the world's largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. We are a unique global organization with a culture of individuals passionately committed to our respective crafts. With underwriting at our core, each of us contributes to providing the best insurance coverage and service to our clients. Our highly collaborative, inclusive nature helps us drive better business outcomes through diversity of background, experiences, insights and values.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

Warren, NJ, US