1

Property Underwriter Jobs (NOW HIRING)

Underwriter - E&S Property About the Team AXIS' Excess & Surplus (E&S) Property Division operates within one of the most complex and dynamic areas of the E&S insurance market. The team partners ...

Senior Property Underwriter

Morristown, NJ · On-site

$101K - $119K/yr

The Underwriter will be responsible for developing and managing a book of profitable Commercial E&S Property business. The candidate will also be responsible for building and maintaining effective ...

Senior Property Underwriter

Morristown, NJ · On-site +1

$101K - $119K/yr

The Underwriter will be responsible for developing and managing a book of profitable Commercial E&S Property business. The candidate will also be responsible for building and maintaining effective ...

Senior Property Underwriter

Glendale, CA · On-site +1

$104K - $123K/yr

The Underwriter will be responsible for developing and managing a book of profitable Commercial E&S Property business. The candidate will also be responsible for building and maintaining effective ...

Underwriter - E&S Property About the Team AXIS' Excess & Surplus (E&S) Property Division operates within one of the most complex and dynamic areas of the E&S insurance market. The team partners ...

... and underwriter assistants both technically and professionally. * Maintaining awareness of competitor capabilities and strategies, as well as the overall property insurance marketplace. Ideal ...

Senior Underwriter, Property

Alpharetta, GA · On-site

$96K - $113K/yr

The Senior Property Underwriter will manage a property renewal book while also producing new business. The position will primarily be focused on underwriting mono-line property opportunities. However ...

The Commercial Insurance Division is seeking to fill an Executive Property Underwriter position in the Pacific South Region. The primary focus of the position will be Monoline Property, Builders Risk ...

Showing results 41-60

Property Underwriter information

See salary details

$64.5K

$107.5K

$172.5K

How much do property underwriter jobs pay per year?

As of Sep 7, 2026, the average yearly pay for property underwriter in the United States is $107,464.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,500.00 and $166,000.00 per year, depending on experience, location, and employer.

What is a property underwriter?

A property underwriter is responsible for determining the insurance premium funds and coverage amounts needed for property such as real estate, vehicles, and boats. Your main job duties as a property underwriter include screening applicants and examining the risk associated with a property based on factors such as borrower claims history, loan amounts, and environmental circumstances. The career typically requires a bachelor’s degree in business, finance, or a related field and strong analytical skills. You may also pursue professional certification from insurance organizations to demonstrate your expertise and gain a competitive advantage with employers.

What are the key skills and qualifications needed to thrive as a property underwriter, and why are they important?

To thrive as a Property Underwriter, you need strong analytical skills, attention to detail, and a background in finance, insurance, or risk management—often supported by a relevant degree or professional certification (such as CPCU). Familiarity with underwriting software, risk assessment tools, and industry databases is typically required. Excellent communication, negotiation, and decision-making abilities help you stand out in evaluating risks and collaborating with clients and brokers. These skills are crucial for accurately assessing property risks, making sound underwriting decisions, and maintaining profitable insurance portfolios.

What are some common challenges faced by property underwriters in evaluating complex commercial properties?

Property underwriters often encounter challenges when assessing complex commercial properties due to factors like unique building features, diverse occupancy types, and varying local regulations. Accurately determining replacement costs and understanding specialized risks—such as environmental hazards or historical building concerns—require thorough research and strong analytical skills. Collaborating closely with risk engineers, brokers, and claims professionals is essential to gather all necessary information and ensure comprehensive risk assessment. Staying updated on market trends and regulatory changes also helps underwriters make informed decisions and provide competitive, accurate quotes.

Do property underwriters make a lot of money?

Property underwriters typically earn a median annual salary that varies by experience and location, with entry-level positions starting around $50,000 and experienced underwriters earning over $80,000. Salaries can increase with industry certifications and advanced skills in risk assessment and underwriting software.

Is property underwriting a stressful job?

Property underwriting can be stressful due to the need for accuracy, risk assessment, and meeting deadlines. Underwriters often work with complex data and must make critical decisions, which can contribute to job pressure, especially during high workload periods or when dealing with difficult cases.

What qualifications do you need to be a property underwriter?

To become a property underwriter, candidates typically need a bachelor's degree in fields such as finance, business, or risk management. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and underwriting software. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What cities are hiring for Property Underwriter jobs?

Cities with the most Property Underwriter job openings:

What are the most commonly searched types of Property Underwriter jobs?

The most popular types of Property Underwriter jobs are:

Who are the top companies hiring for Property Underwriter jobs?

The top employers for Property Underwriter jobs are:

What states have the most Property Underwriter jobs?

States with the most job openings for Property Underwriter jobs include:

Infographic showing various Property Underwriter job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 83% In-person, and 17% Remote job distribution, with an average salary of $107,464 per year, or $51.7 per hour.

