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Property Underwriter Jobs (NOW HIRING)

AXIS Capital

Underwriter - E&S Property

Alpharetta, GA

  • Medical

  • Retirement

  • PTO

Underwriter - E&S Property About the Team AXIS' Excess & Surplus (E&S) Property Division operates within one of the most complex and dynamic areas of the E&S insurance market. The team partners ...

New

vantagerisk

VP, Underwriting - US Property

Atlanta, GA · Hybrid

$195K - $250K/yr

  • Medical

  • Retirement

... and underwriter assistants both technically and professionally. * Maintaining awareness of competitor capabilities and strategies, as well as the overall property insurance marketplace. Ideal ...

Chubb

Senior Underwriter, Property

Alpharetta, GA · On-site

$96K - $113K/yr

The Senior Property Underwriter will manage a property renewal book while also producing new business. The position will primarily be focused on underwriting mono-line property opportunities. However ...

Everest Re Group

Property Facultative Underwriter

New York, NY · Hybrid

$100K - $145K/yr

  • Medical

  • Life

  • Retirement

  • PTO

Title: Property Facultative Underwriter Company: Everest Reinsurance Company Job Category: Underwriting About Everest: Everest is a global leader in risk management, rooted in a rich, 50+ year ...

The Hartford

Large Commercial Property Underwriter

$78K - $149K/yr

Role Overview As part of our expanding Large Property business unit, you'll manage relationships with agents/brokers across a defined territory. You'll underwrite new and renewal business, deliver ...

Socket.dev

VP, Underwriting - US Property

Chicago, IL · On-site

$195 - $250/hr

  • Medical

  • Retirement

... and underwriter assistants both technically and professionally. * Maintaining awareness of competitor capabilities and strategies, as well as the overall property insurance marketplace. Ideal ...

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Property Underwriter information

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$64.5K

$107.5K

$172.5K

How much do property underwriter jobs pay per year?

As of Aug 17, 2026, the average yearly pay for property underwriter in the United States is $107,464.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,500.00 and $166,000.00 per year, depending on experience, location, and employer.

What is a property underwriter?

A property underwriter is responsible for determining the insurance premium funds and coverage amounts needed for property such as real estate, vehicles, and boats. Your main job duties as a property underwriter include screening applicants and examining the risk associated with a property based on factors such as borrower claims history, loan amounts, and environmental circumstances. The career typically requires a bachelor’s degree in business, finance, or a related field and strong analytical skills. You may also pursue professional certification from insurance organizations to demonstrate your expertise and gain a competitive advantage with employers.

What are the key skills and qualifications needed to thrive as a property underwriter, and why are they important?

To thrive as a Property Underwriter, you need strong analytical skills, attention to detail, and a background in finance, insurance, or risk management—often supported by a relevant degree or professional certification (such as CPCU). Familiarity with underwriting software, risk assessment tools, and industry databases is typically required. Excellent communication, negotiation, and decision-making abilities help you stand out in evaluating risks and collaborating with clients and brokers. These skills are crucial for accurately assessing property risks, making sound underwriting decisions, and maintaining profitable insurance portfolios.

What are some common challenges faced by property underwriters in evaluating complex commercial properties?

Property underwriters often encounter challenges when assessing complex commercial properties due to factors like unique building features, diverse occupancy types, and varying local regulations. Accurately determining replacement costs and understanding specialized risks—such as environmental hazards or historical building concerns—require thorough research and strong analytical skills. Collaborating closely with risk engineers, brokers, and claims professionals is essential to gather all necessary information and ensure comprehensive risk assessment. Staying updated on market trends and regulatory changes also helps underwriters make informed decisions and provide competitive, accurate quotes.

Do property underwriters make a lot of money?

Property underwriters typically earn a median annual salary that varies by experience and location, with entry-level positions starting around $50,000 and experienced underwriters earning over $80,000. Salaries can increase with industry certifications and advanced skills in risk assessment and underwriting software.

Is property underwriting a stressful job?

Property underwriting can be stressful due to the need for accuracy, risk assessment, and meeting deadlines. Underwriters often work with complex data and must make critical decisions, which can contribute to job pressure, especially during high workload periods or when dealing with difficult cases.

What qualifications do you need to be a property underwriter?

To become a property underwriter, candidates typically need a bachelor's degree in fields such as finance, business, or risk management. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and underwriting software. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.
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Property Underwriter jobs near you
Infographic showing various Property Underwriter job openings in the United States as of August 2026, with employment types broken down into 85% Full Time, 13% Part Time, 1% Temporary, and 1% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $107,464 per year, or $51.7 per hour.

Senior Wholesale Property Underwriter

MSIG Holdings USA, Inc.

Chicago, IL • On-site

$110K - $215K/yr

Full-time

Re-posted 8 days ago

Job description

MSIG USA continues to grow!

Company Overview:

MSIG USA is the US-based subsidiary ofMS&AD Insurance Group Holdings, Inc., one of the world's top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business's unique risks.

Summary/Job Purpose:

Underwrites profitable property business on a nationwide basis in accordance with Corporate goals.

Essential Functions:

  • Selects and underwrites complex property risks within delegated underwriting authority.

  • Reviews applications and requirements to determine acceptability of risk in accordance with Company guidelines and standards. Perform all aspects of the underwriting process and due diligence including review and analysis of financial documents and individual risk factors.Applies appropriate pricing techniques according to company filings and state/bureau conformance.

  • Monitors underwriting results, premium and loss trends within assigned book of business.

  • Deliver quality service to brokers and customers within established service metrics for new, renewal and interim requests. Develop and cultivate new and existing broker and customer relationships in assigned territory.Work with brokers and clients to create customized insurance solutions.Source new business opportunities through a strong broker and client network.

  • Prepares or analyzes information on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations in order to drive results within the assigned territory.

  • Document accounts in accordance with regulatory and internal underwriting guidelines.

  • Establishes and executes effective and efficient producer and client visits (with appropriate business units - Risk Engineering, Claims and Marketing Representatives) in order to maintain and increase new business.

  • Enhances technical expertise in the area of Industrial and Global property underwriting including assisting in Underwriting Manager in the training and development of department staff.

Supervisory Responsibilities:

This position has no supervisory responsibilities.

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and Experience Required:

  • Bachelor's degree (B. A.) required
  • 7+ years of related multi-line background required.
  • Existing producer relationships preferred.
  • Must have demonstrated negotiation and production skills.
  • Excellent verbal and written communication skills

SALARY: The estimated salary range for this position is $110,000 to $215,000 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate's relevant experience, location, and other job-related factors.

It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!


It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.

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