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Senior Property Underwriter Jobs (NOW HIRING)

Swiss Re

Underwriter Property General - CorSo

Houston, TX · Hybrid

$156K - $234K/yr

Our Property Team is looking for a property underwriter with recognized experience and visibility ... The estimated base salary range for the Senior Underwriter level is $156,000 to $234,000. The ...

Swiss Re

Underwriter Property General - CorSo

Chicago, IL · On-site

$156K - $234K/yr

Our Property Team is looking for a property underwriter with recognized experience and visibility ... The estimated base salary range for the Senior Underwriter level is $156,000 to $234,000. The ...

Axis Capital

Underwriter - E&S Property

Alpharetta, GA · On-site

Underwriter - E&S Property About the Team AXIS' Excess & Surplus (E&S) Property Division operates ... Attend broker and client meetings, typically alongside more senior underwriting leadership ...

vantagerisk

VP, Underwriting - US Property

Atlanta, GA · Hybrid

$195K - $250K/yr

This role reports to the SVP, Head of Large Property, and is a flexible, hybrid opportunity based ... and underwriter assistants both technically and professionally. * Maintaining awareness of ...

AXIS Capital

Underwriter - E&S Property

Alpharetta, GA · On-site

Underwriter - E&S Property About the Team AXIS' Excess & Surplus (E&S) Property Division operates ... Attend broker and client meetings, typically alongside more senior underwriting leadership ...

New

The Hartford

Large Commercial Property Underwriter

$78K - $149K/yr

Senior Underwriter - UW08CAUnderwriter - UW08CB We're determined to make a difference and are proud ... Role Overview As part of our expanding Large Property business unit, you'll manage relationships ...

Socket.dev

VP, Underwriting - US Property

Chicago, IL · On-site

$195 - $250/hr

This role reports to the SVP, Head of Large Property, and is a flexible, hybrid opportunity based ... and underwriter assistants both technically and professionally. * Maintaining awareness of ...

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Senior Property Underwriter information

See salary details

$37K

$106.6K

$133.5K

How much do senior property underwriter jobs pay per year?

As of Aug 18, 2026, the average yearly pay for senior property underwriter in the United States is $106,601.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $116,500.00 per year, depending on experience, location, and employer.

What does a senior property underwriter do?

A Senior Property Underwriter is responsible for evaluating and assessing complex property insurance applications to determine the level of risk involved and decide whether to provide insurance coverage. They analyze information such as property value, location, construction, and loss history, and may also negotiate terms, premiums, and coverage limits with brokers or clients. Senior underwriters often handle large or high-profile accounts and may mentor junior staff, ensuring that underwriting guidelines and company policies are followed.

What are the key skills and qualifications needed to thrive as a senior property underwriter?

To thrive as a Senior Property Underwriter, you need deep knowledge of risk assessment, property insurance products, and underwriting guidelines, usually backed by a bachelor's degree and significant industry experience. Familiarity with underwriting software, property valuation tools, and certifications such as CPCU or ARM is common in the role. Strong analytical thinking, negotiation skills, and attention to detail, along with effective communication, set top performers apart. These skills enable accurate risk evaluation, profitable portfolio management, and productive relationships with brokers and clients.

How do senior property underwriters typically collaborate with other departments to assess and manage risk?

Senior Property Underwriters frequently work closely with risk engineers, claims adjusters, actuaries, and brokers to thoroughly evaluate potential and existing risks. This collaboration ensures a comprehensive understanding of each property's exposures and helps tailor coverage solutions that align with both client needs and company guidelines. Regular meetings and cross-departmental communication are common, allowing underwriters to stay updated on market trends, emerging risks, and claims data, ultimately leading to more informed underwriting decisions.

What is the difference between Senior Property Underwriter vs Property Underwriter?

AspectSenior Property UnderwriterProperty Underwriter
CredentialsTypically requires 5+ years of experience, relevant certifications (e.g., CPCU), and advanced underwriting knowledgeEntry to mid-level experience, basic underwriting certifications often sufficient
Work EnvironmentSenior roles often involve complex risk assessment, mentorship, and decision-making authorityFocus on evaluating property risks, processing applications, and supporting senior underwriters
Employer & Industry UsageCommon in large insurance companies, commercial lines, and specialty insurersUsed across various insurance providers, including smaller firms and regional offices

The main difference between a Senior Property Underwriter and a Property Underwriter lies in experience, responsibility, and complexity of cases handled. Senior underwriters typically have more expertise, handle complex risks, and may mentor junior staff, whereas property underwriters focus on evaluating and processing property insurance applications at an entry or mid-level.

What cities are hiring for Senior Property Underwriter jobs?

Cities with the most Senior Property Underwriter job openings:

What states have the most Senior Property Underwriter jobs?

States with the most job openings for Senior Property Underwriter jobs include:

Senior Property Underwriter jobs near you
Infographic showing various Senior Property Underwriter job openings in the United States as of August 2026, with employment types broken down into 85% Full Time, 13% Part Time, 1% Temporary, and 1% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $106,601 per year, or $51.3 per hour.

Senior Wholesale Property Underwriter

MSIG Holdings USA, Inc.

Chicago, IL

$110K - $215K/yr

Full-time

Re-posted 8 days ago

Job description

MSIG USA continues to grow!

Company Overview:

MSIG USA is the US-based subsidiary ofMS&AD Insurance Group Holdings, Inc., one of the world's top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business's unique risks.

Summary/Job Purpose:

Underwrites profitable property business on a nationwide basis in accordance with Corporate goals.

Essential Functions:

  • Selects and underwrites complex property risks within delegated underwriting authority.

  • Reviews applications and requirements to determine acceptability of risk in accordance with Company guidelines and standards. Perform all aspects of the underwriting process and due diligence including review and analysis of financial documents and individual risk factors.Applies appropriate pricing techniques according to company filings and state/bureau conformance.

  • Monitors underwriting results, premium and loss trends within assigned book of business.

  • Deliver quality service to brokers and customers within established service metrics for new, renewal and interim requests. Develop and cultivate new and existing broker and customer relationships in assigned territory.Work with brokers and clients to create customized insurance solutions.Source new business opportunities through a strong broker and client network.

  • Prepares or analyzes information on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations in order to drive results within the assigned territory.

  • Document accounts in accordance with regulatory and internal underwriting guidelines.

  • Establishes and executes effective and efficient producer and client visits (with appropriate business units - Risk Engineering, Claims and Marketing Representatives) in order to maintain and increase new business.

  • Enhances technical expertise in the area of Industrial and Global property underwriting including assisting in Underwriting Manager in the training and development of department staff.

Supervisory Responsibilities:

This position has no supervisory responsibilities.

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and Experience Required:

  • Bachelor's degree (B. A.) required
  • 7+ years of related multi-line background required.
  • Existing producer relationships preferred.
  • Must have demonstrated negotiation and production skills.
  • Excellent verbal and written communication skills

SALARY: The estimated salary range for this position is $110,000 to $215,000 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate's relevant experience, location, and other job-related factors.

It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!


It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.

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