Underwriter - E&S Property

AXIS Capital

Alpharetta, GA • On-site

Full-time

Medical, Retirement, PTO

Posted 23 days ago


Job description

This is your opportunity to join AXIS Capital - a trusted global provider of specialty lines insurance and reinsurance.  We stand apart for our outstanding client service, intelligent risk taking and superior risk adjusted returns for our shareholders. We also proudly maintain an entrepreneurial, disciplined and ethical corporate culture.  As a member of AXIS, you join a team that is among the best in the industry.

At AXIS, we believe that we are only as strong as our people. We strive to create an inclusive and welcoming culture where employees of all backgrounds and from all walks of life feel comfortable and empowered to be themselves. This means that we bring our whole selves to work.

All qualified applicants will receive consideration for employment without regard to any protected characteristic, including age, color, disability, ethnicity, gender identity, marital status, national origin, pregnancy, race, religion, sex, sexual orientation, veteran status, or any basis prohibited by the laws that govern its operations.

Underwriter - E&S PropertyAbout the Team

AXIS' Excess & Surplus (E&S) Property Division operates within one of the most complex and dynamic areas of the E&S insurance market. The team partners closely with wholesale brokers, facultative reinsurance markets, and internal stakeholders to deliver disciplined underwriting solutions that support profitable growth, strong client relationships, and long-term portfolio stability.

How does this role contribute to our collective success?

This role contributes through independent underwriting execution, technical expertise, and proactive book management. The Underwriter supports profitability and growth objectives by underwriting complex E&S Property risks, expanding existing broker relationships, and executing underwriting and marketing strategies aligned with AXIS' risk appetite. The role also contributes by collaborating with internal business partners and sharing expertise to support overall team performance.

What will you be doing in this role?
  • Independently underwrite and manage a profitable book of complex surplus lines E&S Property risks, utilizing appropriate analytical diagnostics to assess acceptability, coverage structure, and pricing adequacy.
  • Analyze and evaluate new and renewal submissions, exercising sound underwriting judgment within established guidelines and delegated authority.
  • Assess E&S Property pricing adequacy and structure competitive underwriting solutions aligned with AXIS' strategic and financial objectives.
  • Negotiate terms and conditions in a highly complex and competitive environment with wholesale brokers and facultative reinsurance markets, with a focus on strengthening and expanding existing relationships.
  • Work on problems of moderate scope where underwriting decisions require analysis of multiple risk, pricing, and market factors, with a planning time horizon extending several months into the future.
  • Underwrite and develop a diversified, profitable book of business in support of strategic business plans and overall growth and profit objectives.
  • Contribute to the execution of a countrywide marketing strategy by identifying wholesale broker partners aligned with AXIS' E&S Property risk appetite and new business goals.
  • Attend broker and client meetings, typically alongside more senior underwriting leadership, supporting account management, renewal strategy, and relationship development efforts.
  • Collaborate closely with internal business partners across underwriting, claims, operations, actuarial, and leadership teams to support underwriting decisions and operational execution.
  • Provide informal guidance and mentorship to less experienced underwriters and support team knowledge sharing, as appropriate.
  • Maintain awareness of legal, regulatory, and market developments impacting E&S Property underwriting and ensure compliance with applicable standards.
About you

We encourage you to bring your own experience and expertise to the table. You are an independent underwriting professional with strong technical acumen, sound judgment, and a commitment to continuous development. You bring integrity, accountability, and a collaborative approach to building strong wholesale broker and internal partnerships while delivering high-quality underwriting outcomes.

What we're looking for from you
  • Bachelor's degree required; CPCU, ARM, and/or ASLI designations strongly preferred.
  • Minimum of two (2) years of E&S underwriting experience.
  • Advanced technical underwriting expertise and demonstrated progression of responsibility.
  • Strong negotiation, analytical, and business development capabilities.
  • Established wholesale broker relationships highly desired.
  • A growing knowledge of E&S Property lines of business and applicable legal and regulatory guidelines.
  • Strong communication, influencing, and presentation skills with the ability to effectively interact with all levels of internal and external business partners.
Role factors
  • Be in the office 3 days per week
What we offer

You will be eligible for a comprehensive and competitive benefits package which includes medical plans for you and your family, health and wellness programs, retirement plans, tuition reimbursement, paid annual leave, and much more.

For this position, we currently expect to offer a base salary in the range of $85,000 to 105,000. Your salary offer will be based on an assessment of a variety of factors including your specific experience and work location.

In addition, you will be eligible for a comprehensive and competitive benefits package which includes medical plans for you and your family, health and wellness programs, retirement plans, tuition reimbursement, paid vacation, and much more.

Where this role is based in the United States of America, this role isExemptfor FLSA purposes.

This posting is for an existing vacancy.